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Find similar grantsDisaster Recovery Loan Fund is sponsored by Vermont Economic Development Authority (VEDA). Provides financial assistance to Vermont businesses, including farms, logging operations, sawmills, and nonprofits, to recover from damage caused by declared disasters.
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Disaster Recovery Loan Fund | VEDA Small Business Loan Program Entrepreneurial Loan Program Local Development Corporation Program Revenue Bond Program for 501(c)(3) Revenue Bond Program for Manufacturers Northeast Kingdom Special Loan Program Broadband Expansion Loan Program Commercial Energy Loan Program Agricultural Energy Loan Program EV Workplace Charging Station Program (GMP) EV Charging Station Program (SIB) Montpelier Heating District Loan Program Vermont Agricultural Credit Corporation Brownfields Revitalization Fund State Infrastructure Bank Program State Drinking Water Program State Small Business Credit Initiative (SSBCI) Meeting Announcements & Agendas 802.
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5627 Contact Us Rates & Fees NEW: Loans to Build Housing NEW: VEDA Supports Infrastructure NEW: Lending to C-PACE Energy Projects Commercial Housing Lending Small Business Loan Program Entrepreneurial Loan Program Local Development Corporation Program Revenue Bond Program for 501(c)(3) Revenue Bond Program for Manufacturers Broadband Expansion Loan Program Commercial Property-Assessed Clean Energy (C-PACE) Commercial Energy Loan Program Agricultural Energy Loan Program EV Workplace Charging Station Program (GMP) EV Charging Station Program (SIB) Montpelier Heating District Loan Program Agricultural & Forestry Financing Vermont Agricultural Credit Corporation Disaster Recovery Loan Fund Loan Participation Program (SSBCI) Brownfields Revitalization Fund State Infrastructure Bank Program State Drinking Water Programs Meeting Announcements & Agendas Disaster Recovery Loan Fund Disaster Recovery Loan Fund The VEDA Disaster Recovery Loan Fund provides financial assistance to Vermont businesses, farms, foresters, and not-for-profit organizations to help them recover from damage caused by disasters by repairing or replacing damaged property, inventory, or working capital.
A disaster must be declared for the Disaster Recovery Loan Fund to be activated. That happens one of two ways. A disaster must be: declared by the Governor of Vermont or President of the U nited S tates , or declared by VEDA in consultation with the Vermont Secretary of Commerce and Community Development ; Vermont Secretary of Agriculture, Farms, and Markets ; and t he Vermont Commissioner of Forests, Parks, and Recreation .
To be eligible to receive a loan from the Disaster Recovery Loan Fund, applicants must meet all of the following criteria: The entity was in operation at the time of the declared disaster, or significant capital had been spent on an emerging business or nonprofit organization at the time of the declared disaster. The entity can demonstrate and attest to economic harm caused by or exacerbated by the declared disaster.
The entity remains open or attests they plan to reopen as soon as practicable. Collateral: All loans will be secured by sufficient collateral Interest Rate: To be determined at time of application. Personal Guarantees : Required from any 20% or more owner.
(Does not apply to not-for-profit organizations). ACH Requirement: All loans required to establish monthly payment via automatic ACH. Maximum loan proceeds will be set at $100,000.
Loan amount limited to cost necessary for repair or replacement of damaged property. Proceeds received from state, federal, local governments, as well as insurance proceeds, will be considered to determine the appropriate loan amount. Working capital loan amounts will be determined on a case-by-case basis.
Before you begin filling out an application, please be sure you have the following documentation on hand: Three years of business tax returns. Personal financial information as outlined in Checklist linked below under “APPLY NOW” . Description of collateral.
Required information from emerging businesses will be determined on a case-by-case basis. Applicants are required to sign attestations that their business, farm, forestry operation, or nonprofit organization sustained direct damage from the declared disaster. You can download a Disaster Relief Loan Fund Checklist and Application below.
Questions? Please email drlf@veda. org .
VEDA’s Underwriting Team will provide a simple and quick response to all requests regarding this program. Funds for the Disaster Recovery Loan Fund were appropriated to VEDA in 2025 under H. 398 (Act 26) .
Projects Financed Through This Program... 381 Exchange Street, Unit A,
According to the current listing, eligibility includes: Vermont businesses, working lands enterprises, and nonprofits affected by declared disasters. Confirm the full requirements in the official notice before applying.
The current listing shows up to $100,000. Verify award ceilings, matching requirements, and allowable costs in the official notice.
Disaster Recovery Loan Fund is funded by Vermont Economic Development Authority (VEDA). Verify program details on the funder's official page before applying.
This opportunity targets applicants in Vermont. If your organization operates elsewhere, check the official notice for location requirements.
Start from the official opportunity page linked in this listing — it carries the sponsor's submission instructions.
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