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Find similar grantsOneUnited Bank Lift Up Initiative is sponsored by OneUnited Bank. Offers down payment assistance to first-time homebuyers in Miami, Los Angeles, and Boston.
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OneUnited Bank Launches First-Time Homebuyer Program in Celebration of MLK Jr. Day 2025 | OneUnited Bank OneUnited Bank Launches First-Time Homebuyer Program in Celebration of MLK Jr. Day 2025 Innovative Lift Up Initiative Seeks to Make Homeownership More Affordable Los Angeles, CA – January 20, 2025 — OneUnited Bank , the nation’s largest Black owned bank, kicks off 2025 and its celebration of Martin Luther King Jr. Day with the launch of first-time homebuyer programs including the Lift Up Homeownership Program, a down payment assistance program offered by the Federal Home Loan Bank (FHLB) of Boston.
The Lift Up Homeownership Program offers grants up to $50,000 on a first come, first serve basis to help with down payment and closing costs for first-time home buyers who identify as Black, American Indian/Alaska Native, Hispanic, Asian and Native Hawaiian/Pacific Islanders.
Studies have shown that homeownership is one of the most effective ways to build generational wealth , but for many Americans, homeownership has become out of reach. OneUnited Bank recognizes the historical and current obstacles to homeownership faced by people of color and aims to address this inequality by participating in the Lift Up Homeownership Program.
Qualifications for borrowers include income requirements (no more than 120% of area median income), the completion of a HUD approved homebuyer education course and a borrower contribution of at least $1,000. OneUnited Bank also offers $1,500 to be used for appraisal, credit report and other lender fees. Other qualifications apply.
OneUnited Bank offers home loans in Boston, Los Angeles, Miami and surrounding areas where it has branch locations. As an Equal Housing Lender, it coordinates with other down payment assistance programs, so everyone is encouraged to apply for a home loan. OneUnited Bank and borrowers must be approved by the FHLB of Boston to participate in the Lift Up Homeownership Program.
Funds will be made available on April 1, 2025 on a first come, first serve basis. To learn more visit oneunited. com/firsthome .
Media Inquiries: Suzan McDowell, Circle of One Marketing, [email protected] , or by phone at 305-576-3790. OneUnited Bank ( www. oneunited.
com ) is the nation’s largest Black-owned bank, the first Black internet bank, a Minority Depository Institution, and a Community Development Financial Institution (CDFI). Discover the OneUnited Difference. OneUnited Bank Introduces “Who’s Your Ma Honey?
Show” to Transform Undeserved Shame Into Empowerment Groundbreaking “Live from the Hive” podcast launches May 5, 2026 Boston, MA – April 30, 2026 — On Thursday, May 7, 2026, OneUnited Bank will ONEUNITED BANK ANNOUNCES WINNERS OF 15TH ANNUAL “I GOT BANK” YOUTH FINANCIAL LITERACY ESSAY & ART CONTEST 2025 Entries Reveal Growth in Children’s Understanding of Money Boston, MA (September 4, 2025) – OneUnited Bank, a leading Community Development Financial Institution (CDFI), is ONEUNITED BANK ANNOUNCES 15th ANNUAL “I GOT BANK” CONTEST FOR YOUTH Offers Free “I Got Bank” E-Book plus $1,000 to 10 winners Boston, MA – May 8, 2025 – OneUnited Bank, an award-winning Community Development Financial It takes 5-minutes to start elevating your finances See exactly where you’re spending money and how you can improve.
It’s Essential!
According to the current listing, eligibility includes: First-time homebuyers in Miami, Los Angeles, and Boston with incomes up to 120% of the median. Confirm the full requirements in the official notice before applying.
The current listing shows up to $50,000. Verify award ceilings, matching requirements, and allowable costs in the official notice.
OneUnited Bank Lift Up Initiative is funded by OneUnited Bank. Verify program details on the funder's official page before applying.
Start from the official opportunity page linked in this listing — it carries the sponsor's submission instructions.
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