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ActiveCharleston County Government and South Carolina Community Loan Fund · 2026

Housing Our Future Trust Fund

Quick Facts

Agency: Charleston County Government and South Carolina Community Loan Fund
Funding: Varies
Deadline: Check Source
Status: Active
Eligibility: Nonprofits (501(c)(3) or 501(c)(4) in good standing) and for-profit entities with at least 2 years of experience in similar projects.

About This Grant

Housing Our Future Trust Fund is sponsored by Charleston County Government and South Carolina Community Loan Fund. Offers below-market financing to developers and organizations committed to building and preserving affordable housing in Charleston County.

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Official Opportunity Details

Extracted from the official opportunity page/RFP to help you evaluate fit faster.

Charleston County Housing Our Future | South Carolina Community Loan Fund Charleston County Housing Our Future SCCLF recently launched the Housing Our Future Trust Fund in partnership with Charleston County!

SCCLF Proud to Partner in Expanding Affordable Housing Access The South Carolina Community Loan Fund (SCCLF) is proud to partner with Charleston County in launching the Housing our Future Trust Fund (HOFTF) – a powerful new initiative aimed at increasing access to affordable and workforce housing throughout the region.

Backed by an initial $8 million investment from local Accommodations Tax revenues, this revolving loan fund will provide below-market financing to developers and organizations committed to building and preserving affordable housing options for low- and moderate-income residents. SCCLF brings deep roots and experience to this partnership.

Originating as the Lowcountry Housing Trust nearly two decades ago, SCCLF is returning to its Charleston beginnings to help lead this vital effort. The fund builds on the county’s existing Housing Our Future strategy and complements past successes such as the Archer School Apartments, North Bridge Townhomes, and Esau Jenkins Village.

This effort represents a bold step forward in addressing Charleston County’s housing needs—and it's only the beginning. Frequently Asked Questions What is the Housing Our Future Trust Fund? The Housing Our Future Trust Fund is a partnership between Charleston County Government and the South Carolina Community Loan Fund, providing below-market-rate loans to create and preserve affordable and workforce housing in Charleston County, SC.

What types of projects are eligible for funding? Eligible projects include: Acquisition/Rehabilitation Rehabilitation (excluding owner-occupied rehabilitation) Predevelopment costs (fees, surveys, appraisals, etc.) Are personal homes eligible for funding? No, the fund cannot be used to build or rehabilitate personal homes.

It focuses on affordable and workforce housing projects. Can the fund be used for projects outside of Charleston County? No, the Housing Our Future Trust Fund is specifically for projects located within Charleston County, SC.

Who can apply for funding? Eligible applicants include: Nonprofits (501(c)(3) or 501(c)(4) in good standing) For-profit entities that are legally registered and in good standing Applicants must have at least 2 years of experience with similar projects. What types of projects are ineligible for funding?

Ineligible projects include: Emergency shelters, nursing homes, and other specific facilities Owner-occupied rehabilitation General loans have terms up to 60 months. Predevelopment loans have terms of up to 48 months plus extensions. What are the affordability period requirements?

Rental projects require a 20-year affordability period. Homeownership projects require a 7-year affordability period. How can I contact you for more information?

You can reach out via email at hoftf@sccommunityloanfund. org You can also call 843-973-7285.

Charleston County Housing Our Future Plan CountOnNews2 - Local housing trust fund for John's Island Live5News - Charleston County launches new initiative targeting affordable housing issue Post & Courier - Charleston County creates $8 million loan fund to help developers build affordable housing ABCnews4 - Charleston County launches fund to boost affordable housing throughout area

Eligibility Requirements

Nonprofits (501(c)(3) or 501(c)(4) in good standing) and for-profit entities with at least 2 years of experience in similar projects.

Frequently Asked Questions

Who can apply for Housing Our Future Trust Fund?

According to the current listing, eligibility includes: Nonprofits (501(c)(3) or 501(c)(4) in good standing) and for-profit entities with at least 2 years of experience in similar projects. Confirm the full requirements in the official notice before applying.

Who funds Housing Our Future Trust Fund?

Housing Our Future Trust Fund is funded by Charleston County Government and South Carolina Community Loan Fund. Verify program details on the funder's official page before applying.

How do I apply for Housing Our Future Trust Fund?

Start from the official opportunity page linked in this listing — it carries the sponsor's submission instructions.

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Dependant on number of submissions received, application process, etc.Deadline: Sep 30, 2026

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