NeighborWorks America Homeowner Financial Assistance

NeighborWorks America Homeowner Financial Assistance is sponsored by NeighborWorks America. Connects homeowners facing financial hardship with housing assistance, foreclosure prevention, and grant-based support through a network of local organizations.

Homeowner Loans - NeighborWorks Housing Solutions Homeowner Loans & Resources NeighborWorks® Housing Solutions (NHS) has offered housing rehabilitation grants and loans to homeowners since 1981. These resources provide funding support to single and multi-family homeowners with specific and pressing needs such as eliminating substandard living conditions, removing lead, and modifying homes for people with disabilities.

Emergency grants are used to address sanitary code violations, energy conservation goals, and incipient violations. Please note: Each loan and/or emergency grant has specific and different requirements. We work with you to determine eligibility and the right loan or emergency grant program for you.

Homeowner Payoff, Subordination and Loan Discharge Requests (opens in new tab) Single Borrower URLA Application (opens in new tab) Additional Borrower URLA Application (opens in new tab) Eligible homeowners can access rehab loans with lower interest rates than conventional financing. These loans provide capital for fixing things like stairs, porches, and decks. These loans are location specific.

Contact our Lending department to learn more. This statewide loan program is designed to provide low-to-no-cost financing to owners of up to 1-4 family properties to remove lead paint and reduce the risks of lead poisoning. ( Learn more about lead poisoning .)

Eligible applicants include owner occupied units, investor-owners (those who rent their property to income-eligible tenants), and nonprofit organizations. Loan amounts range from $30,000 to $45,000. State Approved Lead Inspectors State-Approved Deleading Contractors View Income Limits (opens in new tab) Get the Lead Out Loan Application https://nhsmass.

org/wp-content/uploads/GMT20250501-220516_Recording. cutfile. 20250505162435805_1920x1080.

mp4 Better Health through Better Housing HMLP is a homeowner loan program to provide home-modification funds to make the home accessible for people with disabilities, for example, installing a wheelchair ramp, a rail in a bathroom, or creating additional living space, including accessory dwelling units (ADUs).

Community Economic Development Assistance Corporation The Right Loan for the Right Reason Loans are designed with varying interest rates and terms to meet the specific needs of the customer. Any home improvement loan will require a bidding process and the NHS-partnered construction manager will assist the owner throughout the rehab process.

Funding for these loans comes from a variety of sources: Community Development Block Grant (CDBG), the Federal Department of Housing and Urban Development (HUD), the City of Quincy’s HUD-funded HOME Program , NeighborWorks® America , MA state funds, foundation grants, and various financial institutions.

View NHFC Filing and Recording Fee Schedule Make a Monthly Loan Payment (opens in new tab) Pay a Filing or Recording Fee (opens in new tab) Upload completed applications or additional document(s) (opens in new tab)