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Find similar grantsPennsylvania Assistive Technology Foundation (PATF) Mini-Loan Program is sponsored by Pennsylvania Assistive Technology Foundation (PATF). Provides no-interest mini-loans and partial grants to individuals with disabilities and older Pennsylvanians for purchasing assistive technology devices and services.
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Financial Loans | Pennsylvania Assistive Technology Foundation Talk to AIDA – The AT Funding Navigator. AIDA is available 24/7. Learn More.
PATF has two loan programs: Minimum monthly payment of $20. Maximum repayment term is 4 years. Repayment term is based upon the expected life of the device.
Tablets (i.e., iPad, Android, etc.) Specialized software (e.g., Dragon Naturally Speaking) Vision devices (e.g., OrCam glasses, magnifiers) Adaptive sports equipment Smart home technology (e.g., smart speakers, lights, thermostats, alarm systems, door openers) Wheelchair and scooter cushions Flashing doorbells and bed shakers Home modifications (e.g., ramps, roll-in showers, lowered counter tops, widened doorways) Adapted vehicles (e.g., lowered floors, ramps, tie-downs, computerized hand controls) Eye-gaze systems (e.g., Tobii) Farm and outdoor recreation equipment (e.g., utility vehicle, skid steer) * If the applicant meets eligibility guidelines and PATF has funds available, we will extend a one-time only partial grant in conjunction with loans up to $7,000.
This will lower the amount of the loan. See Mini-Grant section below. PATF does not extend grants only.
** PATF’s Low-Interest Loans are processed by our partner banks. If the bank is confident about an applicant’s ability to repay the loan, the loan may be approved as a traditional loan for up to $60,000. If there are credit issues such as a low FICO score, high debt-to-income ratio, or no credit history, the bank may request PATF’s Board of Directors guarantee or back the loan.
If the Board agrees to do so, the maximum amount for a guaranteed Low-Interest Loan is $45,000. Who is eligible to apply? PATF is a program for Pennsylvania residents who need assistive technology devices and/or services.
PATF can help people of all ages, disabilities and health conditions. People of all income levels may apply for a loan. An applicant must have an ability and willingness to repay a loan.
All PATF loan applications must include a vendor quote that specifies the cost of the assistive technology that will be purchased with the loan. PATF can extend loans in amounts lower than the cost of the assistive technology, but cannot extend a loan in an amount greater than the cost of the assistive technology. PATF will extend loans to purchase a broad range of assistive technology.
Examples include, but are not limited to the following: Computers, tablets, and specialized software Vehicles that have been adapted or require adaptations Adaptive sports equipment The length of the loan term is based on the expected useful life of the assistive technology device to be purchased.
General Criteria for a Loan PATF does not discriminate because of race, disability, color, national origin, age, gender, creed, sexual orientation, or gender identity or expression. All borrowers are treated fairly and according to the same standards.
The loan applicant can be the person with the disability, an older Pennsylvanian, or someone who is applying on behalf of the person with the disability, including a family member or acquaintance.
Four important considerations when PATF is reviewing an application for approval are: Assistive technology device/service and its purpose Ability to repay the loan If the applicant has a history of credit problems, they must demonstrate that there is a workable plan to deal with these problems. View our Mini-Loan Policies and Procedures. View our Low-Interest Loan Policies and Procedures.
At PATF, we offer Mini-Grants as a one-time opportunity for eligible loan applicants. These grants are designed to reduce the loan amount by up to 50%, with a maximum grant of $1,000. Mini-Grants are only available in conjunction with loans under $7,000 and cannot be provided as stand-alone financial assistance.
Eligibility for Mini-Grants: Low-Income Requirement: Applicants must have a household income at or below 200% of the Federal Poverty Guidelines in almost all instances. Exhaust Other Funding Options: Applicants must explore and exhaust all other funding sources before applying. Loan Application Requirement: Grants are only available to those who apply for a loan under $7,000.
Every Loan application is automatically reviewed for Mini-Grant eligibility. Mini-Grants are subject to availability of funds. This program is our way of making assistive technology financing more affordable and accessible for individuals with limited income.
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According to the current listing, eligibility includes: Pennsylvania residents of all ages and income levels needing assistive technology; must show ability and willingness to repay. Confirm the full requirements in the official notice before applying.
The current listing shows $100 - $7,000. Verify award ceilings, matching requirements, and allowable costs in the official notice.
Pennsylvania Assistive Technology Foundation (PATF) Mini-Loan Program is funded by Pennsylvania Assistive Technology Foundation (PATF). Verify program details on the funder's official page before applying.
This opportunity targets applicants in Pennsylvania. If your organization operates elsewhere, check the official notice for location requirements.
Applications go through the funder's official portal — the Apply Now link on this page goes there directly.
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