Mortgage Assistance Program (City of St. Louis)

Mortgage Assistance Program (City of St. Louis) is sponsored by City of St. Louis Department of Human Services.

This program provides mortgage assistance for homeowners in the City of St. Louis to prevent foreclosures, particularly for those whose mortgage is 30 days or more past due and who have experienced a financial hardship.

Building a stronger St. Louis, one person at a time To access the benefits provided by the American Rescue Plan Act (ARPA), apply for funds directly from the government as an individual or family. The City is investing $18 million + in new affordable housing.

High Speed Wifi in All Rec Centers Rec Centers Wired for Fun Up to $50,000 in first-time home buyer assistance 950 Businesses and Counting Get Low-Interest Loans Healthy Home Repair Program Need a Big Fix?

Help is Here Basketball League Delivers Competition and Life Coaching Safer Streets and Intersections Straight Ahead Youth Outreach and Crime Reduction Meeting Kids Where They Are Frequently asked questions The American Rescue Plan Act (ARPA) is a $1. 9 trillion federal aid package passed by Congress in March, 2021 to provide financial aid to families, governments, businesses, schools, nonprofits and others impacted by the pandemic.

How much funding is there for the City of St. Louis? The City of Saint Louis was awarded $498 million in recovery funds from the American Rescue Plan Act.

These funds represent a lifeline for thousands of families in our city who have been deeply impacted by the pandemic and resulting economic crisis. You can see how ARPA dollars are being distributed on the ARPA Funding Tracker . How do I get ARPA funds for myself or my family?

Visit our American Rescue Plan Resource Guide . This is a one-stop shop where you’ll find all the programs currently available to you and your family. It includes instructions on how to apply.

How do I get ARPA funds for my business or non-profit? Learn how to receive ARPA funding to power up your business or non-profit on our For My Business page . Who has benefitted from ARPA so far?

Tens of thousands of families have benefitted from programs including direct cash payments, job training, health resources and free transportation. Explore available programs for you and your family. When do ARPA funds expire?

All funds must be obligated by the end of 2024 and spent by the end of 2026. Where can I find an example RFP? Here is a list of our current and past RFPs .

In 2024, the City is investing more than $18 million in new affordable housing projects, funded through ARPA and other affordable housing programs. That totals more than 952 new affordable housing units that residents can soon call home. Building communities and helping our neighbors find safe, affordable housing is one way we are building a #StrongerSTL.

Take a look at some of the new American Rescue Plan-funded developments underway, including many new affordable housing options. High Speed WiFi in All Rec Centers Rec Centers Wired for Fun Drop in any city rec center and you’ll find all-new high speed WiFi in each location.

Whether you and your family want to kick back and play some games or dig into homework or email, our city’s rec centers are now even better places for our community to gather. Find a Recreation Center Near You It’s time to turn those dreams of home ownership into reality. HomeSTL is designed to provide homebuyer assistance to first time homebuyers seeking to purchase a home in the City of St.

Louis. HomeSTL is a forgivable loan with 0% interest and no monthly payments for up to 15 years. Homebuyers can now find and engage a lender to begin the preapproval process and reserve HomeSTL funds.

950 Businesses and Counting Get Low-Interest Loans This $2. 5 million loan fund provides much-needed working capital to help small businesses and nonprofits grow. The city’s economic development team, St.

Louis Development Corporation (SLDC), is especially looking to help minority, and women-owned businesses, who often struggle to secure traditional bank financing. If you know a business or organization ready to grow, this might just be the help they need.

2 years in business (with corresponding tax returns) Owners of more than 20% of the business are U.S. citizens or legal residents Not filed for bankruptcy in the last (3) years Never defaulted on a government loan Can provide Balance and Profit & Loss sheets to detail cash flow Healthy Home Repair Program Need a Big Fix? Help is Here. Does your home need an important repair?

Are safety issues worrying you, but the cost is out of reach? Enter the Healthy Home Repair program – your home’s superhero. We will hire the crew to check the issue, bring in the fix-it squad, and guess what?

It’s all 100% covered. Let’s turn that worry into a win! We’re building a #StrongerSTL one home at a time.

City homeowner for more than two years Less than 80% of Area Median Income (AMI) Your city real estate taxes are current More About Healthy Home Repair Basketball League Delivers Competition and Life Coaching Nothing But Nets is the place to be at 9 p. m. on weekends!

The league provides a fun, safe place to come together at the Wohl Rec Center. Former Cardinal Ritter Head Coach and Hall-of-Famer Preston Thomas brought the idea to the city as a way to pair coaching with mentoring. Each player arrives 30 minutes before their game to get expert help on resumes, health insights, job mentoring and life skills.

It’s more than a game; it’s players and coaches helping each other. To learn more and inquire about joining, visit the Nothing But Nets website. Safer Intersections and All-New Streets Are Straight Ahead More than $40 million in road improvements are set to get underway in Fall 2024.

The new roads include 30 miles of arterials: Kingshighway, Jefferson, Union, Goodfellow, and Grand. The new designs will deliver traffic calming measures to slow down speeding cars and make streets safer for everyone driving, biking and walking. Youth Outreach and Crime Reduction Meeting Kids Where They Are With funding for nine different community outreach groups, the city is taking a new approach to violence prevention.

In place of the common practice of arrest and incarceration, these teams of interpreters work in neighborhoods to break the cycle of violence. Their approach seeks to turn down the heat in conflicts and get vulnerable teens the services they need, including: housing, addiction treatment and mental health services. Find resources and learn more about the City’s Community Violence Intervention Strategy.