Disaster Recovery Housing Assistance Program is sponsored by State of Iowa. This program provides financial assistance to eligible homeowners in Iowa affected by recent natural disasters to expedite home repairs. To be eligible, homeowners must have received some type of FEMA Housing Assistance award.

Funding Opportunity Details If you are already a WebGrants user you can login to apply for this opportunity. If you are not a registered user you can register to apply for an account. 28 - Disaster Recovery Housing Assistance Program Funding Opportunity Details Disaster Recovery Housing Assistance Program Final Application Deadline: Nov 20, 2024 11:59 PM Posted Date Nov 20, 2024 2:10 PM Award Amount Range No Limit - $50,000.

00 Categorical Area Community Development,Disaster Assistance,Housing,Rural Issues Program Officer Disaster Recovery Applicants are required to complete the eligibility pre-check screening below prior to accessing the full application. It's important to note that the submission of an application does not ensure approval of financial assistance. Access the pre-check form here: DRHAP Precheck Form - Iowa Finance Authority .

Your answers to the pre-check questions will determine whether you may be eligible for DRHAP. If you see a screen stating that you may be eligible for DRHAP, follow the instructions to complete a full program application in IowaGrants. gov. The pre-check form is NOT a full application for DRHAP.

The full DRHAP application can only be completed after you login to your account in IowaGrants. gov and search for “Disaster Recovery Housing Assistance Program” as the Funding Opportunity. Follow the instructions in IowaGrants.

gov to complete and submit a full application for DRHAP assistance. The Disaster Recovery Housing Assistance Program will provide financial assistance to eligible homeowners affected by recent natural disasters, helping them to expediate repairs to their homes. Eligible homes must be located in a county approved for federal Individual Assistance following the three presidentially declared natural disasters this spring and summer.

These counties currently include Adair, Adams, Buena Vista, Cedar, Cherokee, Clarke, Clay, Emmet, Harrison, Jasper, Lyon, Mills, Montgomery, O’Brien, Plymouth, Polk, Pottawattamie, Ringgold, Shelby, Sioux, Union and Woodbury. *Additional counties may be added. A list of counties, including those approved for FEMA Individual Assistance, as required for this program, is available at disasterassistance.

gov. • Applications will be accepted on an ongoing basis until funds have been exhausted. • Applications will be reviewed and approved on a first submitted, first ready to proceed basis. • Incomplete application submissions may be offered a reasonable timeframe to cure those deficiencies.

• Maximum award $50,000 for repair or rehabilitation of the eligible disaster-affected home • Assistance provided in the form of a forgivable loan, forgiven monthly over five years and secured by a recorded retention agreement.

If the homeowner sells the home or the home ceases to be the homeowner’s primary residence before the end of the five-year retention period, the homeowner will be required to repay the remaining loan balance upon the sale of their home.

• Eligible homeowners who have unmet housing recovery needs that fall beyond the scope of insurance coverage and/or FEMA Individual Assistance must meet all the following requirements: o The disaster-affected home must have been the applicant’s primary, owner-occupied residence as of the date of the disaster and be located in a county declared eligible for FEMA Individual Assistance.

o If the homeowner had insurance coverage covering disaster damage, the homeowner must have filed a claim with their insurance company and received final approval or denial of that claim. o The homeowner must have registered with FEMA and been awarded some form of FEMA Housing Assistance, which may include assistance for home repairs or temporary housing.

o The homeowner’s disaster-affected home must have sustained damage greater than the damage that is covered by insurance plus any other state or federal disaster-related financial assistance the homeowner is eligible to receive. o The disaster-affected home must be deemed suitable for rehabilitation by the local program administrator.

o The disaster-affected home is not eligible for buyout or the homeowner is requesting a forgivable loan for repair or rehabilitation in lieu of a buyout. o The homeowner must be in good standing with the Iowa Department of Revenue. o Assistance under the program must not duplicate benefits provided by any local, state, or federal disaster recovery assistance program.

• Single-family home • Manufactured homes permanently affixed to real property and taxed as real estate o Proof of flood impact (such as photos) are required • Homes located within the 100-year floodplain are not eligible for the program. • Eligible repairs will be limited to those determined reasonable and necessary by the local program administrator to return the home to its pre-disaster condition.

• Assistance provided under the program must be in compliance with all applicable local and state rules and ordinances, including but not limited to, those relating to building codes, zoning, flood plain ordinances, lead-safe renovators and work practices, and asbestos inspection and removal.

• Home repair work must be completed by contractors who are registered to work in the state of Iowa to be eligible for payment under the program. You can search for registered contractors using Iowa’s online public search tool available here ( https://laborportal. iwd.

iowa. gov/iwd_portal/publicSearch/public ).

• Repairs to outbuildings, detached garages, boat docks, shoreline restoration, landscaping, repair or replacement of household appliances, clean-up expenses, repairs to a home business or business located on the same site, remodeling to enhance the home’s pre-disaster features, expansion or addition of a deck or porch beyond the pre-disaster footprint other than to enhance mobility accessibility, purchase of personal items or furniture.

• Copy of driver’s license or other legal form of identification • Insurance settlement information, if applicable • FEMA Housing Assistance approval letter • If seeking reimbursement for eligible expenses, required documentation includes receipts for the purchase of materials, paid invoices from hired contractors who are registered to work in the State of Iowa, and other documentation deemed acceptable by IFA.

IFA may verify the accuracy of the submitted paid invoice through verification from the contractor. • Applications will be reviewed for eligibility, duplication of benefits, and if deemed preliminarily eligible, will be referred to a local administrative partner who will be the homeowner’s point of contact for inspections, feasibility for repair determination, scope of work and payment of eligible expenses.

• Assistance may be paid directly to contractors completing the repair or rehabilitation work or to the homeowner as reimbursement for eligible costs incurred. For questions, please email [email protected] or refer to the DRHAP web page , including the Frequently Asked Questions, for more information. Disaster Recovery Housing Assistance Program - Iowa Finance Authority Description File Name Type Size Upload Date No files attached.

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