Home Repair Program

Home Repair Program is sponsored by Housing Development Alliance, KY. Provides affordable, essential home repairs for income-eligible homeowners in Eastern Kentucky, focusing on older adults, people with disabilities, veterans, and low-income individuals.

Home Repair Program - Housing Development Alliance Protect Your Home. Protect Your Independence. Affordable, essential home repairs for income-eligible homeowners in Eastern Kentucky - completed by HDA’s experienced carpenters.

Important Update: New Intakes Currently On Hold HDA’s Home Repair Program has received a very high number of requests during the first half of 2026. Because of that demand, we are placing new repair inquiries on hold until January 2027. Due to that, we have disabled our inquiry form, but we will make it available again on Jan.

1. We understand this may be frustrating news for families who need help, and we do not take that lightly. This temporary pause will help our team give proper attention to the households that have already completed a Home Repair intake.

If you have already completed an intake, you remain in the process. Our team will be scheduling home visits with those households during the second half of 2026. Thank you for your patience, understanding, and trust as we continue working to serve families across our community.

Frequently Asked Questions Your home is often your greatest investment – and for many people, it’s also their only source of stability. Across Breathitt, Knott, Leslie, and Perry counties, many homes are aging, unsafe, or no longer meet the needs of the people living in them. Repairs can be costly, physically demanding, and overwhelming – especially for older adults, people with disabilities, veterans, and those living alone.

HDA’s Home Repair Program exists to help homeowners stay safely and independently in their homes by providing affordable, high-impact repairs completed by our skilled carpentry crews. To date, HDA has completed well over 1,100 home rehabs & repairs across the four counties we serve (Breathitt, Knott, Leslie, and Perry) in Eastern Kentucky.

Our Home Repair Program primarily serves income-eligible homeowners , including many who are: Older adults aging in place People with disabilities or mobility challenges Our goal is not just to fix houses – but to help people remain safely housed, independent, and secure.

Types of Repairs We Provide For homes needing two or more major repairs , such as: Repairs that address safety, weatherization, or structural needs, including: Roofing, siding, flooring Plumbing and electrical repairs ( made through trusted local subcontractors ) Porches, steps, doors, and windows Energy-efficiency improvements HVAC installation available through a subcontractor Repairs that improve safety and mobility, including: Wheelchair ramps and porches Kitchen and bathroom modifications Repairs may be completed on stick-built homes or mobile homes, as long as the homeowner qualifies.

Step 1: Submit a Get Started or Home Repair Intake Form Once submitted, your information is reviewed by our Home Repair team. Important Note About Wait Times Due to increased demand following the 2022 and 2025 flood disasters , wait times for contact, home visits, and repairs are longer than usual. We appreciate your patience as our team works through a growing list of requests.

New Intakes Currently On Hold HDA’s Home Repair Program has received a very high number of requests during the first half of 2026. Because of that demand, we are placing new repair inquiries on hold until January 2027. Due to that, we have disabled our inquiry form, but we will make it available again on Jan.

1. If you have already completed an intake, you remain in the process. Our team will be scheduling home visits with those households during the second half of 2026.

Watch for communication by mail, phone, or email . Response times can range from several days to longer depending on demand. You’ll schedule an intake meeting – by phone or in person – to discuss your needs and next steps.

Step 4: Document Review & Home Visit After documents are received and reviewed, we’ll schedule a home visit when capacity allows. Step 5: Repair Estimate & Approval Our team prepares a repair estimate and completes your application. You’ll be notified of approval status and timing.

We know waiting can be difficult. Please know that responding promptly to our communications helps move your application forward. Download Client Document Checklist The home must be owner-occupied.

We cannot repair homes someone plans to move into or set up.

Eligibility varies by funding source No minimum income, but income must be verifiable Maximum income limits depend on household size The least restrictive program we regularly use has these maximum limits based on gross monthly income: 1 to 4 Person Household – $3,291 per month 5 to 8 Person Household – $4,375 per month Both programs can lend up to $7,500 before a mortgage is required.

Along with income requirements, there are additional eligibility requirements for HDA’s Home Repair Program. Also, some of our programs even offer deductions that can help you become eligible! If you are close to an income limit, please contact us to discuss these deductions.

Loans, Grants, Credit & Debt Most projects use a combination of loans and grants Credit does not need to be “perfect” Debt review applies only to loan-based programs Redbud Financial Alternatives provides financial counseling and support Each funding source limits what types of repairs it can support Some programs fund only emergency or accessibility repairs Some require homes to meet minimum standards before work begins See The Difference Our Work Makes!

Glen & Geneva's House: Before & After Floor Repair Glen & Geneva Feltner - Homeowners Glen & Geneva's House: Before & After Ramp Construction Glen & Geneva's House: Before & After Bathroom Modification Glen & Geneva's House: Before & After Roof Repair "If it hadn't been for HDA, we'd have been destroyed. With our medical bills the way they are, there was no way I could pay for any repairs.

We appreciate the work and praise the Lord for it. It's taken a lot of worry away from us. These repairs will do us for the rest of our lives!

Before, we were ashamed to invite anybody in because our house looked so bad. Now, we don't care who comes in!" Nevada's House: Before & After Floor Repair HDA also replaced doors & windows in the home Nevada Brewer (homeowner) with her son, Kevin New Flooring Throughout the Home Nevada's House: Before & After Porch Accessibility Repairs "You all don't know how much you've blessed me!

When I first went to HDA, I asked for new windows, a door, and a roof. But when the staff came out and looked at it, they added a lot more to the list. The work HDA has done has saved my house.

I don't know what I would have done, because I couldn't afford it. I appreciate everything you all have done for me. At least now, as I get older, I won't have to worry about my house.

When folks out there give to HDA, they can know someone is going to get the help they need. That makes a big difference!" Home repairs can feel overwhelming – but you don’t have to navigate the process alone.

HDA’s Home Repair team is here to answer questions, explain options, and help determine whether this program is right for you. Need Help Applying or Have Questions? Contact: Zoey Holland , Intake Specialist Office : 606-436-0497, ext.

1016 For clients with questions about repairs and rehab, contact: Linda Taylor , Home Repair Specialist Office : 606-436-0497, ext. 1014 1. Is there a cost for home repairs?

Yes – but repairs are made affordable. Most homeowners receive a combination of grants and low-interest loans based on income, household size, and the type of repair needed. Cost to the family is usually quite low, with some grants covering the full cost of repair(s).

We will explain all costs before any work begins. 2. Do I have to own my home to qualify?

Yes. The home must be owner-occupied , meaning you own the home and live in it. We are not able to repair homes you plan to move into or homes owned by someone else.

3. What kinds of repairs can you help with? We focus on critical health and safety repairs , accessibility improvements, and major home rehabilitations.

This can include roofs, floors, plumbing, electrical issues, ramps, HVAC (through a subcontractor), and more. Cosmetic repairs are generally not eligible. 4.

How long will it take to hear back after I get started? Due to high demand – especially following recent flood disasters – response and wait times are longer than usual. After you submit the Get Started form, our staff will contact you when your request reaches the next step.

We appreciate your patience. 5. Why are there two forms?

We use two forms to make the process easier and more efficient for homeowners. The Get Started form is a short first step that lets us understand your situation and determine which repair programs may be a good fit. After reviewing that information, an HDA staff member will contact you to talk through next steps.

The Home Repair Intake form is the full application and collects detailed information needed to determine eligibility and funding options. Most people begin with Get Started – our team will help you from there. 6.

Does flooding affect my eligibility? We assist homeowners who were affected or impacted by flooding , whether repairs are flood-related or not. Flood-related needs may qualify for specific funding sources, but all requests are reviewed individually.

Please fill out this contact form and let us know what kind of help you need. A member of our staff will contact you ASAP. Flood-Impacted Households Assistance Request " * " indicates required fields This field is for validation purposes and should be left unchanged.

If your home was affected by the 2022 or 2025 floods – whether through damage, displacement, or other flood-related challenges – please fill out & submit this form so we can connect you with the right programs.

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* Home Repairs New Home Construction Affordable Rentals Muck Out/Mold Remediation HVAC Replacement/Heating & Cooling Low-Interest Loans If you selected New Home Construction above, are you interested in having a new home built on a high-ground site (ex. Skyview, Chestnut Ridge)?

The state of Kentucky has funded the construction of "high-ground communities," where subdivisions will be constructed for qualifying flood survivors and those who want to move out of the flood zone. Yes, but I'm also open to other options. I am ONLY interested in the high-ground sites.

Are you interested in one high-ground site specifically? If so, which one? I don't have a preference.

Which county in our service area do you currently live in, or which county are you most interested in living? * Please note HDA serves only the residents of Breathitt, Knott, Leslie, and Perry counties in Eastern Kentucky. Applicants must live in or plan to move to one of these counties.

Message * Briefly let us know how we can help you. What is the best way to contact you? * If text is selected as the best way to contact you, please provide your carrier.

AT&T Verizon Appalachian Wireless Sprint Other Volunteer & Group Interest Form Thank you for your interest in volunteering with the Housing Development Alliance (HDA)! This form is the first step to serving with us through either our Traditional Volunteer Program (Hands to Homes) or our Ultimate House Raising Challenge , a signature part of our Hands to Homes initiative.

Once you submit this interest form, our Volunteer & Community Coordinator will follow up to discuss next steps, available dates, and required forms. Individuals & local volunteers: If you’re interested in volunteering on your own or as part of a small local group, you’re welcome to continue using this form. You may also contact our Volunteer & Community Coordinator directly at 606-436-0497 or janie@hdahome.

org Our Volunteer & Community Coordinator typically responds within one week. If you have not heard from us after submitting this form, please call 606-436-0497 . Please note: This is an interest form only.

Additional forms and confirmations are required before volunteering is finalized. Volunteer & Group Interest Form " * " indicates required fields Name of Organization (if applicable) Are you a new or returning group? Are you a Regional or Local volunteer?

* Regional volunteers travel from outside Breathitt, Knott, Leslie, or Perry counties. Local volunteers live in or near our service area. Phone * Home, Office, or Mobile.

Please list the best number by which you can be reached.

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* Traditional Volunteer Program (Hands to Homes) Ultimate House Raising Challenge The Ultimate House Raising Challenge is a premium, week-long group experience focused on framing and drying-in one or more homes in 4–5 days. I understand the Ultimate House Raising Challenge is best suited for groups of 10–30 serving for a full week and providing a $25,000 sponsorship per home. When would you like to volunteer?

* View available dates on our Volunteer Calendar before selecting your preferred timeframe. Copy & paste this URL into your browser or navigate to the page: https://hdahome.

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How many volunteers do you expect to bring?

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