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Find similar grantsGeorgia Cities Foundation Revolving Loan Fund is sponsored by Georgia Cities Foundation. The Georgia Cities Foundation assists cities in their efforts to revitalize and enhance downtown areas by serving as a partner and facilitator in funding capital projects through a revolving loan fund.
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Loan Programs | Georgia Cities Foundation Georgia Cities Foundation Loan Impact to Date: Total GCF Lending: $38,637,703 Total Project Costs: $225,298,560 Number of New Businesses: 36 New/Retained Downtown Jobs: 2,556 Downtown Housing Units: 366 Redeveloped Square Footage: 1.
724 million sf New Construction Square Footage: 229,000 sf The Georgia Cities Foundation is a certified Community Development Financial Institution (CDFI) dedicated to delivering flexible financial solutions that help make transformative downtown and community projects possible.
Through a strong partnership with the Georgia Department of Community Affairs (DCA) and other strategic partners, GCF has assisted hundreds of projects across Georgia in coming to fruition—supporting revitalization, economic development, housing, and placemaking initiatives that strengthen communities statewide.
Revolving Loan Fund for Downtowns For more than 20 years, the Georgia Cities Foundation’s Revolving Loan Fund has provided low-interest financing to support historic rehabilitation, new construction, and green space projects in downtowns across Georgia. By partnering with Downtown Development Authorities (DDAs) and cities, the program helps advance local revitalization goals through public-private collaboration.
Loan Terms & Qualifications Financing up to 40% of project costs, with a maximum loan of $250,000 Below-market interest rate, 10-year term, 15-year amortization Eligible uses: acquisition, rehabilitation, new construction, or green space Requires local support (DDA/City), matching funds, and Qualified Local Government (QLG) status Structured with a senior lender in first lien position (typically a bank); 50% bank – 40% GCF – 10% owner equity All loan programs require a $250 application fee and 1% origination fee, if approved.
Other fees may apply depending on project. Our staff will gladly set up a time to discuss our loan programs with city leadership, staff, bankers, and developers. For more information, contact Chris Higdon or Tara Bradshaw at gcfloans@gacities.
com or call 404-688-0472 . Carrollton Dream City Brewing - 2025 Dublin Saltwater Fishery - 2020 Macon-Bibb 497 Second Street - 2020 Monroe 116 W. Spring Street - 2020 Moultrie East Central Salon - 2025 Georgia Cities Foundation 201 Pryor St.
SW Atlanta, GA 30303 (888) 488-4462-toll free Georgia residents only The Georgia Cities Foundation recognizes the importance of ensuring our websites are accessible and is committed to ensuring digital accessibility for people with disabilities. We are continually improving the user experience for everyone and currently working to apply the relevant accessibility standards to this website.
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According to the current listing, eligibility includes: Cities in Georgia. Requires local support (DDA/City), matching funds, and Qualified Local Government (QLG) status. Confirm the full requirements in the official notice before applying.
The current listing shows up to 40% of project costs, maximum $250,000. Verify award ceilings, matching requirements, and allowable costs in the official notice.
Georgia Cities Foundation Revolving Loan Fund is funded by Georgia Cities Foundation. Verify program details on the funder's official page before applying.
This opportunity targets applicants in Georgia. If your organization operates elsewhere, check the official notice for location requirements.
Start from the official opportunity page linked in this listing — it carries the sponsor's submission instructions.
On October 20, 2026 the Home Depot Foundation committed $1 billion through 2032 to homeless and at-risk veterans, replacing its $750 million by 2030 pledge. The money flows through invited national partners and a Veteran Housing Grants program that pays $100,000 to $500,000 in hard costs, capped at 50 percent of development cost, with priority for ten large cities. What changes for housing developers, repair programs and landlord-incentive nonprofits.
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