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Inner City Economic Development (ICED) Loan Program is sponsored by Economic Development Growth Engine (EDGE) of Memphis & Shelby County. This program provides forgivable loans to spark revitalization of Memphis inner-city neighborhood business districts. Loan funds are primarily for building façade, streetscape, and interior improvements.
Building expansions may also be eligible.
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Financial Assistance - Economic Development Growth Engine Focus: Small to mid-size businesses Developing and fostering public/private partnerships to grow the local economy. Focus: Small to mid-size businesses Developing and fostering public/private partnerships to grow the local economy.
EDGE focuses on developing and fostering public/private partnerships to create jobs, grow the local economy, revitalize neighborhoods, attract investment, spark innovation, and encourage entrepreneurship.
Contact an Economic Development Specialist at: EDGE focuses on developing and fostering public/private partnerships to create jobs, grow the local economy, revitalize neighborhoods, attract investment, spark innovation, and encourage entrepreneurship.
Contact an Economic Development Specialist at: EDGE focuses on developing and fostering public/private partnerships to create jobs, grow the local economy, revitalize neighborhoods, attract investment, spark innovation, and encourage entrepreneurship. Contact an Economic Development Specialist at: ICED loan funds are primarily for building façade improvements and streetscape improvements.
Interior improvements and building expansions may also be eligible. Funding for the ICED loan program is generated through special City of Memphis and Shelby County Payment-In-Lieu-of- Tax (PILOT) personal property fees.
Projects are approved by the EDGE Economic Development Finance Committee Inner City Economic Development (ICED) Loans The Inner City Economic Development (ICED) Loan program is designed to spark revitalization of Memphis inner city neighborhood business districts through small forgivable loans (up to $25,000).
Since 2014, the ICED Loan program has assisted projects that have invested nearly… in Memphis's Inner City Neighborhoods ICED loan funds are primarily for building façade improvements and streetscape improvements. Interior improvements and building expansions may also be eligible. Funding for the ICED loan program is generated through special City of Memphis and Shelby County Payment-In-Lieu-of- Tax (PILOT) personal property fees.
Projects are approved by the EDGE Economic Development Finance Committee Inner City Economic Development (ICED) Loans The Inner City Economic Development (ICED) Loan program is designed to spark revitalization of Memphis inner city neighborhood business districts through small forgivable loans (up to $25,000).
Since 2014, the ICED Loan program has assisted projects that have invested nearly… in Memphis's Inner City Neighborhoods View ICED Loan Featured Project ICED Loan Program Eligibility Businesses and property owners that meet the following criteria may be eligible to apply for an ICED loan: The building must be located in a New Markets Tax Credit eligible census tract.
City of Memphis and Shelby County property taxes must be current or an approved payment plan must be in place. The applicant must have sufficient capital to fund one-third of approved construction costs and complete the entire project without impacting the business negatively. Both building owners and tenants with a three-year lease are eligible.
Priority will be given to neighborhood serving businesses with transparent storefront windows facing the street. Applicants are required to meet with EDGE staff to facilitate the loan process and construction projects. An architect retained by EDGE is available to assist the applicant with elevations and budget estimates for presentation to the EDGE Finance Committee as part of the application review process.
The applicant will meet with the EDGE staff to review building and desired improvements.
The following business categories as defined in the Memphis and Shelby County Unified Development Code, are not eligible for forgivable loans under the ICED loan program: Liquor and tobacco stores Adult entertainment and product stores Pawnshops, payday loan/title loan establishments ICED Loan Program Overview ICED Loan Policies & Application View IRB Featured Project Taxable & Tax-Exempt Industrial Revenue Bonds EDGE is authorized by state statute to issue taxable and tax-exempt bonds for financing commercial, non-profit and government facilities.
As a “conduit” bond issuer, EDGE has no responsibility for principal or interest payments due on any bonds issued. The beneficiary is responsible for the placement/sale of the bonds and their repayment. The financial strength of the borrower at the time the bonds are taken to market will determine the rate of the bonds.
EDGE is prepared to act quickly on an application: Industrial Revenue Bond Policy Industrial Revenue Bond Application Payment in Lieu of Taxes (PILOT) Incentive Tax Increment Financing (TIF) Inner City Economic Development (ICED) Loans Tax Increment Financing (TIF) Inner City Economic Development (ICED) Loans Taxable and Tax-Exempt Industrial Revenue Bonds (IRB) Foreign Trade Zone FTZ-77 International Port of Memphis Foreign Trade Zone FTZ-77 International Port of Memphis
According to the current listing, eligibility includes: Businesses and property owners located in a New Markets Tax Credit-eligible census tract in Memphis. City of Memphis and Shelby County property taxes must be current. Confirm the full requirements in the official notice before applying.
The current listing shows up to $25,000. Verify award ceilings, matching requirements, and allowable costs in the official notice.
Inner City Economic Development (ICED) Loan Program is funded by Economic Development Growth Engine (EDGE) of Memphis & Shelby County. Verify program details on the funder's official page before applying.
Start from the official opportunity page linked in this listing — it carries the sponsor's submission instructions.
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