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Individual Development Account (IDA) is sponsored by Northeast Oregon Economic Development District (NEOEDD). The IDA program is a matched savings account designed to help individuals with modest income save money for investments such as a vehicle. Participants save a certain amount, which is then matched by the program at a 5:1 ratio.
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Individual Development Account - Northeast Oregon Economic Development District Individual Development Account Individual Development Account The Individual Development Account, or IDA, is a special matched savings account to help individuals with modest income save money to invest in post-secondary education, business, specialized employment training or equipment, or a vehicle. The IDA program is a 5:1 matched savings program.
This means that for every $1 you save, the program will match it with $5. If you save $2,000 and fulfill the program requirements, you will earn a match of $10,000—for a total of $12,000. Please read this flyer ( in English ) ( en e spañol ) to see if you are eligible—there is a household income limit as well as a limit of personal assets of $20,000 (not including one house, one vehicle and up to $120,000 of retirement savings).
If you have any questions, please contact the NEOEDD office at 541 426 3598 for assistance. Since IDA funding is very limited, NEOEDD will not provide a second IDA for a saver until they have waited two years from their final withdrawal from a previous IDA. The program has a variety of requirements; see the VIDA IDA Handbook for more information.
The IDA program is supported in part by an Oregon tax credit. If you’d like to learn more about donating to this program, read the IDA Tax Credit FAQs . Accepting Intake Forms for 2026-2027 Funding 2026-27 IDA Program Intake Form Thank you for your interest in the IDA program.
We will hold a lottery on November 2, 2026. Selected winners will receive instructions on completing the next steps in the application process via email. If funding remains after the first round, we will hold a second lottery.
We will post updates about a second lottery once more funding is confirmed. You are free to submit this intake form at any time. NOTE: You must be a resident of Baker, Union, or Wallowa County.
Our program supports the following assets categories: business, education, assistive technology, and vehicle. X/Twitter This field is for validation purposes and should be left unchanged. Which Northeast Oregon county do you live in?
(Required) Which asset class would you like to save for? (Required) Specialized employment training Have you been through the IDA program before? (Required) Have you completed the program in the last 2 years (between August 2024 to present)?
(Required) Project Submission Form: Baker, Union, and Wallowa Counties Please use this form to submit projects for potential inclusion in the Northeast Oregon Economic Development District’s Comprehensive Economic Development Strategy (CEDS). Once projects are included, you can use the CEDS to demonstrate that your project has been listed in a regional plan. Projects should have a positive impact on economic or community development.
To be included in the CEDS, projects must have a public or non-profit sponsor. Private projects should not be submitted and will not be included in the CEDS. You may submit multiple projects by returning to this page.
The space for providing answers will expand. The NEOEDD board will consider new project additions at their quarterly meetings. What type of project is this?
Facility Construction/Rehab Technical Assistance Infrastructure Planning Other Provide a short description of the project. If the project supports the development of needed housing, please describe how it is related. How many jobs do you expect the project to create?
If none, enter 0. What is the expected cost of this project? What funding sources have you identified?
When do you expect to start and finish the project? Do you have additional information about the project? Where is the project located?
Baker County Union County Wallowa County Other What is your entity/affiliation Name? What is your e-mail address? What is your phone number?
According to the current listing, eligibility includes: Individuals with modest household income, determined by considering the entire household's income and net worth. Specific rules apply to vehicle purchases; applicants should inquire with NEOEDD staff. Confirm the full requirements in the official notice before applying.
The current listing shows up to $2,000 (matched 5:1 for a total of $12,000). Verify award ceilings, matching requirements, and allowable costs in the official notice.
Individual Development Account (IDA) is funded by Northeast Oregon Economic Development District (NEOEDD). Verify program details on the funder's official page before applying.
Start from the official opportunity page linked in this listing — it carries the sponsor's submission instructions.
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