Grants to USA Federally Insured Depository Institutions for Small Dollar Loan Programs

Grants to USA Federally Insured Depository Institutions for Small Dollar Loan Programs is sponsored by Various (Federal, through CDFI Fund). These grants support federally insured depository institutions for small dollar loan programs, with the aim of expanding access to banking services for people not currently served by traditional financial institutions.

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**Secure websites use HTTPS** Community Development Financial Institutions Fund U.S. Department of the Treasury ##### Top Navigation Second * Community Development Advisory Board * Bank Enterprise Award (BEA) Program * Capital Magnet Fund (CMF) Program * CDFI Bond Guarantee Program * CDFI Equitable Recovery Program * CDFI Rapid Response Program * New Markets Tax Credit (NMTC) Program * Small Dollar Loan Program * Compliance and Performance Reporting Resources * Opportunity Zones Resources * Searchable Awards Database * NMTC Allocatee States Served * Historical Award Documents * Program Eligibility Guidance * Message From the Director # Treasury Pairs New Markets Tax Credit Awards with Program Reforms The NMTC allocations announced reflect a 20 percent increase in investments in rural and non-metro communities.

These investments will help expand rural hospitals, strengthen small businesses, build domestic manufacturing capacity, and support job creation. [](https://www. cdfifund.

gov/) ## What does the CDFI Fund Do? The Community Development Financial Institutions Fund (CDFI Fund) plays an important role in generating economic growth and opportunity in some of our nation's most distressed communities.

By offering tailored resources and innovative programs that invest federal dollars alongside private sector capital, the CDFI Fund serves mission-driven financial institutions that take a market-based approach to supporting economically disadvantaged communities.

These mission-driven organizations are encouraged to apply for CDFI Certification and participate in CDFI Fund programs that inject new sources of capital into neighborhoods that lack access to financing. Each business financed, each job created, and each home built represents a critical step in the transformation of a life, a family, and a community. This is real change.

This is the CDFI Fund. Discover More > [](https://www. cdfifund.

gov/) * Did you know the CDFI Fund is an important part of your community? * Which CDFI Fund program is right for your organization? * [](https://www.

cdfifund. gov/)Looking for training or technical assistance opportunities? ### Are you an individual or business seeking a loan?

Click here to learn how to find CDFIs and CDEs that are providing services in your community. ### Are you protecting yourself from Ransomware? Click here to learn how to recognize and react to ransomware attacks.

### Are you keeping safe from scams? Scammers have been contacting individuals claiming to be from the CDFI Fund. Click here to learn more.

Bank Enterprise Award Program › The BEA Program provides awards to FDIC-insured institutions for eligible investments. CDFI Bond Guarantee Program › The CDFI Bond Guarantee Program is a source of long-term, patient capital for CDFIs. CDFI Equitable Recovery Program › The CDFI ERP provides grants to CDFIs to respond to disproportionate economic impacts of the COVID-19 pandemic.

CDFI Program › The CDFI Program provides Financial and Technical Assistance awards to CDFIs. CDFI Rapid Response Program › The CDFI Rapid Response Program is designed to quickly deploy COVID-19 relief capital to Certified CDFIs. Capacity Building Initiative › The Capacity Building Initiative is a source of training and technical assistance for CDFIs.

Capital Magnet Fund › The Capital Magnet Fund encourages the development of affordable housing in low-income communities. Native Initiatives › The Native Initiatives provides awards, training, and technical assistance to CDFIs serving Native Communities. New Markets Tax Credit Program › The New Markets Tax Credit encourages economic and community development in low-income communities.

Small Dollar Loan Program › The Small Dollar Loan Program was created to help Certified CDFIs provide alternatives to high cost small dollar loans. ## Impact We Make Slideshow The vision of the Community Development Financial Institutions Fund (the CDFI Fund) is to economically empower America’s underserved and distressed communities.

View the Bank Enterprise Award Program The amount lent to date by CDFIs participating in the Bank Enterprise Award Program The vision of the Community Development Financial Institutions Fund (the CDFI Fund) is to economically empower America’s underserved and distressed communities.

View the Capital Magnet Fund The amount lent to date by CDFIs participating in the Capital Magnet Fund The vision of the Community Development Financial Institutions Fund (the CDFI Fund) is to economically empower America’s underserved and distressed communities.

View the CDFI Bond Guarantee Program The amount lent to date by CDFIs participating in the e CDFI Bond Guarantee Program The vision of the Community Development Financial Institutions Fund (the CDFI Fund) is to economically empower America’s underserved and distressed communities.

View the CDFI Equitable Recovery Program The amount lent to date by CDFIs participating in the CDFI Equitable Recovery Program The vision of the Community Development Financial Institutions Fund (the CDFI Fund) is to economically empower America’s underserved and distressed communities.

The amount lent to date by CDFIs participating in the CDFI Program FA and TA awards The vision of the Community Development Financial Institutions Fund (the CDFI Fund) is to economically empower America’s underserved and distressed communities.

View the CDFI Rapid Response Program The amount lent to date by CDFIs participating in the CDFI Rapid Response Program The vision of the Community Development Financial Institutions Fund (the CDFI Fund) is to economically empower America’s underserved and distressed communities.

View the CDFI Fund's Native Initiatives Program The amount lent to date by CDFIs participating in the NACA Program The vision of the Community Development Financial Institutions Fund (the CDFI Fund) is to economically empower America’s underserved and distressed communities.

View the New Markets Tax Credit Program The amount lent to date by CDFIs participating in the New Markets Tax Credit Program The vision of the Community Development Financial Institutions Fund (the CDFI Fund) is to economically empower America’s underserved and distressed communities.

View the Small Dollar Loan Program The amount lent to date by CDFIs participating in the Small Dollar Loan Program Jul 22, 2026 : **Programs and Initiatives, Updates** Important Reminders for FY 2026 Bank Enterprise Award Program Round Applicants Deadlines for Fiscal Year (FY) 2026 Bank Enterprise Award Program (BEA Program) applications are coming soon.

Applicants are strongly encouraged to closely review all application materials on the BEA Program page on the CDFI Fund’s website. Jul 22, 2026 : **Programs and Initiatives, Updates** Important Reminders for FY 2026 Small Dollar Loan Program Funding Round Applicants Deadlines for Fiscal Year (FY) 2026 Small Dollar Loan Program (SDL Program) applications are coming soon.

Applicants are strongly encouraged to closely review all of the application materials on the SDL Program page on the CDFI Fund’s website. Please reference the FY 2026 SDL Program NOFA and SDL Program Application Instructions for detailed information regarding all relevant deadlines for the FY 2026 SDL Program funding round.

As a highlight: Beware of Fraud Attempts: Fictitious CDFI Fund Communications and Accounts August CDFI Certification Monthly Webinar September CDFI Certification Monthly Webinar October CDFI Certification Monthly Webinar November CDFI Certification Monthly Webinar December CDFI Certification Monthly Webinar **Annual Report**FY 2024 Annual Report › **Request a Speaker**Schedule a Speaker for your next event › ## CDFI Fund Tools & Resources ### ACCESS TOOLS AND RESOURCES Access the CDFI Fund's database systems below.

Use the Awards Database search to find CDFI Fund awardees by state for all of the CDFI Fund's programs.

* **Compliance and Performance Reporting Resources** **Find CDFIs in your community** * AboutCareersCommunity Development Advisory Board * Programs & TrainingCertificationProgramsTraining & TA * Tools & ResourcesAMISCIMS Mapping ToolCompliance and Performance Reporting ResourcesOpportunity Zones Resources * AwardsSearchable Awards DatabaseNMTC Allocatee States ServedHistorical Award Documents * Research & DataResearch ReportsData ReleasesProgram Eligibility GuidanceSnap Stat * News & EventsAnnouncementsMessage From the DirectorRequests for CommentsUpcoming Events Community Development Financial Institutions Fund United States Department of the Treasury ##### Footer Link Menu First * Small & Disadvantaged Businesses ##### Footer Link Menu Second