Homeowner Repair Program

Homeowner Repair Program is sponsored by Martindale Brightwood Community Development Corporation (MBCDC). Provides income-based home repair programs focused on essential repairs for qualifying households.

Homeowner Repair | Martindale Brightwood CDC Martindale Brightwood Community Development Corporation (MBCDC) is looking to preserve our housing stock and allow our residents to age safely in place. Our home repair programs are income-based and focused on essential repairs. All qualifying households must be 80% or below the area median income (AMI) and homes must be owner-occupied.

Due to the high demand, some programs have a waitlist. We have allocated all of our home repair funds, and the wait list is currently closed. Here are some other options for home repair assistance: City of Indian apolis Owner Occupied Repair Program https://www.

indy. gov/activity/home-repair-program Community Action of Greater Indianapolis Home Repair Program 3266 N. Meridian St.

Suite 1200 317-396-1800 [The CAGI survey is attached, we can print for in-person inquiries.] Citizens Energy Group – Energy Assistance Programs (EAP) Terri Williams, Contact Center Supervisor twilliams@citizensenergygroup. com Revive (formally known as Neighborhood Impact Program NIP) The homeowner must occupy the property as their primary residence.

100% of the grant goes to pay for materials and labor of FHLBI approved repairs. This is a first come first serve program that starts in Spring each year. Funding: Up to $15,000 (subject to change) Eligibility: Homeowners who have lived in their home for at least 6 months Reapplication: Not eligible if you’ve received repairs in the last 5 years.

Stock Yards Bank of Indiana Loan/Grant – Home Repair Program Funding: Up to $6,000 for home repairs Eligibility: Income must be certified and deemed eligible under HUD income AMI limits 80% or below or borrower must reside in LMI census tract. Residency Requirement: Must be the owner occupants. Must reside in 46218, 46202, 46205, 46226, or 46235.

Repayment: Loans will be forgiven after a three-year period. Martindale Brightwood Interest Form " * " indicates required fields Preferred Method of Contact * List other preferred method of contact State / Province / Region American Indian/Alaskan Native Hawaiian/Pacific Islander Estimated Annual Household Income MBCDC Program Interest * Please check all that apply.

Employment Services (25-35 years old) Individual Development Account (Savings Program) YES - Youth Employment Services (16-24) List Other Program Interest Below * What home are you interest in purchasing? Ralston Renaissance - 2 bedroom Ralston Renewal - 2 bedroom / 2 stories Ralston Revival - 3 bedroom / 3 stories How soon are you planning to purchase? Are you a first-time homebuyer?

Are you currently working with a real estate agent? Are already pre-approved? Are you interested in financial education and budget resources?

Please share your availability for the next three business days for a 30-minute phone call to discuss the next steps. All information provided will be maintained in a confidential manner and used solely for the purpose of determining eligibility for the applicable homeownership program and mortgage financing.

By signing below, I/We authorize Martindale Brightwood Community Development Corporation (MBCDC) to collect, review, and use the information provided to determine my/our eligibility for the program and to facilitate the home purchase process.

I/We further authorize my/our mortgage lender, housing counselor, and any participating program partners to disclose and share with MBCDC any information necessary to verify my/our eligibility, including but not limited to credit information, income documentation, financial records, loan application status, underwriting updates, and other information relevant to my/our participation in the program.

Such information may be shared electronically, verbally, or in writing. I/We understand that the information disclosed may include personal, financial, and other nonpublic information necessary to determine eligibility, coordinate services, and complete the home purchase process. I/We acknowledge that this authorization is voluntary and may be revoked at any time by providing written notice to MBCDC.

I/We understand that any revocation will not apply to information that has already been disclosed or relied upon prior to MBCDC's receipt of the revocation. I/We certify that the information provided is true and complete to the best of my/our knowledge and authorize the exchange of information as described above.

Keysha Toran, Program Coordinator Phone: (317) 924-8042 EXT 402 “The repairs were beyond my expectations” – Linda McFarland Housing and health builds the roadmap to the future. There is a particularly severe problem with availability and preservation of housing that is affordable to those with low incomes, including the more than 4. 8 million adults with disabilities living only on Supplemental Security Income (SSI).

Neighborhoods need accessible, safe, and affordable housing – as the condition of housing is a major social determinate of health across the nation. MBCDC has helped many homeowners repair and make their homes more energy efficient. This contributes to revitalizing our neighborhood and increasing the value of these homes, thereby increasing household wealth.

This wealth effect allows more individuals to use the equity built in their homes to purchase other assets to create further wealth. Mrs. Linda McFarland is ecstatic with the home improvements that were done to her home this year.

Fifty-three years in her home, she needed a new water heater, furnace replacement, and modifications done to her bathroom: ADA-approved toilet, faucet, new grab bars, and shower head for her shower, and her floor repaired. These repairs were funded through the Federal Home-Lone Bank of Indianapolis(FBLBI) Home Improvement Grant Program and a bank member, Lake City Bank.

A few years ago, Union Savings bank provided Mrs. McFarland relief by assisting and providing funding for the repairs to her waterline. During 2020 over 85 applicants applied. Despite the COVID-19 pandemic MBCDC completed significant home repairs for 23 households using local contractors.

FHLBI funded this work with $221,000. Seventy-five percent of homes in the area are over 50 years old. Many residents cannot afford necessary home repairs for a safe, energy-efficient, or accessible home.

The repairs include roofing, flooring, HVAC, widening doorways, ramps, and handicap-accessible bathroom and kitchen work. Exterior repairs like roofing and siding not only make the homes safer, but adds to the look of the neighborhood. The interior repairs such as new furnaces, flooring or kitchen cabinet repairs adds to the reality of a healthier environment which creates presonal health wellness for the household.

Supporting “a ging in place ” , and providing “safe at home” resources for a sometimes excluded and underserved population is a big part of MBCDC’s housing programs. Homeowner repair for seniors, residents with disabilities and military veterans; along with supporting new quality housing s tock in the community are priorities .

During 2018 there were extensive repairs made on 27 homes, and over 25 new housing units were developed in Martindale – Brightwood neighborho ods. Mrs. Frances Meriwether will be 90 years old this year. She is overjoyed with the recent repairs and updates to her kitchen, bathroom and laundry space.

Mrs. Meriwether shared, “Oh, I love it, I really do! ” A few years ago MBCDC and CICOA provided h er with sturdy handrails on her outside steps. This year, new counter tops, beautiful white upper and low cabinets, new stainless steel sinks, a garbage disposal, and flooring for the kitchen.

For the bathroom, Mrs. Meriwether received new flooring, a walk- in tub and a new vanity. MBCDC went an additional step and had her washer and dryer moved from her basement to the first floor. “This was such a blessing, because of my arthritis it’s very hard for me to go down those stairs.

I am very happy with all of these wonderful changes. ” Mrs. Meriwether added, “I’ve lived here for 50 years and all this is next to excellent! ” The repairs were funded through a Federal Home Loan Bank of Indianapolis (FHLBI) program and bank member Lake City Bank.

In preparation of a dding new housing development throughout the area, MBCDC is partnering with construction management companies and builders to renovate current stock of older homes that will give the area of new constru ction added curb appeal. These modernization projects helps to blend the old with the new, and create neighborhood structure conformity. “…I am very happy with all of these wonderful changes.

” – Frances Meriwether Licensed & Bonded Contractors Needed Looking for Work? Come Join Our Team! Download our contractor application form