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NYS Resilient Retrofits 50/50 Loan/Grant Program is sponsored by Home HeadQuarters (with funding from New York State). This program offers a combination low-interest loan and matching grant to New York State homeowners to fortify their homes against future flood and rain damage. The grant portion is considered a deferred loan, forgiven once the loan terms are satisfied.
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NYS Resilient Retrofits — Home HeadQuarters Rental Property Loans and Grants Bid & Qualification Requests NYS Resilient Retrofits 50/50 Loan/Grant Program You can't control the weather, but you can prevent costly weather-related damage to your home New York State homeowners may be eligible for up to $50,000 in a 50/50 loan/grant program to fortify the home to protect against future flood and rain damage.
Up to $50,000 in a combination low-interest loan with matching grant for resiliency measures that will fortify the home to protect against future flood and rain damage Loans are at a 3% simple interest rate and are payable over 5 or 10 years Grant portion, of up to $25,000, is considered a deferred loan through the term of the loan and forgiven once the terms of the loan are satisfied Homes located in Extreme Risk Areas, Floodways and Coastal Erosion Zones may not be eligible to participate and/or may require additional review Homeowners choose their own properly insured and certified contractor(s) Household income must be at or below 120% of HUD median income [examples of income levels: Onondaga County , Broome County , Erie County , Chemung County , Tompkins County , Rochester MSA (Livingston, Monroe, Ontario, Orleans, Wayne) , Jefferson County , Albany MSA (Albany, Saratoga, Schenectady, Schoharie) , Montgomery County ] No minimum credit score required, but homeowner must be current on mortgage and taxes and have no bankruptcy within last two years Owner-occupied, 1-4 unit buildings allowed 50% of the loan/grant proceeds must be used for resiliency measures that will fortify the home to protect against future flood and rain damage.
See examples of eligible flood mitigation repairs here. Roof replacement can qualify as a flood mitigation item, but the roof must be a fortified roof. You can find a fortified roof spec here.
Translation? If you need materials translated into another language other than Spanish or English, please contact us! Questions?
Contact info@homehq. org or 1-833-DRY-WARM (833-379-9276). The New York State Resilient Retrofits Loan Fund is administered by Home HeadQuarters and made possible with funding from NYS Homes and Community Renewal.
According to the current listing, eligibility includes: New York State homeowners with household income at or below 120% of HUD median income. Applicants must be current on mortgage and taxes and have no bankruptcy within the last two years. Confirm the full requirements in the official notice before applying.
The current listing shows up to $50,000 (up to $25,000 grant portion). Verify award ceilings, matching requirements, and allowable costs in the official notice.
NYS Resilient Retrofits 50/50 Loan/Grant Program is funded by Home HeadQuarters (with funding from New York State). Verify program details on the funder's official page before applying.
This opportunity targets applicants in New York. If your organization operates elsewhere, check the official notice for location requirements.
Start from the official opportunity page linked in this listing — it carries the sponsor's submission instructions.
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