Housing Rehabilitation Program

Housing Rehabilitation Program is sponsored by City of Orlando. The City of Orlando assists qualified homeowners with repairs to correct conditions that may threaten the health and safety of occupants. Assistance is provided in different levels, with grants available up to $20,000.

For assistance over $20,000, a deferred loan is placed on the property. Prioritization is given to extremely low, very low, and low-income households, those with documented special needs, and those in need of emergency repair. Grants are limited to one per household every two years.

Apply to the Housing Rehabilitation Program - City of Orlando opens in new tab or window Apply to the Housing Rehabilitation Program The City of Orlando assists qualified homeowners with repairs to help correct conditions that may threaten the health and safety of occupants. Step 1. Understand how the program works There are different levels of assistance based on eligibility criteria and available funding.

Grants are limited to one per household, every two years. For assistance over $20,000, a deferred loan, in the form of a recorded mortgage and note, will be placed on the property for the extent of the lien period. As long as the property remains your principal residence, and you do not rent, sell or convey ownership of the property during the lien period, the loan will be forgiven and a satisfaction of mortgage will be recorded.

Assistance will become due and payable on a prorated basis if the property is sold, rented, ceases to be owner-occupied, or the home is refinanced for cash-out or debt consolidation during the lien period. Step 2. Verify your property is in City of Orlando limits To qualify, your property must be within city limits .

Please check your property address on the top right search bar of the Information Locator website below. Step 3.

Check your property's eligibility To receive assistance, the property must be : Within City of Orlando limits, An existing single-family home, Current in property taxes, homeowner's insurance, utilities and mortgage payments (if the needed repairs total less than $20,000, you are not required to have current homeowner's insurance), and We are unable to offer assistance if: The property is a mobile home, townhome, condominium, duplex or villa, The property is outside of City of Orlando limits (even if within Orange County with an Orlando address), The property has outstanding property tax, homeowner's insurance, utilities or mortgage payments due, or outstanding code enforcement liens, The property has a reverse mortgage, or You do not own and occupy the property Step 4.

Check your income eligibility Get copies of pay stubs for the members of your household and calculate your total household income. View Income Eligibility Limits Step 5. Complete application Keep in mind: We prioritize applications for: Extremely Low, Very Low, and Low Income households Households with documented special needs Households in need of emergency repair Step 6.

We will review your application If you are eligible and funding becomes available, we will notify you about your status. You have thirty (30) days to complete the application entirely and provide all of the required documentation. The city assists with financing only and makes no warranty with regard to the work.

The city will not be responsible for any errors or deficiencies related to the home repairs. We will inform you in writing if payment assistance for the repairs to the property is denied based on the initial review. You will have thirty (30) days to contest that denial with new documentation.

rehab. assistance@orlando.

gov Housing & Community Development Apply for a Certificate of Appropriateness for Major Review Find Your Property's Zoning Category Get a Business Tax Receipt Become a City-Registered Mortgage Lender Apply for a Certificate of Appropriateness for Minor Review Request a Pre-Application Meeting with a Planner Complete a Business Tax Declaration Nominate a Local Historic Landmark Pay a False Security Alarm Fee Orange County Recovers Program If your home has documented, unrepaired damage from Hurricane Ian, you may be eligible for assistance from Orange County.