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Pennsylvania Homeowner Assistance Fund (PAHAF) is sponsored by Pennsylvania Housing Finance Agency (PHFA). This program assists Pennsylvania homeowners facing financial hardship due to the COVID-19 pandemic with mortgage and housing-related expenses to address delinquency and avoid default, foreclosure, or displacement.
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Pennsylvania Homeowner Assistance Fund Pennsylvania Homeowner Assistance Fund The PAHAF program is no longer accepting new applications. The applications that already on the waitlist will only be processed if sufficient funding exists. These applications will only be processed if sufficient funding exists.
Eligible applications will be moved to the “Application Submitted” status for processing as warranted according to available funding and based on an imminent adverse action (IAA) and date submitted. Based upon remaining funds being diminished and, in conjunction with current processing timelines, PAHAF will not be paying or approving forward mortgage assistance for any months past the month of June 2025 regardless of approval status.
This means that, regardless upon the date forward assistance was approved, the number of months available for assistance may be less than six months as established in the PAHAF term sheets and in no instances paid for any month after June 2025. The program only provides assistance one time per household per assistance type.
The maximum amount of combined assistance for any household under PAHAF remains at $50,000, as do the requirements of the mortgage not being delinquent as a standalone option and the applicant’s housing payment to a monthly gross income ratio greater than 30%. If applicants have additional questions, reach out to PAHAF at askpahaf@pahaf. org or contact the call center at 800-342-2397.
Please read our FAQs for more information. PAHAF’s eligibility criteria Types of assistance that may be available Review the list of documents required to apply If you are a homeowner and need immediate assistance, we recommend that you contact your mortgage servicer to explore loss mitigation options that can provide you with a more immediate solution.
You can also contact our partners at the Housing Counseling Agencies by clicking on the link below. Housing Counseling Agencies Community Partners, Lenders & Servicers Find resources available for PAHAF community partners, service providers and mortgage lenders Check out PAHAF documents, policies, and status reports
According to the current listing, eligibility includes: Pennsylvania homeowners struggling as a result of pandemic-related financial hardships. The program only provides assistance one time per household per assistance type. Confirm the full requirements in the official notice before applying.
The current listing shows maximum combined assistance $50,000. Verify award ceilings, matching requirements, and allowable costs in the official notice.
Pennsylvania Homeowner Assistance Fund (PAHAF) is funded by Pennsylvania Housing Finance Agency (PHFA). Verify program details on the funder's official page before applying.
This opportunity targets applicants in Pennsylvania. If your organization operates elsewhere, check the official notice for location requirements.
Start from the official opportunity page linked in this listing — it carries the sponsor's submission instructions.
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