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Find similar grantsIndiana First Step Program is sponsored by Indiana Housing & Community Development Authority (IHCDA). This program offers eligible homebuyers up to 6% of a property's purchase price as non-forgivable down payment assistance. It must be used with a 30-year fixed-rate FHA or conventional mortgage.
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IHCDA: Homeownership Programs Does HUD Owe You A Refund? Homeowners with an FHA mortgage may be eligible for a refund from HUD. The mission of HUD's Office of Financial Services - Single Family Insurance Operations Division (SFIOD) is to pay eligible homeowner refunds or distributive share payments.
HUD will make every effort to ensure payment owed to homeowners is done in a cost-effective and timely manner.
Click to HERE to learn more Down Payment Assistance (DPA) 30 Year Fixed-Rate mortgage *Must be first time homebuyer or purchase in targeted census tract Click here to access the Homeownership Program Guide Rate Only Purchase Option 30 Year Fixed-Rate mortgage *Must be first time homebuyer or purchase in targeted census tract Click here to access the Homeownership Program Guide Down Payment Assistance (DPA) of 2. 50% or 3.
50% Based on the purchase price Not to exceed the appraised value FHA or Conventional 30-year fixed rate loan Click here to access the Homeownership Program Guide One-time refinance opportunity for IHCDA First Place and First Step mortgages 30 Year Fixed-Rate mortgage Click here to access the Homeownership Program Guide Archive IHCDA Program Guides First Place Program Guide - Conventional First Place Program Guide - FHA Next Home Program Guide (includes MCC) Next Home Conventional (Mae & Mac) Program Guide (includes MCC) Apply for energy assistance Learn about Section 8 / Housing Choice Vouchers Find out about down payment assistance to purchase a home
According to the current listing, eligibility includes: Applicants must be first-time homebuyers in Indiana (or buying in a designated area), purchase a home in Indiana as their primary residence, meet income and purchase price caps, have a credit score of 640 or greater, an…. Confirm the full requirements in the official notice before applying.
Indiana First Step Program is funded by Indiana Housing & Community Development Authority (IHCDA). Verify program details on the funder's official page before applying.
This opportunity targets applicants in Indiana. If your organization operates elsewhere, check the official notice for location requirements.
Applications go through the funder's official portal — the Apply Now link on this page goes there directly.
Five weeks after a federal judge vacated the FY2026 Continuum of Care NOFO in its entirety, HUD published a Notice of Research Justifying Additional Incentives for Certain Activities To Reduce Homelessness. It is not a NOFO and not a proposed rule — it is the administrative record HUD needs to reissue the same policy and survive the next lawsuit. Here is what the four named activities tell you about the revised competition, why the October 13 comment deadline is now the real leverage point, and what CoC leads should be building right now.
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