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Find similar grantsMicroloans & Operating Loans – Special Provisions for Women Farmers is sponsored by USDA Farm Service Agency (FSA). This opportunity supports mission-aligned projects and measurable outcomes.
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Farm Service Agency U.S. Department of Agriculture * Resources Toggle sub menu for Resources * * Loans Toggle sub menu for Loans * Climate-Smart Agriculture and Farm Loan Programs * Farm Storage Facility Loan (FSFL) Program * Highly Fractionated Indian Land Loan Program (HFIL) * Indian Tribal Land Acquisition Loan Program * Loan Deficiency Payments (LDP) * Marketing Assistance Loans (MAL) * Organic Dairy Marketing Assistance Program (ODMAP 2024) * * Conservation Toggle sub menu for Conservation * Conservation Reserve Enhancement Program (CREP) * Conservation Reserve Program (CRP) * Farmable Wetlands Program (FWP) * Transition Incentives Program * Water-Saving Commodities (WSC) Program * * Disaster Recovery Toggle sub menu for Disaster Recovery * 2023/2024 Supplemental Disaster Assistance * Disaster Set-Aside Program (DSA) * Emergency Assistance for Livestock, Honeybees, and Farm-Raised Fish (ELAP) * Emergency Conservation Program (ECP) * Emergency Forest Restoration Program (EFRP) * Emergency Livestock Relief Program (ELRP) * Emergency Relief Program (ERP) * Livestock Forage Disaster Program (LFP) * Livestock Indemnity Program (LIP) * Milk Loss Program (MLP) * Noninsured Disaster Assistance Program (NAP) * On-Farm Stored Commodity Loss Program (OFSCLP) * Supplemental Disaster Relief Program (SDRP) * Tree Assistance Program (TAP) * * Income Support Toggle sub menu for Income Support * Agriculture Risk Coverage (ARC) & Price Loss Coverage (PLC) * Assistance for Specialty Crop Farmers (ASCF) Program * Dairy Indemnity Payment Program (DIPP) * Dairy Margin Coverage Program (DMC) * Emergency Commodity Assistance Program (ECAP) * Farmer Bridge Assistance (FBA) Program * Marketing Assistance for Specialty Crops (MASC) * Organic Certification Cost Share Program (OCCSP) * Reimbursement Transportation Cost Payment (RTCP) * * General Programs Toggle sub menu for General Programs * Certified Mediation Program (CMP) * Farm Labor Stabilization and Protection Pilot Grant Program * Food Safety Certification for Specialty Crops (FSCSC) Program * * Outreach & Education Toggle sub menu for Outreach & Education * Partner Organization Resources * State Outreach Coordinators * * Price Support Toggle sub menu for Price Support * Loan Deficiency Payments * Posted County Price Rates * * Economic and Policy Analysis Toggle sub menu for Economic and Policy Analysis * Commodity Loan Activity Reports * Wool and Mohair Reports * Financial Management Information * * Initiatives Toggle sub menu for Initiatives * Acreage Crop Reporting Streamlining Initiative (ACRSI) * Tools Toggle sub menu for Tools * * Decision-Making Toggle sub menu for Decision-Making * Emergency Livestock, Honey Bees, Fish * * Online Services Toggle sub menu for Online Services * * Informational Toggle sub menu for Informational * Freedom of Information Act (FOIA) * News & Events Toggle sub menu for News & Events * * Laws and Regulations Toggle sub menu for Laws and Regulations * Federal Register Notices * Federal Register Publications & Related Documents * Careers Toggle sub menu for Careers # USDA Offers Targeted Farm Loan Funding for Underserved Groups and Beginning Farmers [](https://www.
fsa. usda. gov/print/pdf/node/5598 "Download")[](https://www.
fsa. usda. gov/print/pdf/node/5598 "Print")[](https://www.
fsa. usda. gov/news-events/news/02-11-2022/usda-offers-targeted-farm-loan-funding-underserved-groups-beginning# "Copy link") The USDA Farm Service Agency (FSA) reminds producers that FSA offers targeted farm ownership and farm operating loans to assist underserved applicants and beginning farmers and ranchers.
USDA defines underserved applicants as a group whose members have been subjected to racial, ethnic, or gender prejudice because of their identity as members of the group without regard to their individual qualities. For farm loan program purposes, targeted underserved groups are women, African Americans, American Indians and Alaskan Natives, Hispanics and Asians and Pacific Islanders.
Underserved or beginning farmers and ranchers who cannot obtain commercial credit from a bank can apply for either FSA direct loans or guaranteed loans. Direct loans are made to applicants by FSA. Guaranteed loans are made by lending institutions who arrange for FSA to guarantee the loan.
FSA can guarantee up to 95 percent of the loss of principal and interest on a loan. The FSA guarantee allows lenders to make agricultural credit available to producers who do not meet the lender's normal underwriting criteria. The direct and guaranteed loan program provides for two types of loans: farm ownership loans and farm operating loans.
In addition to customary farm operating and ownership loans, FSA offers Microloans through the direct loan program. Microloans focus on the financing needs of small, beginning farmer, niche, and non-traditional farm operations. Microloans are available for both ownership and operating finance needs.
To learn more about microloans, visit fsa. usda. gov/microloans.
To qualify as a beginning producer, the individual or entity must meet the eligibility requirements outlined for direct or guaranteed loans. Individuals and all entity members must have operated a farm for less than 10 years. Applicants must materially or substantially participate in the operation.
For more information on FSA’s farm loan programs and targeted underserved and beginning farmer guidelines, contact your local USDA Service Center or visit fsa. usda. gov/farmloans.
## For Farmers and Ranchers * Find Loans and Other Programs Stay up to date on the latest from FSA * Non-Discrimination Statement
According to the current listing, eligibility includes: Women farmers and ranchers. Specific eligibility requirements vary by loan type, but generally target those seeking short-term capital for their operations. Confirm the full requirements in the official notice before applying.
The current listing shows varies by loan type (microloans up to $50,000). Verify award ceilings, matching requirements, and allowable costs in the official notice.
Microloans & Operating Loans – Special Provisions for Women Farmers is funded by USDA Farm Service Agency (FSA). Verify program details on the funder's official page before applying.
Start from the official opportunity page linked in this listing — it carries the sponsor's submission instructions.
Past winners and funding trends for this program
Emergency Conservation Program (ECP) is sponsored by USDA Farm Service Agency (FSA). The ECP provides funding and technical assistance to farmers and ranchers to restore farmland damaged by natural disasters and for emergency water conservation measures in severe droughts. This could be relevant for repairing fences or ponds damaged by natural disasters.
Supplemental Disaster Relief Program (SDRP) is sponsored by USDA Farm Service Agency (FSA). The SDRP offers disaster assistance to agricultural producers. While specific details on cattle ranching impact would need to be verified, FSA programs generally include emergency relief and restoration for livestock and grazing land in the case of natural disasters.
USDA and HHS announced Harvest to Hallways on August 24, 2026: $50M in new cafeteria infrastructure funding on top of $20M in Equipment Assistance Grants, up to $25M more in Patrick Leahy Farm to School awards for FY2026, and $30M in HHS nutrition research. Each pot has a different applicant, a different route, and a different timeline. Here is how to position for all three before the notices post.
Read articleThe administration is investing $1 billion in regenerative agriculture while proposing $4.9 billion in USDA cuts. Farmers and ag researchers face a funding landscape where priorities are shifting faster than programs can adapt.
Read articleOn March 4, HHS, USDA, and EPA announced $1B in farm modernization investments. On April 3, the FY2027 budget proposed slashing USDA by 19%. What the contradiction means for agricultural researchers, land-grant universities, and rural communities.
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