Money Smart for Small Business

Money Smart for Small Business is sponsored by U.S. Small Business Administration (SBA). An instructor-led curriculum offering an introduction to small business management topics, including financial literacy.

Counselors - Small Business Administration to the . gov website. Share sensitive information only on official, secure websites.

Obtain forms, documents, announcements and training materials for SBA partners, counselors, and project officers. Small Business Development Center Find training, tools, and other resources for Small Business Development Center (SBDC) grantees and project officers.

Learn more about Small Business Development Centers Veterans Business Outreach Centers Learn more about Veterans Business Outreach Centers Find grant announcements and other important documents that help to build and grow women-owned businesses.

Learn more about Women’s Business Centers Money Smart for Small Business Money Smart for Small Business is a toolkit containing an instructor-led curriculum that provides an introduction to small business management topics. Learn more about Money Smart Use the Business Smart Toolkit to help new and aspiring entrepreneurs launch a business idea and understand the steps to building a business that is credit-ready.

Learn more about Business Smart Use this web-based reporting system to enter or upload information on training and counseling activity. Small Business Development Centers Find training, tools, and other resources for Small Business Development Center (SBDC) grantees and project officers.

If you have difficulty accessing any of the following materials, please contact the Office of Small Business Development Centers at 202-205-6766 to discuss special accommodations.

SBDC: Cost Price Analysis and Budget Justifications Worksheet SBA Form 1224: Cost Sharing Proposal SBDC: Planned Milestones Worksheet Small Business Development Center Budget Comparison Spreadsheet in Support of SF 425 SBA Form 2113: Program Income How to apply for certification + To establish an SBA account and apply for certification, visit SBA Certifications .

Through the application portal, you can: Access checklists and pre-application guides Check your firm’s eligibility Create an account, login and proceed with an application Search for a certified VOSB or SDVOSB Frequently Asked Questions and other assistance For more details about the transfer and SBA’s Veteran Small Business Certification See our Frequently Asked Questions Email: certifications@sba.

gov Call the dedicated toll-free call center at 866-SBA-HELP (866-722-4357), Monday – Friday, 8:00 a. m. – 6:00 p.

m. ET (excludes federal holidays) Benefits of SBA certification + Certification allows SDVOSB firms the opportunity to compete for sole-source and set-aside contracts across the federal government. Certified VOSBs may also compete for sole-source and set-aside contracts from the VA.

Eligibility requirements + To apply for certification with SBA as a VOSB or SDVOSB, a firm must meet the following requirements: Be identified by the VA as a Veteran or Service-Disabled Veteran. Be considered a small business, as defined by the size standard corresponding to any NAICS code listed in the business’s SAM profile. Have no less than 51% of the business owned and controlled by one or more veterans.

For certification as a SDVOSB, have no less than 51% of the business owned and controlled by one or more veterans rated as service-disabled by the VA. For those veterans who are permanently and totally disabled and unable to manage the daily business operations of their business, their business may still qualify if their spouse or appointed, permanent caregiver is assisting in that management.

For a full list of eligibility requirements, see the final rule published in the Federal Register . Certification transfer from the VA and one-year extension + The National Defense Authorization Act of 2024 now requires that, for subcontracting and for goaling purposes, all Veteran firms must also be certified by SBA VetCert Program before December 22, 2024.

The self-certification grace period for subcontracting and goaling purposes will still be allowed until December 22, 2024. Firms that apply before the grace period ends will continue to have eligibility until VetCert makes a determination. VOSBs and SDVOSBs seeking sole-source and set-aside opportunities with the VA must be certified.

There is no self-certification provision for these unique opportunities.

Veterans Business Outreach Centers Budget and budget revision documents + Standard Form 424: Application for Federal Assistance Standard Form 424a: Budget Information – Non-Construction Programs Standard Form 424B: Assurances – Non-Construction Programs A9, A10, A11, A12 Budget Detail Worksheet for Twelve Month Period (Non-Construction Programs) Cost Policy Statement Example SBA Form 1623: Certification Regarding Debarment, Suspension, and Other Responsibility Matters Primary Covered Transactions SBA Form 1711: Certification Regarding Lobbying Drug-Free Workplace Certification SBA Form 652: Assurance of Compliance for Nondiscrimination Reimbursement request documents + Standard Form 270: Request for Advance or Reimbursement Standard Form 425: Federal Financial Report Detailed Expenditures Worksheet: Non-Construction Uniform Administrative Requirements, Cost Principles, and Audit Requirements for Federal Awards Find grant announcements and other important documents that help to build and grow women-owned businesses.

Budget and grant documents + Application for Federal Assistance SF 424 Annual Budget Summary (B10-B16) Metrics and Milestones Template for Initial Phase WBC Program Reporting Schedule Federal Financial Report- SF 425 Request for Advance or Reimbursement – SF 270 Money Smart for Small Business Money Smart for Small Business is a toolkit containing an instructor-led curriculum that provides an introduction to small business management topics.

About Money Smart for Small Business + Thinking of starting or already managing a business? The Financial Literacy and Education Commission was established under Title V of the Fair and Accurate Credit Transactions (FACT) Act of 2003 to improve the financial literacy and education of persons in the United States.

The U.S. Small Business Administration (SBA) wishes to bring financial literacy not only to America as a whole, but specifically to small businesses and future entrepreneurs. The commission was asked to develop a national financial education website ( MyMoney. gov ), along with a hotline, 1-800-FED-INFO, and a national strategy on financial education.

It is chaired by the Secretary of the Treasury and comprises the heads of 22 federal entities, including SBA. Money Smart for Small Business Money Smart for Small Business provides a practical introduction to topics related to starting and managing a business. Developed jointly by SBA and the Federal Deposit Insurance Corporation (FDIC), this instructor-led curriculum consists of 13 modules.

SBA and FDIC invite eligible organizationsto begin teaching this free curriculum right away! Money Smart modules cover a wide range of interests and knowledge level of the targeted audience. Each module is available in English and Spanish and has three components including a text-accessible instructor guide, participant guide, and PowerPoint slides.

The materials are designed to teach each module in approximately 60-90 minutes. Modules can be taught in any order or independently. Use the Business Smart Toolkit to help new and aspiring entrepreneurs launch a business idea and understand the steps to building a business that is credit-ready.

About the Business Smart Toolkit + The SBA Business Smart Toolkit is a ready-to-use workshop toolkit that lays the groundwork for helping new and aspiring entrepreneurs launch a business idea and to understand the steps to building a business that is credit-ready. It is designed for local community organizations whose constituents are interested in starting a business but do not know where to begin.

The information is laid out simply in three modules. The three modules focus on: Basics of business startup Essentials of becoming credit-ready How and where to find additional small business support and educational resources Each module has approximately 60‐90 minutes of presentation material. The modules can be presented in a one-day [or multiple day] workshop(s), depending on what is best suited for the individual community.

The toolkit and accompanying instructor guide are written at a level so that a community volunteer can feel comfortable presenting the information. Business Smart Modules ( English | Spanish ) Business Smart Flyer ( English | Spanish ) If you would like more information or have questions, email BusinessSmart@sba. gov .

Please allow two business days for a response. Use this web-based reporting system to enter or upload information on training and counseling activity. The web-based Nexus CRM has replaced EDMIS as the system of record for Resource Partner client activity and training data.

Resource Partners can upload form 641 and 888 data to Nexus from their third-party systems, or can enter the data directly. Nexus provides statistical reports for SBA leadership, the Office of Management and Budget (OMB), and Congress. These reports help SBA ensure that our programs are performing well.

For more information or to request access, please email us at nexus@sba. gov . SBA Form 641: Counseling Information Form SBA Form 888: Management Training Report Marketing materials for SBA-affiliated counselors