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Program is explicitly not accepting applications due to limited funds.
Pennsylvania Minority Business Development Authority Loan Program (PMBDA) is sponsored by Pennsylvania Department of Community & Economic Development (DCED). The PMBDA program provides low-interest loans to minority-owned businesses to promote economic growth and job creation in Pennsylvania. Covered costs include land, building, machinery, equipment, and working capital.
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Pennsylvania Minority Business Development Authority (PMBDA) - PA Department of Community & Economic Development Pennsylvania Minority Business Development Authority (PMBDA) Due to limited funds, the PMBDA program is not currently accepting applications.
PMBDA program provides low-interest loans to for-profit business enterprises that are owned or controlled by one or more socially or economically disadvantaged persons who are residents of this Commonwealth. Land and building acquisitions; Building construction and renovations; Machinery and equipment costs including acquisition and installation; Working capital Costs.
An eligible applicant is a for-profit business enterprise (other than non-franchised restaurants) that is owned or controlled by one or more socially or economically disadvantaged persons who are residents of this Commonwealth. The disadvantage may arise from cultural, racial, chronic economic circumstances or background or other similar cause.
Such persons include, but are not limited to the following: African Americans, Hispanic Americans, Asian Americans, Native Americans, Eskimos, and Aleuts. PMBDA can finance up to 90% of the eligible total project costs, or $250,000, whichever is less. Funds from other sources must equal at least 10% of PMBDA eligible project costs.
Interest rate for PMBDA loan will be fixed at 2% at the time the loan is approved and will remain fixed for the duration of the repayment term.
Interest rates are subject to change from time to time; Up to 15-year term for land and buildings; Up to 10-year term for machinery and equipment; Up to 3-year term for working capital; May subordinate lien position; $50,000 cost per job for new job created, and $35,000 cost per job for job retained.
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According to the current listing, eligibility includes: For-profit companies owned or controlled by socially or economically disadvantaged people, including sole proprietorships, partnerships, and corporations. Confirm the full requirements in the official notice before applying.
The current listing shows up to $250,000 (up to 90% of project costs). Verify award ceilings, matching requirements, and allowable costs in the official notice.
Pennsylvania Minority Business Development Authority Loan Program (PMBDA) is funded by Pennsylvania Department of Community & Economic Development (DCED). Verify program details on the funder's official page before applying.
This opportunity targets applicants in Pennsylvania. If your organization operates elsewhere, check the official notice for location requirements.
Start from the official opportunity page linked in this listing — it carries the sponsor's submission instructions.
The Commonwealth Financing Authority's statewide Local Share Account program accepts applications September 1 through November 30, 2026, funding public-interest projects from $25,000 in eligible costs up to $1,000,000 per grant request out of Pennsylvania gaming revenue. Nonprofits are not eligible applicants and must be sponsored by a county, municipality, authority, or development agency. Here is how the sponsorship structure actually works, what the three-month window is really for, and why the ownership-and-maintenance clause decides more applications than the project narrative.
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