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Find similar grantsIntermediary Relending Program (IRP) is sponsored by U.S. Department of Agriculture (USDA), Rural Business-Cooperative Service (RBCS). This program provides low-interest loans to local lenders (intermediaries) who then re-lend to businesses to help improve economic conditions and create jobs in rural communities.
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Funding Details: Intermediary Relending Program (IRP) - Rural Health Information Hub Intermediary Relending Program (IRP) Catalog of Federal Domestic Assistance Number: U.S. Department of Agriculture, USDA Rural Development Applications accepted on an ongoing basis Rural Development state office contacts The Intermediary Relending Program (IRP) provides loans to intermediaries for the establishment of revolving loan funds in rural areas.
These revolving loan funds are used to assist with financing business and economic development activities to create or retain jobs in rural Funds may be used for acquisition, construction, rehabilitation, and working capital for healthcare facilities and transportation services if jobs will be created or retained. A list of eligible uses of funds is program website .
Lenders are encouraged to align their programs with state and regional development strategies and collaborate with other public and private organizations that can provide complementary resources.
Eligible intermediary lenders include: Nonprofits and cooperatives Federally-recognized tribes Intermediaries must have: The legal authority to operate a revolving loan fund A record of successfully assisting rural businesses The ability to provide adequate assurance of Additional requirements for intermediaries are listed on Nationwide and U.S. territories An intermediary may borrow up to $1 million.
The total funding available for 2026 is $9,000,000. The maximum loan amount available to ultimate recipients is $400,000 or 50% of the total project cost, whichever For intermediaries, the interest rate is fixed at 1% with a maximum term of 30 years. Interest-only payments may be permitted for the first 3 years.
In the first 6 months after closing $250,000 or greater of loan funds must be used. For the ultimate recipients, the interest rate is set by the intermediary in an amount sufficient to cover the cost of operating and sustaining the revolving loan Choose the appropriate state in the drop down menu on the program website . This will open the state specific page.
Tabs at the top of the page will show general program information, forms and resources, and state specific contact information. To begin the application process, contact a Rural Development program specialist in the state or territory where the revolving loan fund would be available.
A program specialist will assist with beginning the · Community and economic development RBCS: Notice of Funding Opportunity for the Intermediary Relending Program for Fiscal Year 2026, U.S. Department of Agriculture, For complete information about funding programs, including your application status, please contact funders directly. Summaries are provided for your convenience only.
RHIhub does not take part in application processes or monitor application status.
According to the current listing, eligibility includes: Eligible intermediary lenders include nonprofit and cooperative entities, federally-recognized tribes, and public agencies. Confirm the full requirements in the official notice before applying.
The current listing shows intermediaries may borrow up to $2 million per fiscal year, with a lifetime cap of $15 million. The maximum loan amount available to ultimate recipients is $400,000 or 50% of the total project cost, whichever is less. Verify award ceilings, matching requirements, and allowable costs in the official notice.
Intermediary Relending Program (IRP) is funded by U.S. Department of Agriculture (USDA), Rural Business-Cooperative Service (RBCS). Verify program details on the funder's official page before applying.
Start from the official opportunity page linked in this listing — it carries the sponsor's submission instructions.
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