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Maryland Community Investment Venture Fund (MCIV Fund) is sponsored by Maryland Office of the Commissioner of Financial Regulation. Provides grants to fintech firms to pilot products and services in partnership with Maryland state-chartered financial institutions, aiming to enhance access to capital and financial services for small business owners in low- to moderate-income communities.
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Maryland Community Investment Venture (MCIV) Fund - Office of the Commissioner of Financial Regulation Accessibility Information Maryland Community Investment Venture Fund (MCIV Fund) - Financial Regulation Last reviewed or updated: January 21, 2026 The Maryland Community Investment Venture Fund (MCIV Fund) was created to accelerate the adoption of financial innovations that enhance access to capital and financial services for small business owners in low- to moderate-income (LMI) communities.
The MCIV Fund provides grant dollars to fintech firms to pilot products and services in partnership with Maryland state-chartered financial institutions. Benefits of Participation in the MCIV Fund Program For selected fintech firms: Funding: Access to grant dollars to pilot your solutions. Pilot Opportunities: Collaborate with Maryland state-chartered banks and credit unions to pilot and deploy your technology.
Real-World Impact: Contribute to financial inclusion and make a tangible difference in LMI communities. For partnering Maryland state-chartered institutions: Expanded Customer Base: Collaborate with leading fintechs and help enhance your customer and member acquisition strategies. Early Access to Innovation: Discover and pilot new technologies that address the unique financial needs of LMI communities.
Community Partnership: Underscore your commitment to financial inclusion and community development. 2025 MCIV Fund Grant Proposals Application (Online Submission) Application (Downloadable PDF) *The deadline for 2025 MCIV Fund Grant Proposals has been extended to January 31, 2026 . * Are you a fintech with a groundbreaking solution to enhance financial access for underserved communities?
Submit your interest here . Reach out to us at [email protected] for more information. What is the application process for MCIV Fund grants?
When does the application window open for the MCIV Fund? Is there an application fee? What kind of funding does the MCIV Fund provide?
Is a partnership with a financial institution required? How is the MCIV Fund different from other programs? I have additional questions.
Where can I find answers? What is the application process for MCIV Fund grants? Applications will be reviewed by an assessment committee and evaluated for impact, compliance, and viability.
When does the application window open for the MCIV Fund? The application window will open in November 2025. Is there an application fee?
What kind of funding does the MCIV Fund provide? Fintechs that pair with a Maryland state-chartered financial institution and are approved will receive a $25k-$50k grant to conduct pilots. Is a partnership with a financial institution required?
Yes, pilots are conducted in partnership with Maryland’s state-chartered banks and credit unions. Fintechs must partner with a Maryland state-chartered bank or credit union before submitting an application. How is the MCIV Fund different from other programs?
The Fund is impact-driven with a commitment to expanding access to capital for LMI communities. The program does not take equity - participating fintechs are supported by grant funding. Participation in the program offers broad exposure and access to a network of senior stakeholders and resources throughout the State of Maryland.
Selected fintechs will have the opportunity to engage and develop partnerships with Maryland state-chartered financial institutions. I have additional questions. Where can I find answers?
If you still have questions, please reach out to [email protected] . ensures HTML content is downloaded and parsed first. This also means the site can begin to display prior to loading all JS, which helps display performance.
According to the current listing, eligibility includes: Fintech firms developing financial innovations for small businesses, in partnership with Maryland state-chartered banks and credit unions. Confirm the full requirements in the official notice before applying.
Maryland Community Investment Venture Fund (MCIV Fund) is funded by Maryland Office of the Commissioner of Financial Regulation. Verify program details on the funder's official page before applying.
This opportunity targets applicants in Maryland. If your organization operates elsewhere, check the official notice for location requirements.
Start from the official opportunity page linked in this listing — it carries the sponsor's submission instructions.
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