Housing Assistance programs

Housing Assistance programs is sponsored by Community Action Agency of St. Louis County Inc.. This program helps first-time homebuyers purchase a home.

Specific details on mortgage forgiveness assistance are not provided, but general housing assistance is mentioned.

Open Accessibility Options Open the Accessible Link Tree * VOLUNTEER OPPORTUNITIES * Utility Services, Housing & WeatherizationShow sub menu * Reentry Employment & EntrepreneurshipShow sub menu * REENTRY EMPLOYMENT & ENTREPRENEURSHIP SUPPORT * IMMIGRANT ASSISTANCEShow sub menu * IMMIGRANT ASSISTANCE PROGRAM * Additional ProgramsShow sub menu * POVERTY & REALL SIMULATIONS * DOORS OF OPPORTUNITYShow sub menu * DOORS OF OPPORTUNITY 2025 * DOORS OF OPPORTUNITY 2024 * DOORS OF OPPORTUNITY 2023 * FREQUENTLY ASKED QUESTIONS * VOLUNTEER OPPORTUNITIES * Utility Services, Housing & Weatherization * Reentry Employment & Entrepreneurship * REENTRY EMPLOYMENT & ENTREPRENEURSHIP SUPPORT * IMMIGRANT ASSISTANCE PROGRAM * POVERTY & REALL SIMULATIONS * DOORS OF OPPORTUNITY 2025 * DOORS OF OPPORTUNITY 2024 * DOORS OF OPPORTUNITY 2023 * FREQUENTLY ASKED QUESTIONS CAASTLC has a comprehensive housing assistance program which includes: 2.

Home Ownership and Down Payment Assistance* 4. Rent/Mortgage Assistance* *Special funds are available depending on funding availability. A housing counselor conducts an interview and an assessment to determine the housing needs of the household.

Based on the assessment, the household receives one or more of the following services: 1) Homeless Intervention & Stabilization Services; 2) Rental Housing Services; 3) First-time Home buyers; and 4) Home Ownership Program Services. Housing Counseling is designed for: 1. Helping families stabilize their housing situation; 2.

Helping homeless families gain access to decent, safe, and affordable housing; 3. Helping families move from rental housing to home ownership; 4. Making the home buying process less complex for first-time home buyers; 5.

Making the mortgage process less expensive and less complex; and 6. Educating home buyers and homeowners about predatory lending practices. Please go to our “**Calendar of Events**“ page for a complete listing of our Home Buyer and Financial Literacy classes.

In addition to participants of our Home Ownership and Housing Counseling programs being required to attend these classes, all members of the general public are welcome to attend as well. ## HOME OWNERSHIP & DOWN PAYMENT ASSISTANCE Through referrals, CAASTLC works with helping find down payment assistance towards the purchase of a home for all participants who successfully complete the program.

By attending class sessions and saving money, participants work to improve their credit history, complete “financial fitness” curriculum and home buyer education classes, and meet one-on-one with a HUD certified housing counselor. ## RENT/MORTGAGE ASSISTANCE Assistance is available on a limited basis when funding is available. Assistance is available for rent or mortgage payments.

If you are interested, please call us at (314) 446-4438. **Required documentation:** * Proof of household income. * Social security documentation for all household members.

* Photo identification for the head of the household. * Proof of residency (must be living in St. Louis County).

* Eviction notice or delinquency notice from landlord or mortgage company or a signed lease for deposit assistance. Disclaimer: Accessibility and External Linking The words “we”, “our” and “us” as used in this disclaimer refer to Community Action Agency of Saint Louis County, Inc. We are not responsible for the content, accuracy or accessibility of external links / third-party sites linked from our website of www. caastlc.

org, nor PDF documents generated by external organizations offered on our website for reference or public benefit. CAASTLC, Inc. – Main Office energy fax: (314) 446-4480 energy email:caastlcapps@caastlc.

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