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Find similar grantsNew York State Licensed Social Worker Loan Forgiveness Program is sponsored by New York State Higher Education Services Corporation (HESC). Offers loan forgiveness to licensed social workers serving in critical human service areas in New York State.
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Licensed Social Worker Loan Forgiveness (LSWLF) Program | HESC Licensed Social Worker Loan Forgiveness (LSWLF) Program Loan Forgiveness for licensed social workers working in critical human service areas Must be a social worker professionally licensed to practice in New York State Worked full-time as a licensed social worker in a critical human service area for at least 35 hours per week during the calendar year prior to your application.
Must have an outstanding balance on an eligible student loan debt For the 2025 Academic Year The NYS Licensed Social Worker Loan Forgiveness Program is now accepting application. The maximum award under this Program is $26,000 or the applicant's actual eligible student loan indebtedness at the time eligibility is established, whichever is less.
Awards will be paid in the amount of $6,500 for each annual period of qualified service completed or the remaining loan indebtedness. If the qualified service for the first or last year of the Program is less than 12 months, those disbursements will be pro-rated based on the number of months worked. Any additional payments made to reduce the outstanding balance may cause a reduction in the total amount of the award.
Award is granted on an annual basis. Up to 4 years of qualified service Any loan forgiveness award payments received may have tax implications. A 1099 form will be issued by the NYS Office of the State Comptroller reflecting the total loan forgiveness payment assistance received by the recipient for the year.
Any questions regarding potential tax implications should be directed to a tax professional, the Internal Revenue Service, or the NYS Department of Taxation and Finance. Non-New York State residents (including undocumented students): before submitting your Scholarship application, apply for eligibility under the NYS DREAM Act . Income & Financial Status There is no income requirement or limit.
To receive the loan forgiveness, you must: Be in good standing (a non-default status) on a student loan made under any NYS or federal education loan program or on the repayment of any NYS award, and Be in compliance with the terms of the service condition(s) imposed by any NYS award that you have previously received.
Citizenship & NYS Residency Requirements You can receive award if you meet the following residency requirements: You must be a U.S. citizen or eligible noncitizen. You must be a legal resident of New York State who has resided in New York State for 12 continuous months. Not a legal resident of New York State?
Learn more about the NYS DREAM Act application . An applicant must have an outstanding balance on eligible student loan debt. Eligible student loans include NYS and federal government student loans, and private student loans made by commercial entities subject to governmental examination.
Parent PLUS loans are not eligible. Ineligible loans also include non-educational student loan consolidations and home equity loans used to pay off student loans. Loan payment duration requirements include: Up to 4 years of qualified service Have worked full-time as a licensed social worker in a critical human service area in New York State for at least 35 hours per week during the calendar year prior to your application.
To determine if your workplace is an eligible service area, visit Eligibility by County . HESC is here to answer your questions or help you with a specific issue. Call 1-888-NYSHESC (1-888-697-4372) to speak with our representatives.
Representatives are available from 8:30 am to 4:30 pm, Monday through Friday (excluding holidays). New York State Higher Education
According to the current listing, eligibility includes: Licensed social worker in NY working full-time (35+ hrs/week) in a critical human service area; 12-month NY residency; U.S. citizen or eligible noncitizen; outstanding eligible student loan debt in good standing. Confirm the full requirements in the official notice before applying.
The current listing shows $6,500/year, up to $26,000 maximum over 4 years. Verify award ceilings, matching requirements, and allowable costs in the official notice.
Applications for New York State Licensed Social Worker Loan Forgiveness Program are due November 13, 2026. Build your timeline backwards from this date to cover registrations, approvals, and final submission checks.
New York State Licensed Social Worker Loan Forgiveness Program is funded by New York State Higher Education Services Corporation (HESC). Verify program details on the funder's official page before applying.
This opportunity targets applicants in New York. If your organization operates elsewhere, check the official notice for location requirements.
Applications go through the funder's official portal — the Apply Now link on this page goes there directly.
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