Louisville CARES

Louisville CARES is sponsored by Louisville Metro Government Office of Housing and Community Development. A revolving loan fund providing gap and/or bridge financing to developers building affordable workforce housing or incorporating affordable workforce housing into market-rate projects.

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As this is a revolving loan fund, funds may become available in the future upon payoff of existing loans. **_ The application for the Louisville Creating Affordable Residences for Economic Success (Louisville CARES) program is open to applicants who have submitted the pre-application and been invited to complete the full application.

Louisville CARES consists of a revolving loan fund to provide gap and/or bridge financing to developers building affordable workforce housing or incorporating affordable workforce housing into market rate projects and an initiative through which Louisville Metro will purchase land near employment centers to be offered as an incentive for multi-family workforce rental housing development.

The program was developed to address the need for affordable, multi-family housing for households making 80% or less of the Area Median Income. Louisville CARES is intended to address “cost burdening,” a situation in which a family spends more than 30% of its income for housing and utilities. Louisville CARES is overseen by the Louisville Metro Office of Housing and Community Development.

The Louisville CARES Loan Review Committee makes lending recommendations and is comprised of staff from the Louisville Affordable Housing Trust Fund and Louisville Metro. _**A pre-application for Louisville CARES funds is linked below. At this time (2/25/26), applications will not be accepted until future funding becomes available.

**_ **Submit pre-application for Louisville CARES funds**_(applications currently closed)_ **Policies, Procedures, and Fact Sheet** Louisville CARES Fact Sheet and FAQs Louisville CARES Policies and Procedures **Application and Application Instructions** Neighborly application and instructions available through Office of Housing and Community Development. Call (502) 574-5850.

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