Home Repair Assistance Program

Home Repair Assistance Program is sponsored by City of Modesto. Offers financial and technical assistance to low- and moderate-income households for critical health and safety repairs.

Homeowner Repair Assistance Program | Modesto, CA Community & Economic Development Community Development Division Housing & Urban Development (HUD) Homeowner Repair Assistance Program The Homeowner Repair Assistance Program provides financial and technical assistance to low-and-moderate income households to repair or eliminate critical health and safety hazard conditions in homes, and assists persons in making their homes more accessible.

Low-Moderate Income Financial Assistance The Low-Moderate income financial assistance program offers: Mobile Homeowners are eligible for up to $25,000 forgivable grant after 5 years Single Family Homeowners are eligible for a 20-year deferred or amortized loan with 20% of total project costs being a forgivable grant after 10 years Homeowners have the ability to select a 3% deferred loan or 0% amortized loan with consistent monthly payments.

Carefully review the qualifications listed below prior to applying for assistance. Home must be within the Modesto City limits. To verify, search for your address using the City's GIS Mapping system .

Home value must be greater than mortgage balance Applicant Credit Criteria Applicant must meet the following credit criteria: No bankruptcy's in the last 3 years Total household annual income must be meet the Qualifying Income Levels outlined below.

Persons in Family Low-Moderate Annual Incomes 1 at or below $55,200 2 at or below $63,050 3 at or below $70,950 4 at or below $78,800 5 at or below $85,150 6 at or below $91,450 7 at or below $97,750 8 at or below $104,050 Health and Safety Repairs This program is dedicated to providing health and safety repairs to homeowners.

Low-Moderate Program Repairs Some of the repairs available for the Low-Moderate program include but are not limited to the following: Window repair/replacement Electrical/plumbing repairs Accessibility/ADA compliance such as wheelchair lift, grab bars, shower accessibility Please use our online portal to submit an online application for the Homeowner Repair Program.

In order to use the online application, you will need to create a User profile. Once you are ready to apply, you will need to fill out the application completely and upload the required documentation. Please allow up to thirty (30) days from the date of application submittal, for eligibility determination.

The City will notify you in writing of your eligibility determination. Incomplete applications will not be accepted. Providing a Completed Application Packet with all the requested copies of financial information will facilitate and speed up the application review process.

The City may request additional documentation of your income after reviewing your application.

A completed application packet consists of: Completed Homeowner Repair Program Application (online or printed) The following financial information for each household member who is over the age of 18: Tax Returns (last three years) Checking account statement(s), most recent last three months (no printouts) Savings account statement(s), most recent last three months (no printouts) Divorce documents, showing child support and alimony Recent Mortgage statement Three months recent pay stubs and / or most recent Social Security award Benefits statements (for example: pension, Social Security, IRA’s, Certificate of Deposits Retirement Account, Money Market Accounts.)