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Find similar grantsIndividual Assistance Program (for Under-Insured Survivors) is sponsored by Federal Emergency Management Agency (FEMA). This program allows insured homeowners to receive financial housing assistance up to the maximum grant amount if their insurance coverage is insufficient to cover disaster-related damages.
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Individual Assistance | FEMA. gov FEMA can help support your recovery from a major disaster. For medical assistance: Call 9-1-1 FEMA Reforms Disaster Assistance Program On March 22, 2024, FEMA implemented significant updates to disaster assistance.
Read about the updates . What You Need to Know Before You Apply Get tips on steps to take before applying for disaster assistance, such as taking photos and making a list of damages and filing a claim with your insurance company.
What to Expect When You Apply Discover steps to take after applying for disaster assistance such as reviewing your application, verifying your identity and homeownership, getting a home inspection and submitting documentation. What to Do If You Disagree with FEMA's Decision Learn about required documentation, ways to submit an appeal and what to do after submitting an appeal if you disagree with FEMA’s decision.
While not all disaster survivors' path to recovery is the same, this interactive tool steps you through the typical processes and requirements to follow that can help get you the support you need after experiencing a disaster.
Get Started on the Road to Recovery Understanding Types of Assistance Housing and Other Needs Assistance Program Explore the Individuals and Households Program (IHP) that provides financial assistance and direct services to eligible individuals and households affected by a disaster, who have uninsured or underinsured expenses and serious needs.
Other Programs for Disaster Survivors Learn about several other programs designed to support disaster survivors offered by FEMA including mass care, crisis counseling, case management, legal services, and unemployment assistance.
Individual Assistance Resource Library Get information about policies, guidance, and fact sheets of FEMA’s Individual Assistance programs, including the FEMA Individual Assistance Program and Policy Guide (IAPPG). Stay aware about how scam artists, identity thieves and other criminals often attempt to take advantage of disaster survivors.
Reforming Individual Assistance Read about major changes to our Individual Assistance (IA) programs to address historic challenges faced by disaster survivors. Last updated June 26, 2026
According to the current listing, eligibility includes: Insured homeowners in Presidentially declared disaster areas whose insurance settlement did not cover the full cost of repairs for disaster-related damages. Confirm the full requirements in the official notice before applying.
The current listing shows up to $42,500 (for unmet needs). Verify award ceilings, matching requirements, and allowable costs in the official notice.
Individual Assistance Program (for Under-Insured Survivors) is funded by Federal Emergency Management Agency (FEMA). Verify program details on the funder's official page before applying.
Start from the official opportunity page linked in this listing — it carries the sponsor's submission instructions.
On June 15, FEMA opened simultaneous application windows for the FY 2026 Emergency Management Performance Grant ($337 million) and the FY 2026 Emergency Operations Center Grant ($83 million). Both close July 15. The combined $420 million pool funds personnel, training, equipment, planning, and EOC construction across state, local, tribal, and territorial governments. The single-month window is unusually tight for two flagship preparedness programs that have historically opened in late winter. Here is the strategic read on activity eligibility, the EMPG-versus-EOC split, the formula versus competitive mechanics, and how applicants should sequence work in a 30-day cycle.
Read articleFEMA has $48 million open for states, territories, and Tribal Nations to modernize public alert and warning systems — with no required match and an August 7, 2026 application deadline. Here is how the NGWSGP works, why local governments and broadcasters can only reach it through their state, what IPAWS-integrated projects the program funds, and how to build a competitive application when the door closes in weeks.
Read articleOn September 16, 2026, the First Circuit granted HUD an emergency stay of the order that had erased the FY2026 Continuum of Care competition. HUD reopened e-snaps on September 18 with a September 30, 8:00 PM ET deadline, one technical correction shortening applicant notification from 15 days to 7, and a waiver letting private nonprofits administer rental assistance. Here is what the stay does and does not decide, why your award may still be provisional, and the exact sequence to run in the days you have left.
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