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Find similar grantsThis program provides loans and grants to very low-income homeowners to repair, improve, or modernize their homes, or to remove health and safety hazards. Grants are specifically for elderly, very low-income homeowners who cannot repay a loan.
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Or search similar grants →According to the current listing, eligibility includes: Homeowners who occupy the house, are unable to obtain affordable credit elsewhere, have a family income below 50% of the area median income. For grants, applicants must be 62 or older and unable to repay a repair loan. Confirm the full requirements in the official notice before applying.
The current listing shows up to $40,000 for loans; up to $10,000 for grants (can be combined for up to $50,000). Verify award ceilings, matching requirements, and allowable costs in the official notice.
Housing Rehabilitation Program (USDA Section 504) is funded by USDA Rural Development (administered by Northwest Regional Housing Authority in specific counties). Verify program details on the funder's official page before applying.
Start from the official opportunity page linked in this listing — it carries the sponsor's submission instructions.
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Housing Opportunity Fund (HOF) is sponsored by South Dakota Housing Development Authority. The HOF promotes economic development in South Dakota by expanding the supply of decent, safe, sanitary, and affordable housing for low- and moderate-income families and individuals. Funds can be used for new construction or the purchase and rehabilitation of rental or homeownership housing, housing preservation (including home repair grants and grants to make homes more accessible), homelessness prevention activities, and community land trusts.
Affordable Housing Trust Fund (City of Lawrence, KS) is sponsored by City of Lawrence, Kansas. This trust fund supports various projects, including building new affordable rental units, land acquisition, rehabilitation or construction of new units for affordable homeownership, vouchers and emergency rental assistance, home repair and accessibility improvement programs, an…
USDA's Rural Decentralized Water Systems Grant funds nonprofits to capitalize a revolving loan fund for household wells and septic systems: 1 percent fixed, 20-year terms, $15,000 maximum per household. The application window closes September 30, 2026. The program is chronically under-subscribed for one structural reason — the 10 percent priority-point contribution cannot be in-kind. Here is the full instrument analysis and what it takes to win.
Read articleWhile applicants chase fixed federal deadlines, USDA Rural Development keeps roughly $4.1 billion moving through programs with no deadline at all — Community Facilities, Water & Waste Disposal, and Business & Industry loans that accept applications year-round. But 2026 brought a quiet shake-up: REAP grants paused, RBDG's competitive window closed. Here is the map of what's open, what's frozen, and how rural organizations should work a rolling pipeline.
Read articleOn July 2, 2026, USDA Rural Development rescinded the FY2025 RCDI funding notice to rewrite it around new policy priorities — voiding pending applications for a small-but-strategic program that builds the capacity of rural nonprofits. Here is what RCDI funds, why the mid-cycle pull fits a larger 2026 pattern, and the concrete moves intermediaries should make now so they are ready the day a new NOFO drops.
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