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Find similar grantsIntermediary Relending Program (IRP) (Champaign County Regional Planning Commission) is sponsored by Champaign County Regional Planning Commission (USDA/Rural Development funding). This program offers loans for businesses, organizations, and governments in communities of less than 25,000 population in East Central Illinois counties (Champaign, Douglas, Ford, Iroquois, Piatt, and Vermilion).
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Intermediary Relending Program RLF - Mission West Community Development Partners Skip to primary navigation Business Development Center Intermediary Relending Program RLF Intermediary Relending Program RLF Up to $400,000 or 50% of project cost (whichever is less) The Intermediary Relending Program (IRP) is a USDA Rural Development program where Mission West borrows funds from the federal government at low cost and re-lends those dollars to rural businesses at competitive market rates.
The result: gap financing at favorable terms for businesses in rural areas that lack access to private credit. IRP loans are particularly useful for businesses with strong projects that cannot fully qualify through conventional channels, whether due to collateral gaps, rural location, or financing needs that exceed what a local bank can hold.
Mission West has used IRP funds to support a wide range of business types across our service area.
Eligibility & Use of Funds Businesses in rural areas with population under 50,000 Unable to obtain sufficient conventional financing Job creation or retention focus preferred Any eligible business type Equipment purchase and improvement Real estate acquisition and development Business expansion and capacity building Send our loan team a few details and we will follow up within one business day to talk through whether this fund fits your project.
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According to the current listing, eligibility includes: Businesses, organizations, and governments in communities of less than 25,000 population in the East Central Illinois counties of Champaign, Douglas, Ford, Iroquois, Piatt, and Vermilion. Confirm the full requirements in the official notice before applying.
The current listing shows $5,000 to $250,000. Verify award ceilings, matching requirements, and allowable costs in the official notice.
Intermediary Relending Program (IRP) (Champaign County Regional Planning Commission) is funded by Champaign County Regional Planning Commission (USDA/Rural Development funding). Verify program details on the funder's official page before applying.
This opportunity targets applicants in Illinois. If your organization operates elsewhere, check the official notice for location requirements.
Start from the official opportunity page linked in this listing — it carries the sponsor's submission instructions.
USDA's Rural Decentralized Water Systems Grant funds nonprofits to capitalize a revolving loan fund for household wells and septic systems: 1 percent fixed, 20-year terms, $15,000 maximum per household. The application window closes September 30, 2026. The program is chronically under-subscribed for one structural reason — the 10 percent priority-point contribution cannot be in-kind. Here is the full instrument analysis and what it takes to win.
Read articleWhile applicants chase fixed federal deadlines, USDA Rural Development keeps roughly $4.1 billion moving through programs with no deadline at all — Community Facilities, Water & Waste Disposal, and Business & Industry loans that accept applications year-round. But 2026 brought a quiet shake-up: REAP grants paused, RBDG's competitive window closed. Here is the map of what's open, what's frozen, and how rural organizations should work a rolling pipeline.
Read articleOn July 2, 2026, USDA Rural Development rescinded the FY2025 RCDI funding notice to rewrite it around new policy priorities — voiding pending applications for a small-but-strategic program that builds the capacity of rural nonprofits. Here is what RCDI funds, why the mid-cycle pull fits a larger 2026 pattern, and the concrete moves intermediaries should make now so they are ready the day a new NOFO drops.
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