Huntsville Housing Helps

Huntsville Housing Helps is sponsored by City of Huntsville, administered by the Catholic Center of Concern. This program provides short-term help with rent, security deposits, and utilities for lower-income renters in Huntsville experiencing financial hardship. It is funded by federal Emergency Rental Assistance (ERA) transferred from the Alabama Housing Finance Authority.

Housing - City of Huntsville The City of Huntsville’s Community Development department oversees and implements programs to support the vitality of neighborhoods. The goal is to stabilize lower-income neighborhoods, to economically empower lower-income persons and/or those living in lower-income neighborhoods, and to provide assistance to the special needs population in our community.

The City’s Homeownership Assistance Program (HOAP) assists first-time eligible homebuyers in achieving their dreams of home ownership. The program may provide up to $24,999 or 10% of the purchase price of a home located within the Huntsville city limits . The amount of assistance provided will be calculated based on the homebuyer’s need.

The assistance may be used as a down payment, for closing costs, to buy down interest rates, or to pay down the principal for a more favorable monthly payment. This assistance is offered to the homebuyer as a five-year deferred payment loan, of which 20% will be forgiven annually on the anniversary of the closing date.

Applicants must meet eligibility requirements and must use the property as their primary residence for a minimum of five years. For more information, please call 256-427-5400 or email HOAP@HuntsvilleAL. gov .

Submit a Home Ownership Assistance Program (HOAP) Application The City of Huntsville partners with Catholic Center of Concern, a non-profit organization, to administer the Huntsville Housing Helps program to assist with rent, utility payments and deposits. Visit the Huntsville Housing Helps website or contact Catholic Center of Concern at 256-427-4584 or by emailing info@catholiccenterofconcernhsv. org .

The City of Huntsville receives annual HOME fund allocations from the U.S. Department of Housing and Urban Development (HUD). As part of the City’s ongoing effort to build an inclusive community, Community Development works to ensure fair and affordable housing options are available to everyone.

Huntsville is committed to helping residents find quality housing at a reasonable price and upholding the federal Fair Housing Act to ensure everyone has the right to live where they choose. Single Family Home Program This HOME program constructs new affordable housing for income eligible homebuyers. Applicants for the affordable housing must be first-time homebuyers and meet income eligibility as set forth by HUD (listed above).

The City of Huntsville administers its Single Family HOME Program through its designated developers. For more information about this program, contact Habitat for Humanity of the River Valley at 256-533-2282 or Family Services Center at 256-551-1610. To inquire about becoming a designated developer, contact comdev@huntsvilleal.

gov . Multi-Family HOME Program This HOME program provides funding to nonprofits and for-profit entities for new construction and rehabilitation of affordable multi-family rental developments. Funding is provided in the form of low-interest-bearing, repayable loans.

Multifamily developments carry long-term rent and income restrictions and may be layered with additional funding sources, such as Housing Tax Credits. Development funds are awarded on a competitive basis through an RFP process administered by Community Development. In addition, Community Development is responsible for monitoring HOME-assisted developments and conducting on-site visits.

HOME-assisted developments are monitored annually for compliance with HUD tenant incomes, rent levels and Housing Quality Standards. As part of the City’s ongoing effort to build an inclusive community, Community Development works to ensure that fair and affordable housing options are available to everyone.

We are committed to supporting the Huntsville Housing Authority in its mission to help all Huntsville residents find quality housing at a reasonable price. We uphold the federal Fair Housing Act to ensure that everyone has the right to live where they choose. RELATED LINKS: Code Enforcement , Community Development Block Grant (CDBG) , Homeless Resources , Action Plans, Reports and Citizen Participation Monday – Friday , 8 a.

m. – 5 p. m.

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