Mutual Self Help Grants

Mutual Self Help Grants is sponsored by USDA Rural Development. These grants are for organizations administering self-help new construction or rehabilitation projects, enabling low-income families to affordably buy and own their own home through sweat equity.

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**Secure websites use HTTPS** Rural Development U.S. Department of Agriculture * Rural Business-Cooperative Service * Rural Utilities Service * Healthy Food Financing Initiative * Interagency Working Group on Cooperative Development * Substantially Underserved Trust Area (SUTA) * Cybersecurity for Water and Wastewater Systems * Community Facilities Programs * Multifamily Housing Programs * Single Family Housing Programs * Telecommunications Programs * Water & Environmental Programs * Program Support Services * General Terms and Conditions * General Terms and Conditions - Legacy View all General Terms and Conditions * For Water & Environmental Engineers * Rural Development Disaster Assistance View all Programs & Services * Stakeholder Announcements ### **Ohio Feed Mill Modernizes with USDA Lending Partnership** Towering over the main intersection of Baltic, Ohio, is the Gerber & Sons, Inc. feed mill.

Since it first started in 1905, this family-owned business in rural Holmes County has produced custom feed mix and bulk feed for local livestock and poultry farmers...

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Single Family Housing Programs * Community Facilities Programs * Multifamily Housing Programs * Single Family Housing Programs * Telecommunications Programs * Water & Environmental Programs * Program Support Services * General Terms and Conditions * General Terms and Conditions - Legacy * For Water & Environmental Engineers * Rural Development Disaster Assistance # Single Family Housing Programs Well built, affordable housing is essential to the vitality of communities in rural America.

Rural Development’s Single Family Housing Programs give families and individuals the opportunity to buy, build, or repair affordable homes located inruralAmerica. Eligibility for these loans, loan guarantees, and grants is based onincomeand varies according to the average median income for each area.

Through the program options below, USDA Rural Development offers qualifying individuals and families the opportunity to purchase or build a new single family home with no money down, to repair their existing home, or to refinance their current mortgage under certain qualifying circumstances. There are also programs to assist non-profit entities in their efforts to provide new homes or home repair to qualifying individuals and families.

### Single Family Housing Direct Loans * Purchase or build with no money down in eligibleruralareas * Typically 33-year term with payment assistance available * Apply directly with Rural Development ### Single Family Housing Guaranteed Loan Program * Purchase or build with no money down in eligibleruralareas * Moderate Household Income * 30-year fixed rates. Refinance options available * Apply through an active lender.

### Home Repair Loans and Grants * Very low incomehomeowners in eligible ruralareas * Repair, improve, or modernize your home * Apply directly with Rural Development * Grants possible for age 62 and over ### Single Family Housing Disaster Assistance Fund Grants and loans for low-income homeowners to repair homes damaged in certain Presidentially Declared Disaster Areas.

### LINC Training & Resource Library Access training, forms, guides, and more. ## For Non-Profits, Municipalities, and Federally Recognized Tribes ### For Non-Profits, Municipalities, and Federally Recognized Tribes ### Mutual Self Help Grants For organizations administering self-help new construction or rehabilitation projects. ### Rural Housing Site Loans For organizations purchasing and developing sites for eligible households.

### Housing Preservation Grants For organizations administering the repair and rehabilitation of eligible housing. The links here provide access to areas within our USDA Eligibility Site, which offers information and guidance regarding both income and program eligible area mapping.

These tools should provide all of the information you need to determine your potential program eligibility, however, we still encourage you to contact us if you have any questions or if you desire further information or clarification.

Direct Program Self-Assessment Tool Guaranteed Program Eligibility Tool Check Persistent Poverty Counties Persistent Poverty Counties Look-up Map For the Single Family Housing Direct Home Loan Program, the Home Repair Loan and Grant program, and all nonprofit and Tribal programs, please use this link to locate your state or local office for assistance.

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