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Find similar grantsHome of Your Own Act of 2025 is sponsored by U.S. Department of Housing and Urban Development. Provides grants to first-time homebuyers for down payments, closing costs, and required repairs.
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Home of Your Own Act | Congresswoman Teresa Leger Fernández Homeownership has become out of reach for too many Americans. Even workers with good jobs can't afford a home due to down payment and closing costs. Homeownership represents hope for the future.
Young adults whose parents bought a starter home now don't see the same future for themselves. We need to revitalize Americans' hope in their own futures. We must bring down the costs of homeownership through down payment assistance.
Congresswoman Leger Fernandez secured $750,000 in Community Project Funding to help homebuyers in New Mexico buy a home of their own. The New Mexico non-profit Homewise is using the funds to close the affordability gap by providing a $30,000 down payment assistance grant to eligible first-time homebuyers. The Homewise grant project is the pilot program for a national program.
Congresswoman Leger Fernandez's Home of Your Own Act creates a national homeownership assistance grant program to help address this housing crisis. Specifically, the Home of Your Own Act: Creates a new national homeownership assistance grant program at the U.S. Department of Housing and Urban Development.
Provides one-time, $30,000 homeownership assistance to eligible first-time homebuyers who earn up to 120 or 150 percent of the area median income. Provides flexible financial assistance to homebuyers that can be used for down payment costs, closing costs, mortgage interest rate reduction, and/or necessary repairs prior to move-in.
Streamlines assistance to underserved communities by empowering community development financial institutions to partner with states to administer at least 25% of the funds to homebuyers. Prepares participants for homeownership by requiring participants to complete a homeownership financial counseling program prior to receiving financial assistance.
Dedicates homeownership grant funds to all 50 States, U.S. Territories (American Samoa, Guam, Northern Mariana Islands, Puerto Rico, & United States Virgin Islands), and the District of Columbia. Sets aside three percent of the authorized funding as homeownership grant funds for Tribal entities. Authorizes $33.
5 billion for the grant program over 5 years with $6. 7 billion authorized per year. The Home of Your Own Act is supported by America's Credit Unions, Credit Union Association of New Mexico, Homewise, Local Initiatives Support Corporation, National American Indian Housing Council, National Association of Realtors, National NeighborWorks Association, and UnidosUS.
According to the current listing, eligibility includes: First-time homebuyers meeting federal definition. Confirm the full requirements in the official notice before applying.
The current listing shows up to 10% of the home's purchase price, up to $30,000. Verify award ceilings, matching requirements, and allowable costs in the official notice.
Home of Your Own Act of 2025 is funded by U.S. Department of Housing and Urban Development. Verify program details on the funder's official page before applying.
Start from the official opportunity page linked in this listing — it carries the sponsor's submission instructions.
Five weeks after a federal judge vacated the FY2026 Continuum of Care NOFO in its entirety, HUD published a Notice of Research Justifying Additional Incentives for Certain Activities To Reduce Homelessness. It is not a NOFO and not a proposed rule — it is the administrative record HUD needs to reissue the same policy and survive the next lawsuit. Here is what the four named activities tell you about the revised competition, why the October 13 comment deadline is now the real leverage point, and what CoC leads should be building right now.
Read articleMissouri's Department of Agriculture has reopened its Urban Agriculture Cost-Share Grant — reimbursing 75% of project costs up to $10,000, with applications due September 15, 2026. A companion Food Insecure Cost-Share Grant closes August 26. Here is how these small, fast state grants work, who qualifies under the Census 'urban area' definition, and how to layer them with the federal USDA Urban Agriculture and Innovative Production program for a durable urban-farming funding strategy.
Read articleThe Citi Foundation's 2026 Housing Supply RFP puts $20M behind 20 nonprofit housing developers at $1M each — targeting pre-development and preservation, the exact points where affordable projects die. It sits inside Citi's $60B Blueprint for Housing Opportunity. Here's what the grant design reveals and how nonprofit developers should position for the next cycle.
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