Home Purchase Assistance Program Grant (HPAP) - City of Rochester

Home Purchase Assistance Program Grant (HPAP) - City of Rochester is sponsored by City of Rochester. The City of Rochester's Home Purchase Assistance Program Grant (HPAP) provides down payment and closing cost assistance to first-time buyers who meet program requirements. Grants of up to $8,000 are available for closing cost assistance.

Home Purchase Assistance Program (HPAP) | Genesee Regional Bank | GRB Professional Practice Banking Specialized Banking Services Commercial Real Estate Financing Solutions Smart Start Youth Bank Accounts Relationship Banking Team Mortgage Update With Mike & Joe GRB supports the use of the City of Rochester’s Home Purchase Assistance Program Grant (HPAP) for down payment and closing cost assistance.

The City of Rochester program provides grants of up to $8,000 for closing cost assistance to first-time homebuyers purchasing in the City of Rochester. The program is eligible to be layered with other discounts and grant programs.

To be eligible for program funds, buyers must first submit a Homebuyer Services application and obtain eligibility paperwork through a virtual meeting with a Homebuyer Services counselor before executing a purchase offer with a seller. Once a buyer has put in an accepted purchase offer, closing is typically 8 weeks after the City receives a copy of the offer.

The City of Rochester program provides grants of up to $8,000 for closing cost assistance to eligible first-time homebuyers purchasing in the City of Rochester.

Homes must be one to four-family properties Buyers must contribute $1,500 of their own funds Buyers must live in the property for five years after closing Buyers must qualify for a conventional, FHA, VA or SONYMA mortgage loan for at least $25,000 Buyers must attend pre-and post-purchase homebuyer training and Operating Rental Property training if purchasing a multi-family property Eligible buyers must have a median family income below 120 percent, as outlined by the U.S. Department of Housing and Urban Development Program is compatible with most other grant programs, including Homebuyer Dream and SONYMA's Neighborhood Stabilization Program Additional Assistance Through The City of Rochester EAHI Program The City of Rochester’s Employer Assisted Housing Initiative (EAHI) program provides grants of varying amounts that helps employers assist their employees purchase homes in the City of Rochester.

Eligible employees must meet their employer’s qualifications, not currently own a home in the City of Rochester, l ive in the property for at least five years, contribute $1,500 of their own funds, qualify for a conventional mortgage, and attend pre-purchase homebuyer training, if a first-time home buyer. Click the button below to fill out our ‘Contact Us’ form, and a GRB Mortgage Originator will be in touch to answer your questions!

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