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Find similar grantsDeadline is rolling — opens when reservist receives call-up notice and closes one year after essential employee is discharged from active duty.
Military Reservist Economic Injury Disaster Loan Program (MREIDL) is sponsored by U.S. Small Business Administration (SBA). Provides loans to small businesses affected by the call-up of a military reservist.
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Military reservist loan | U.S. Small Business Administration If you have an essential employee who is a military reservist called to active duty, SBA provides loans to help eligible small businesses with operating expenses. The maximum Military Reservist Economic Injury Disaster Loan (MREIDL) amount is $2 million.
The amount of each loan is limited to the actual economic injury as calculated by SBA, business interruption insurance and whether the business and/or its owners have sufficient funds to operate. If your business is a major source of employment, SBA has authority to waive the $2 million statutory limit. Businesses with the financial capacity to fund their own recovery are not eligible for MREIDL assistance.
Federal law requires SBA to first determine whether the credit necessary to accomplish full recovery is available from non-government sources without creating an undue financial hardship. The filing period begins on the date the essential employee receives a notice of expected call-up and ends one year after the essential employee is discharged or released from active duty.
You can use proceeds for ordinary and necessary operating expenses.
You may not use proceeds : To cover lost income or lost profits In lieu of regular commercial debt, to refinance long-term debt, or to expand the business First payment deferred for 12 months No interest accrual for the first 12 months Up to 30 years, depending on ability to repay the loan No pre-payment penalty or fees Collateral is required for all MREIDL loans which are greater than $50,000.
SBA accepts real estate as collateral when it is available. SBA will not decline a loan for lack of collateral, but will require the borrower to pledge collateral that is available. Apply online for an SBA MREIDL .
Contact the SBA Disaster Assistance Customer Service Center at: Email: disastercustomerservice@sba. gov
According to the current listing, eligibility includes: Small businesses with an employee called to active duty in the military reserves. Confirm the full requirements in the official notice before applying.
Military Reservist Economic Injury Disaster Loan Program (MREIDL) is funded by U.S. Small Business Administration (SBA). Verify program details on the funder's official page before applying.
Yes — this listing is flagged as national in scope, so applicants across the U.S. may apply, subject to the sponsor's other eligibility criteria.
Applications go through the funder's official portal — the Apply Now link on this page goes there directly.
Past winners and funding trends for this program
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