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Find similar grantsDown Payment Assistance Program is sponsored by City of Vicksburg Housing Department. The City of Vicksburg's Down Payment Assistance Program provides support to first-time homebuyers in low, very low, and moderate-income brackets needing down payment and closing cost assistance.
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Down Payment Assistance for First Time Homebuyers | City of Vicksburg, Mississippi Emergency Management Useful Links Military Relocation Assistance Down Payment Assistance for First Time Homebuyers A major stumbling block for potential homeowners when trying to acquire a safe, decent, and affordable home is finding cash for down payment and closing cost.
For that reason, the goal for our affordable housing project is to provide support to first time home buyers in the low, very low and moderate income brackets, that need down payment and closing cost assistance. Because of income levels, typically there are no extra funds available for down payment assistance, therefore grant funding is usually the only way these families would be able to attain their dream of homeownership.
Features of the Down Payment Assistance Program: • Mississippi Home Corporation sponsored Smart Solutions Premium. Provides a grant that is 4% of loan amount with NO repayment and NO deed restrictions. • Home Loan Plus - Mississippi Home Corporation sponsored grant that is competitive, $25,000 over a 5 year period (with a deed restriction) that is forgiven after 5 years.
• Affordable housing program, grant amount is subject to change each year (has a 5 year deed restriction). • Home Equity Loan Program sponsored by the Federal Home Loan Bank of Dallas, pays up to $7,500 in down payment and closing cost assistance. • First-time home buyers with low to moderate income not to exceed Area Median Income.
• Acceptable credit score. • Applicant who has successfully completed an 8-hour Homebuyer Education Class. To submit your information to be reviewed for the down payment assistance program, please call the City of Vicksburg Housing Department at 601-634-4528 and ask for Carolyn Harrison (Housing Director) or fill out the information in the form below.
Number of People in the Household * Monthly Income From Source 1 Monthly Income From Source 2 Monthly Income From Source 3 Down Payment Assistance for First Time Homebuyers Home Repair Assistance for the Elderly Housing Counseling Program Hours : 8:00 am to 5:00 pm M-F View Full Contact Details 1401 Walnut Street | Vicksburg, MS 39180 | 601-636-3411
According to the current listing, eligibility includes: First-time homebuyers with low to moderate income not to exceed Area Median Income, acceptable credit score, and successful completion of an 8-hour Homebuyer Education Class. Confirm the full requirements in the official notice before applying.
The current listing shows up to $25,000 (competitive grant, amount subject to change). Verify award ceilings, matching requirements, and allowable costs in the official notice.
Down Payment Assistance Program is funded by City of Vicksburg Housing Department. Verify program details on the funder's official page before applying.
Start from the official opportunity page linked in this listing — it carries the sponsor's submission instructions.
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