Home Repair Program (Habitat for Humanity Northwest New Jersey)

Home Repair Program (Habitat for Humanity Northwest New Jersey) is sponsored by Habitat for Humanity Northwest New Jersey. This program provides critical home repairs to roofing, electrical, plumbing, interior or exterior damage, or other necessary items to help existing homeowners stay in their homes safely and affordably.

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Hope in the Hills of Warren Neighborhood Revitalization ReStore – 30 Belvidere Ave HFHNWNJ Community Center – About Habitat for Humanity Northwest New Jersey’s Home Repair Program (HRP) strives to keep existing homeowners in their homes safely and affordably by providing critical home repairs to roofing, electrical, plumbing, interior or exterior damage or other items deemed necessary.

Examples of Projects – Before and After We are seeking qualified low or moderate income homeowners with household income below maximum levels noted, based on family size. Numbers as of 7/1/2025 for the area we service. Family Size 1 2 3 4 5 6 7 8 Maximum Income ($) 73.

869 84,386 94,953 105. 470 113,919 122,368 130,816 139,240 * Must be less than 80% (median) of the 2026 median income in the areas we service. You must reside within the New Jersey counties of Warren or Sussex.

You must occupy the home as your primary residence. Applicant must demonstrate willingness to partner (sweat equity) or an ability to pay for the project on a sliding scale. The affiliate can provide project cost forgiveness based on family income.

( These criteria are subject to change ) . Applicant must have a need for the repair(s) requested. Homeowner(s) must be current on existing mortgage, homeowner’s insurance and property taxes.

Homeowners must meet all federal guidelines for projects that require a loan. Note: Veterans with proof of an honorable discharge will receive a 10% discount on services. Download Application and Information Sheet What is the purpose and mission of the Affiliate’s Home Repair Program?

Mission: To keep existing homeowners in their homes safely, decently, and affordably. Purpose: The purpose of the Affiliate’s Home Repair Program is to sustainably serve as many families as possible in an effective way, while meeting minor maintenance, critical home repair, and aging in place needs of low and moderate income. What kind of repairs services do we provide?

At the present time the Affiliate is undertaking a wide range of projects including, but not limited to: roof replacement, window replacement, repointing of bricks, porch repairs, step replacement, replacing old kitchen and bathroom fixtures, shower installation, replacing basement sump pumps, etc. Can a family who received home repair services through Habitat receive home repair services again?

Yes, after a one year period from when their project is paid in full , a family can reapply to the program. Do we complete work on duplexes? If the owner of the property resides in one side of the duplex, we will service the whole duplex exterior provided the owner falls into the proper AMI range.

Verified rental income from the other side will be included as income. If the person does not own both sides, we will only complete interior and exterior work to their side. Do we complete work on mobile/manufactured homes?

Yes, provided the home is on land owned by the homeowner. Can someone who owns multiple properties apply to the Affiliate Repair Program? Yes, the Affiliate will only repair the property that the homeowner resides in as their main residence.

Each home repair partner family is only eligible for repairs on one address. Therefore, a partner family that owns multiple homes is ineligible to have one address repaired, move, and apply for repairs on the other address. Verified income from the other properties will be considered in determining whether the applicant income falls within the approved guidelines.

What is the rounding policy when completing the AMI Schedule and Payback components? AMI Schedule and Payback components are calculated based on the actual AMI of the family. When is the down payment due?

The down payment is due prior to the project being started. Once the down payment is collected, the Affiliate will place the project in the scheduling phase, and it will be scheduled at the earliest time. Are we an emergency repair program?

If a family is interested in the repair program, how do they get started in the application process? They can call the office (908-835-1300, ext10) or visit our website: habitatnwnj. org/programs to get information.

Is there a discount for veterans or families who would like to pay the project cost before it begins? Yes, Veterans receive a 10% discount on their portion of the project. Yes, homeowners who pay their project cost before it begins will receive a 10% discount on their project cost to the Affiliate, however the maximum total discount is 10%.

What income range do we serve for the home repair program? The home repair program serves families who are between 0% and 80% Area Median Income (AMI). How much payback is required of the families?

Payback component is a sliding scale payback based off the partner family’s AMI percent. How many sweat equity hours do we require families to complete? Does showing up to the site or just being there count as sweat equity?

For CHR and AIP we require 1 hours of sweat equity per $100 of project cost if the homeowner costs are covered by a grant. Sweat equity can be completed at the ReStore or other fundraising activities. Do families with a more critical need get moved up higher on the waitlist?

If someone has an extremely critical need and that needed repair is seriously affecting health and safety, they will be moved higher up on the waitlist. Contact Saham Hussainh, Home Repair Administrator:saham. hussain @habitatnwnj.

org or 908 835 1300 ext. 22