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Farm Loans (Direct and Guaranteed Farm Ownership Loans and Operating Loans) is sponsored by USDA Farm Service Agency (FSA). FSA provides direct and guaranteed loans to family-size farmers and ranchers who cannot obtain commercial credit. These loans can be used to purchase land, livestock, equipment, feed, seed, supplies, construct buildings, or make farm improvements.
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Farm Service Agency U.S. Department of Agriculture * Resources Toggle sub menu for Resources * * Loans Toggle sub menu for Loans * Climate-Smart Agriculture and Farm Loan Programs * Farm Storage Facility Loan (FSFL) Program * Highly Fractionated Indian Land Loan Program (HFIL) * Indian Tribal Land Acquisition Loan Program * Loan Deficiency Payments (LDP) * Marketing Assistance Loans (MAL) * Organic Dairy Marketing Assistance Program (ODMAP 2024) * * Conservation Toggle sub menu for Conservation * Conservation Reserve Enhancement Program (CREP) * Conservation Reserve Program (CRP) * Farmable Wetlands Program (FWP) * Transition Incentives Program * Water-Saving Commodities (WSC) Program * * Disaster Recovery Toggle sub menu for Disaster Recovery * 2023/2024 Supplemental Disaster Assistance * Disaster Set-Aside Program (DSA) * Emergency Assistance for Livestock, Honeybees, and Farm-Raised Fish (ELAP) * Emergency Conservation Program (ECP) * Emergency Forest Restoration Program (EFRP) * Emergency Livestock Relief Program (ELRP) * Emergency Relief Program (ERP) * Livestock Forage Disaster Program (LFP) * Livestock Indemnity Program (LIP) * Milk Loss Program (MLP) * Noninsured Disaster Assistance Program (NAP) * On-Farm Stored Commodity Loss Program (OFSCLP) * Supplemental Disaster Relief Program (SDRP) * Tree Assistance Program (TAP) * * Income Support Toggle sub menu for Income Support * Agriculture Risk Coverage (ARC) & Price Loss Coverage (PLC) * Assistance for Specialty Crop Farmers (ASCF) Program * Dairy Indemnity Payment Program (DIPP) * Dairy Margin Coverage Program (DMC) * Emergency Commodity Assistance Program (ECAP) * Farmer Bridge Assistance (FBA) Program * Marketing Assistance for Specialty Crops (MASC) * Organic Certification Cost Share Program (OCCSP) * Reimbursement Transportation Cost Payment (RTCP) * Strengthening Processing for U.S. Ranchers (SPUR) Program * * General Programs Toggle sub menu for General Programs * Certified Mediation Program (CMP) * Farm Labor Stabilization and Protection Pilot Grant Program * Food Safety Certification for Specialty Crops (FSCSC) Program * * Outreach & Education Toggle sub menu for Outreach & Education * Partner Organization Resources * State Outreach Coordinators * * Price Support Toggle sub menu for Price Support * Loan Deficiency Payments * Posted County Price Rates * * Economic and Policy Analysis Toggle sub menu for Economic and Policy Analysis * Commodity Loan Activity Reports * Wool and Mohair Reports * Financial Management Information * * Initiatives Toggle sub menu for Initiatives * Acreage Crop Reporting Streamlining Initiative (ACRSI) * Tools Toggle sub menu for Tools * * Decision-Making Toggle sub menu for Decision-Making * Emergency Livestock, Honey Bees, Fish * * Online Services Toggle sub menu for Online Services * * Informational Toggle sub menu for Informational * Freedom of Information Act (FOIA) * News & Events Toggle sub menu for News & Events * * Laws and Regulations Toggle sub menu for Laws and Regulations * Federal Register Notices * Federal Register Publications & Related Documents * Careers Toggle sub menu for Careers * Climate-Smart Agriculture and Farm Loan Programs * Farm Storage Facility Loan (FSFL) Program * Highly Fractionated Indian Land Loan Program (HFIL) * Indian Tribal Land Acquisition Loan Program * Loan Deficiency Payments (LDP) * Marketing Assistance Loans (MAL) * Organic Dairy Marketing Assistance Program (ODMAP 2024) * Conservation Reserve Enhancement Program (CREP) * Conservation Reserve Program (CRP) * Farmable Wetlands Program (FWP) * Transition Incentives Program * Water-Saving Commodities (WSC) Program * 2023/2024 Supplemental Disaster Assistance * Disaster Set-Aside Program (DSA) * Emergency Assistance for Livestock, Honeybees, and Farm-Raised Fish (ELAP) * Emergency Conservation Program (ECP) * Emergency Forest Restoration Program (EFRP) * Emergency Livestock Relief Program (ELRP) * Emergency Relief Program (ERP) * Livestock Forage Disaster Program (LFP) * Livestock Indemnity Program (LIP) * Milk Loss Program (MLP) * Noninsured Disaster Assistance Program (NAP) * On-Farm Stored Commodity Loss Program (OFSCLP) * Supplemental Disaster Relief Program (SDRP) * Tree Assistance Program (TAP) * Agriculture Risk Coverage (ARC) & Price Loss Coverage (PLC) * Assistance for Specialty Crop Farmers (ASCF) Program * Dairy Indemnity Payment Program (DIPP) * Dairy Margin Coverage Program (DMC) * Emergency Commodity Assistance Program (ECAP) * Farmer Bridge Assistance (FBA) Program * Marketing Assistance for Specialty Crops (MASC) * Organic Certification Cost Share Program (OCCSP) * Reimbursement Transportation Cost Payment (RTCP) * Strengthening Processing for U.S. Ranchers (SPUR) Program * Certified Mediation Program (CMP) * Farm Labor Stabilization and Protection Pilot Grant Program * Food Safety Certification for Specialty Crops (FSCSC) Program * Partner Organization Resources * State Outreach Coordinators * Loan Deficiency Payments * Posted County Price Rates * Economic and Policy Analysis * Commodity Loan Activity Reports * Wool and Mohair Reports * Financial Management Information * Acreage Crop Reporting Streamlining Initiative (ACRSI) Farm Ownership Loans offer essential financial support to farmers and ranchers aiming to purchase, develop, or expand their agricultural operations.
Administered by the Farm Service Agency (FSA), these loans are available in different forms to meet a variety of needs, including the purchase of farmland, construction of farm buildings, and making improvements to existing structures and infrastructure. Applicants must be U.S. citizens or permanent residents, have sufficient education, training, or experience in managing a farm, and demonstrate an ability to repay the loan.
Specific eligibility requirements may vary depending on the type of ownership loan. To apply for Farm Ownership Loans, producers must submit a loan application to their local FSA office. The application process includes providing documentation of financial history, farm business plan, and other required information.
Detailed enrollment instructions and deadlines are available through the local FSA office. * Direct Farm Ownership Loans: Provide financing directly from the FSA for the purchase and development of farm property. * Guaranteed Farm Ownership Loans: Issued by commercial lenders but guaranteed by the FSA, reducing the lender's risk.
* Down Payment Program: Helps beginning farmers and ranchers by requiring only a 5% down payment. * Joint Financing: FSA provides financing in conjunction with other lenders, covering up to 50% of the purchase cost. * Direct Loans: Up to $600,000.
* Guaranteed Loans: Up to $2,343,000. * Down Payment Program: Up to 45% of the purchase price or appraised value. **Interest Rates and Terms:** Competitive interest rates with repayment terms of up to 40 years for real estate and other long-term improvements.
Current FSA Loan Interest Rates ## For Farmers and Ranchers * Find Loans and Other Programs Stay up to date on the latest from FSA * Non-Discrimination Statement
According to the current listing, eligibility includes: Family-size farmers and ranchers who are unable to obtain commercial credit. Beginning farmers and ranchers (less than 10 years of experience) are a priority group. Confirm the full requirements in the official notice before applying.
Farm Loans (Direct and Guaranteed Farm Ownership Loans and Operating Loans) is funded by USDA Farm Service Agency (FSA). Verify program details on the funder's official page before applying.
Start from the official opportunity page linked in this listing — it carries the sponsor's submission instructions.
Emergency Conservation Program (ECP) is sponsored by USDA Farm Service Agency (FSA). The ECP provides funding and technical assistance to farmers and ranchers to restore farmland damaged by natural disasters and for emergency water conservation measures in severe droughts. This could be relevant for repairing fences or ponds damaged by natural disasters.
Supplemental Disaster Relief Program (SDRP) is sponsored by USDA Farm Service Agency (FSA). The SDRP offers disaster assistance to agricultural producers. While specific details on cattle ranching impact would need to be verified, FSA programs generally include emergency relief and restoration for livestock and grazing land in the case of natural disasters.
USDA and HHS announced Harvest to Hallways on August 24, 2026: $50M in new cafeteria infrastructure funding on top of $20M in Equipment Assistance Grants, up to $25M more in Patrick Leahy Farm to School awards for FY2026, and $30M in HHS nutrition research. Each pot has a different applicant, a different route, and a different timeline. Here is how to position for all three before the notices post.
Read articleThe administration is investing $1 billion in regenerative agriculture while proposing $4.9 billion in USDA cuts. Farmers and ag researchers face a funding landscape where priorities are shifting faster than programs can adapt.
Read articleOn March 4, HHS, USDA, and EPA announced $1B in farm modernization investments. On April 3, the FY2027 budget proposed slashing USDA by 19%. What the contradiction means for agricultural researchers, land-grant universities, and rural communities.
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