Loan Repayment Assistance Program (LRAP)

Loan Repayment Assistance Program (LRAP) is sponsored by Maryland Higher Education Commission, Office of Student Financial Assistance. Provides loan repayment assistance to attorneys employed in public interest law in Maryland.

Janet L. Hoffman Loan Assistance Repayment Program (LARP) Accessibility Information Janet L. Hoffman Loan Assistance Repayment Program (LARP) The Janet L.

Hoffman Loan Assistance Repayment Program (LARP) is to provide State assistance in the repayment of educational loans to individuals providing public service in eligible employment fields, serving Maryland low income or underserved residents. Opening Date: The 2026–2027 application: August 7, 2026 . Closing Date: The 2026-2027 academic year application will close on March 1, 2027​ .

Notification Date: While specific notification dates are not provided, applications are reviewed on a rolling basis, and applicants are advised to submit all required materials promptly to ensure timely processing. Eligibility Requirements: Must work in a listed eligible field Must have graduated from a Maryland institution.

(Except lawyers, teachers who have not graduated from a Maryland institution must have a resident teacher certificate from MSDE). Must be employed full time in the state of Maryland Loans cannot be Parent plus loans and cannot be in default.

Income must be within the following income requirements: All LARP applicants excluding Nurse Faculty: *If married income cannot exceed married max amount and personal income cannot exceed the single max amount. Application Process & Requirements: Applicants must submit the online application through the Maryland College Aid Processing System (MDCAPS) by visiting https://mdcaps. mhec.

state. md. us.

The online application and all required documents must be submitted to the Office of Student Financial Assistance by the closing date. * Note: All required documents will be requested and submitted online through each applicant's MDCAPS account.

• Prior year Federal or State income tax return • Employment Verification • Institutional Certification • Prior year Federal or State income tax return • Employment Verification Nancy Grasmick Professional Initial Teacher, School Nurse and Mental Health Professional • Prior year Federal or State income tax return • Employment Verification • Institutional Certification • Highest Performance evaluation (for teacher applicants only) • Teacher - Teach in Science, technology, engineering, or math subjects; OR teach in a school in which at least 75% of the students are enrolled in the free meal program in the state for 2 years.

• School Nurse – Public school nurse” means an individual who;(1) Is licensed as a Registered nurse in accordance with title 8 of the Health Occupations Article; (2) Provides health services in a public school; (3) Is employed by (I) A county school system OR (II) A local health department to provide school health services through an agreement with a county board.

• Mental health Professionals - Any mental health professional who is (1) a public school employee certificated under Title 6, Subtitle 4 of the Education Article and (2) employed in a local school system in the State to provide mental health services, including as a school psychologist, resource psychologist, psychologist coordinator, social worker, social worker supervisor, school counselor, or mental health coordinator.

Urban Teacher Center (UTC) Must be in your 2nd year of the program and possess a Maryland Resident-Teaching Certificate. You must submit a LARP General application and all required documents by the deadline specified in the "When to Apply" section. UTC applicants are not eligible to receive the lock-in award.

All applicants must submit all required documentation by the due date to be considered for awarding. Please note that if you have not filed taxes for the required year, you must provide a letter from IRS stating that you did not file taxes for the required tax year.

Substitution of documents will not be accepted (Only exception to this rule is the institutional certification where an official transcript will be accepted instead of the form and we will accept documentation from the lender site as long as all information is listed on the documentation the same as the lender form.) Awards are based on the total educational debt reported at the time of application.

Recipients who are locked into a three-year award tier , guaranteeing eligibility for renewal each year. While renewal is ensured for up to three years, award amounts may vary by debt tier (listed below) . Annual payments are made as long as recipients remain eligible and submit the required employment, lender, and tax documentation by March 1, 2027.

Total Debt Overall Award Limit Yearly Payment $75,001 - Over $30,000 $10,000 $40,001 - $75,000 $18,000 $6,000 $15,001 - $40,000 $9,000 $3,000 $15,000 - Below $4,500* $1,500* * Payment amount cannot exceed total debt; amount will be adjusted Recipients of lock-in awards are required to submit annual employment, lender and tax documentation by the March 15th deadline for each year that they receive funding.

Failure to submit required documentation by the deadline or failure to report changes in your employment status and/or salary level throughout the service/award years will make you ineligible for the award. Service Obligation Requirement Applicants are required to remain in an eligible employment field throughout the application cycle. In the event the employment field changes, the applicant must contact MHEC immediately.

Eligible ​Employment Fields ​​ Conditions of t​​he award​​​ ​ Regulati​ons have been published online under the Code of Maryland Regulations (COMAR). ​ Frequently Asked questions ​​​​​ We're available on the following channels. ensures HTML content is downloaded and parsed first.

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