Promoting Fintech Sector in MENA

Promoting Fintech Sector in MENA is sponsored by Department of State. This funding opportunity aimed to advance the strategic objective of promoting increased employment, economic growth, and U. S.

# U.S. Department of State # Bureau of Near Eastern Affairs # Office of Assistance Coordination Catalog of Federal Domestic Assistance (CFDA) Number: 19.

500 # Promoting Fintech Sector in MENA Opportunity Number: SFOP0005694 Deadline for Questions: 4/21/2019 Application Deadline: 5/23/2019 Expected Date of Notification: 9/30/2019 Federal Agency Contact: Shane Stryzinski # Funding Opportunity Synopsis Aligned with the Department of State’s regional strategic objective of promoting increased employment, economic growth and U.S. economic and commercial engagement, this funding opportunity seeks to advance this strategic objective through a focus on development of the region’s financial technology (Fintech) sector.

The initiatives supported under this opportunity will promote the Fintech industry through partnerships, technical assistance, and joint ventures with the private sector from the United States and other regions.

Initiatives will encourage the formalization of Fintech enterprises, develop and implement business strategies and models for economic growth, and enhance the development of the entrepreneurial ecosystem for Fintech in the region.

Through this funding opportunity, NEA/AC seeks to develop this emerging market and promote U.S. economic interests by encouraging the U.S. private sector to both invest in and facilitate partnerships in the Fintech sector in the MENA region. # Eligible Countries and Territories: In this announcement, we seek to support projects with activities in the broader MENA region.

Submissions may include all countries/territories covered by the Department of State’s Bureau of Near Eastern Affairs, with the exceptions of Iraq, Syria, Iran, and West Bank/Gaza. Locations of activities and project beneficiaries will be determined through program design and implementation. As a program intended to benefit MENA stakeholders, the majority of activities should take place in the MENA region.

All applications must be submitted in English. Applicants may submit only one (1) application, which can be either for a single or multi-country project. Complete information on how applicants can submit proposals for this opportunity can be found in Section VI below.

# Background Information about NEA/AC: The U.S. Department of State’s Bureau of Near Eastern Affairs, Office of Assistance Coordination (NEA/AC) offers Economic Support Fund (ESF) assistance to groups and individuals str iving to bring about positive change in the Middle East -North Africa region.

The Assistance Coordination Office works in 20 countries and territories, partnering with governments, civil society organizations (CSOs), community leaders, youth and women activ ists and private sector groups to advance their efforts. Competitively selected projects aim to foster participatory governance, economic reform, and educational advancement in response to local interest and needs.

3 FUNDING OPPORTUNITY DESCRIPTION ................................ ................................ ................................

..... 5 A. PROBLEM STATEMENT ....................................................................................................................................

5 B. ACHIEVABLE OBJECTIVES ................................................................................................................................. 6 C.

PROJECT DESIGN.............................................................................................................................................. 6 D. DEFINITIONS ....................................................................................................................................................

7 MEASUREMEN T OF RESULTS ................................ ................................ ................................

..................... 7 AWARD INFORMATION ................................ ................................

................................ ........................ 8 SUBSTANTIAL INVOLVEMENT.............................................................................................................

- 9 - ELIGIBILITY INFORMATION ..................................................................................................................... - 9 - A. ELIGIBLE APPLICANTS ..................................................................................................................................

- 9 - B. REGISTRATION REQUIREMENTS ................................................................................................................ - 10 - C.

ADDITIONAL ELIGIBILITY CONSIDERATIONS .............................................................................................. - 11 - APPLICATION AND SUBM ISSION INFORMATION ................................ ................................

.................. 12 A. APPLICATION DOCUMENTS ...........................................................................................................................

12 B. APPLICATION FORMATTING REQUIREMENTS ............................................................................................... 14 C.

SUBMITTING AN APPLICATION ...................................................................................................................... 15 D. SUBMISSION DATES AND TIMES ....................................................................................................................

15 FUNDING LIMITATIONS, RESTRICTIONS, AND O THER CONSIDERATIONS ................................ ............... 16 APPLICATION REVIEW AND SELECTION PROCESS ..................................................................................

17 A. APPLICATION EVALUATION CRITERIA ............................................................................................................ 17 B.

REVIEW AND SELECTION PROCESS ................................................................................................................ 18 ADMINSTRATION INFORM ATION ................................ ................................

................................ ......... 19 A.

AWARD NOTICES ........................................................................................................................................... 19 B. REPORTING REQUIREMENTS .........................................................................................................................

19 C. TRAVEL NOTIFICATIONS ................................................................................................................................ 20 D.

APPLICANT VETTING AS A CONDITION OF AWARD ....................................................................................... 20 E. BRANDING AND MARKING REQUIREMENTS FOR GRANTEES ........................................................................

20 F. UEI NUMBER REQUIREMENT FOR SUB AWARDEES ....................................................................................... 20 G.

SUB AWARDEE REPORTING REQUIREMENT .................................................................................................. 21 AGENCY CONTACTS ................................ ................................

................................ ................................ ..

21 DISCLAIMER.........................................................................................................................................

21 4 # APPENDICES (Posted with NOFO) APPENDIX 1— Budget Sample Template and Budget Narrative Guidance APPENDIX 2— Logic Model Template APPENDIX 3— Application Guidance 5 # FUNDING OPPORTUNITY DESCRIPT ION The financial technology sector (Fintech) in the Middle East and North Africa (MENA) region has seen a great boom in recent years.

The Fintech industry has witnessed a 74% increase of total cumulative Fintech startups for the period between 2012 and 2017. Some projections anticipate this emerging market to grow to 250 Fintech startups by 2020. According to Wamda and Payfort’s 2017 “State of Fintech” report, Fintech startups in the region have raised $100 million in funding, with investment expected to double by 2020.

Most of the region’s Fintech activity is based in the UAE, Lebanon, Jordan, and Egypt, which together account for 73% of all Fintech startups in the region. Fintech startups include lending startups such as crowdfunding, money circle, peer lending, and loan comparison platforms.

Second wave startups specialize in international money transfer, wealth management, insurance solutions, and block chain-based services such as cryptocurrencies. Through this new funding opportunity, NEA/AC seeks to encourage corporate investment in the Fintech startup sector by facilitating partnerships between the U.S. private sector and Fintech startups in the MENA region.

These partnerships could improve the success and growth of the Fintech sector and assist startups to overcome challenges and barriers they face such as tough regulations, access to talent and finance, and competition from larger Fintech corporations.

The failure rate of MENA Fintech startups is roughly one in four due to challenges such as financial regulations, access to talent, access to investors and customers, competition from established corporations as well as international startups, and lack of corporate partnerships.

According to the “State of Fintech” report, at least 88% of Fintech startups seek corporate partnerships because corporations are ideally positioned to help them overcome barriers such as tough regulations, access to investors, and access to talent. Moreover, highly skilled talent from the finance industry and programmers are hard to find.

The hiring aspect for startups is challenging as talent is required to have knowledge of both finance and tech; therefore, most of the top talent find competitive jobs in large corporations. 6 Fintech investments in the MENA region in 2017 amounted to more than $24 million, a gain of 13% from the previous year.

According to Boston Consulting Group, the MENA region has experienced the most explosive growth in global Fintech funding compared to other areas. Since 2010, a variety of investors started to invest in MENA Fintech startups. Investments came from international venture funds, accelerators, and even banks that started diversifying their investments.

This increase in corporate investors is a sign that Fintech startups are attractive for their potential value. Through this funding opportunity, NEA/AC seeks to develop and bolster the Fintech sector and promote U.S. economic interests by encouraging the U.S. private sector to invest in and facilitate partnerships with Fintech startups in the MENA region.

A successful project will result in: 1) Promotion and formation of partnerships between the U.S. private sector and local Fintech startups in the MENA region; 2) Increase business and investments in the MENA Fintech sector by leveraging the United States’ status as a leader in entrepreneurship and innovation/technology; 3) Increase the number of Fintech startups in the region; and 4) Improve existing Fintech startups to increase their number of products and services developed and/or expand their customer base.

NEA/AC seeks to support projects that will encourage the U.S. private sector to invest in and facilitate partnerships and investment in the Fintech sector throughout MENA. Funds are available to support projects with potential to promote this objective through activities that seek to do the following: Partnership with the United States 1.

Facilitate matchmaking and form partnerships between MENA Fintech sector entities and the U.S. market and other regions; 2. Engage the U.S. private sector in continuous collaboration to identify (and potentially address) areas for improvement to make the MENA Fintech sector more attractive for investment and partnerships; 3. Provide technical assistance and other resources to selected Fintech startups; and 4.

Work with private sector/industry partners to provide expertise or technical assistance on managing Fintech projects, working with host governments on regulations, and leveraging a network of industry experts. 7 NEA/AC requires that all activities fully address gender considerations, ensuring that both men and women benefit from support where applicable, and that gender awareness is a built-in component of project activities.

This should be documented through gender analysis in the project narrative that identifies any relevant gender gaps and ways the proposed activities will address those gaps. Proposals should demonstrate how addressing relevant gender gaps will enhance the project’s goals and objectives. Applicants who are unfamiliar with integrating gender in foreign assistance programing should view the training video located here.

Recipient Gender Integration E-course . Note: Applicants should read this NOFO in its entirety before writing their proposal, and should refer to the full Evaluation Criteria provided in Section VII while drafting all materials.

The following activities and costs are NOT ALLOWED under this announcement:  Exchange activities with other countries or territories;  Social welfare projects;  Paying to complete activities begun with other funds;  Activities that appear partisan or that support individual or party electoral campaigns;  Academic or analytical research (if not necessary as part of a larger project);  One-time events, such as stand-alone conferences and one-off round tables;  Medical and psychological research and clinical studies;  Cultural presentations, cultural research, cultural clubs, or festivals, etc.; and  Entertainment costs (e.g., receptions, social activities, ceremonies, alcoholic beverages, guided tours).

NOTE: Applications that include any of these activities or costs above may be eliminated at the Technical Eligibility Review stage and will not advance to the Merit Review Panel. The following is a definition of activities accepted under this announcement: Fintech (financial technology): Refers to tech-enabled products and services that improve traditional financial services.

Formerly, the term applied solely to technology applied to the back-end of established consumer and trade financial institutions. The term has expanded to include any technological innovation in the financial sector, including innovations in financial literacy and education, retail banking, investment, and even crypto-currencies.

# MEASUREMENT OF RESUL TS Applicants shall provide a logic model to demonstrate how the proposed project (including activities, the project design, and the surrounding context) will achieve the stated objectives. Logic model statements can be generated using the template in Appendix II. Please see Section VI below for more information.

8 Successful applicants will work with the NEA/AC program and monitoring and evaluation (M&E) teams to create a plan based on the proposed logic model to measure qualitative and quantitative indicators as part of the award negotiations process.

Successful applicants will be responsible for collecting data against these indicators, which NEA/AC staff will monitor throughout the period of performance of the award to gauge necessary modifications to the project’s design, and assess the results of the project’s activities in meeting expected outcomes.

All projects funded as a result of this NOFO will be required to complete a final evaluation of the project at the end of the period of performance with support from the NEA/AC M&E team.

Funding Mechanism Type: Cooperative Agreement Estimated Number of Awards: 1-2 Estimated Total Program Funding: $1,000,000 Estimated Award Ceiling: $1,000,000 Estimated Award Floor: $500,000 Cost-Sharing or Matching: Required Estimated Length of Project Period: 12-30 months Contingent on the availability of funds, approximately $1,000,000 in Economic Support Funds for approximately one to two (1-2) awards will be awarded through this announcement.

If selected to receive an award, an applicant will be awarded funds for up to two and half (2. 5) years, depending on the activities and countries proposed. The estimated start date for this project is October 1, 2019.

NEA/AC reserves the right to award more or less than the estimated program funding, and reserves the right to award funding under this announcement for a period of up to two years after the announcement’s close date.

This request for full applications does not constitute an award or commitment on the part of the U.S. government to make any awards, nor does it commit the U.S. government to pay for costs incurred in the preparation and submission of an application.

Non-Competing Continuation Continuation grants funded under these awards, beyond the initial budget period, will be contingent upon the availability of funds; grantee’s progress in meeting grant requirements, including timely submission of required reports and compliance with all terms and conditions of the award; timely submission of a request for additional funding; and a determination that continued funding would be in the best interest of the Department of State.

- 9 - Pending successful implementation of this project for the initial estimated length of time as indicated above, and pending the availability of funds in subsequent fiscal years, NEA/AC may extend this grant for additional time, not to exceed a five (5) year total project period. Please note that this NOFO requires that applicants submit additional budget materials to plan for potential out-years of non-competing continuations.

See Section VI Application and Submission Information for more details. # SUBSTANTIAL INVOLVEM ENT NEA/AC shall be involved in the program and management performance of these cooperative agreements through consultation and technical collaboration on specified program activities.

Examples of NEA/AC responsibilities for a cooperative agreement may include:  Collaboration in establishing annual project objectives and approval of an annual work plan;  Collaboration in the creation of any training materials;  Collaboration on proposed partners and/or technical assistance; > Approval of the selected lenders, investors, and/or small regional banks included in the project; and > Approval of the selection criteria of beneficiaries.

# ELIGIBI LITY INFORMATION All applicants will be screened by NEA/AC to determine whether they meet all of the program eligibility requirements detailed below. NOTE: Applications that do not demonstrate that they meet all of the eligibility requirements in Section A and Section B will not advance past the Technical Eligibility Review stage and may be deemed ineligible for funding under this announcement.

Nothing can be added to an application once the competition deadline has passed. Eligible applicants include: o Non-profit organizations; o For-profit organizations; or o Small businesses with functional and regional experience in the areas of technology and Fintech. NEA/AC strongly encourages applications from organizations headquartered in the Middle East and North Africa region.

International non-governmental organizations with principal bases of operations outside the Middle East and North Africa are also encouraged to apply, but the percentage of total budget actually spent in the region through local partners will be among the elements of evaluation for this competition . - 10 - NEA/AC is committed to an anti-discrimination policy in all of its programs and activities.

NEA/AC welcomes applications irrespective of an applicant’s race, ethnicity, color, creed, national origin, gender, sexual orientation, or disability. We encourage applications from organizations working with underserved communities, including women, people with disabilities, and youth. NEA/AC encourages applicants to address gender considerations, ensuring both men and women benefit from support.

To be considered for funding under this opportunity, applicants MUST:  Meet ALL of the registration requirements listed in Section B below;  Meet any requirements listed as MANDATORY in Section C, Additional Eligibility Considerations (below);  Demonstrate experience working in the MENA region; and  Demonstrate ability to form relationships/partnerships with MENA-based Fintech organizations and premier U.S. private sector entities to ensure that all project activities can be implemented effectively and efficiently.

Additionally, applicants SHOULD:  Demonstrate the capacity to operate an assistance management project of multiple and diverse activities across the MENA region;  Demonstrate the ability to accomplish the required activities with minimal full-time staffing and without establishing a dedicated local office in the MENA region; and  Demonstrate experience in conducting monitoring and evaluation to document and assess short- and long-term outcomes of proposed projects.

Applicants are strongly encouraged to submit projects that include partnerships with local organizations that would work together on specific programmatic objectives or priorities and that utilize local expertise. In particular, NEA/AC strongly encourages applicants not based in the MENA region to partner with local organizations. B.

REGISTRATION REQUIREMENTS To apply for NEA/AC (Federal) funding – organizations – whether based in or outside the U.S., must have a Unique Entity Identifier (UEI) number, currently referred to as a DUNS number, and an active account with the System for Award Management (SAM). This applies to BOTH prime applicants and any local partners receiving federally funded sub-awards.

Applicants who do not meet all registration requirements are NOT eligible for funding under the opportunity. The UEI number is a nine-digit number established and assigned by Dun and Bradstreet, Inc. (D&B) to uniquely identify business entities. All applicants must have a UEI number.

To obtain a UEI number, please follow the steps below: Go to http://fedgov. dnb. com/webform/pages/CCRSearch.

jsp . Select the country or territory where your organization is physically located. Complete and submit the form.

Organizations will need to provide basic information, including physical and mailing addresses, name and title of the chief executive, primary Standard Industrial Code (SIC), and annual revenue. For technical difficulties in obtaining this number, please contact D&B at: govt@dnb. com .

System for Award Management (SAM) SAM is a U.S. government wide registry of vendors doing business with the Federal government and requires annual renewal. The system centralizes information about grant applicants/recipients, and provides a central location for grant applicants/recipients to change organizational information.

Further, applicants must maintain an active account, with current information, while its application is under consideration for funding. To keep an active SAM. gov account, applicants must renew it at least once each year.

If an organizations account expires, the organization cannot submit a grant application until it is renewed. To create a new account, please follow the steps below: Go to http://www. sam.

gov . Organizations must have a UEI number and a CAGE number (US Domestic Organizations) or a NCAGE number (Foreign Organizations), to create an account. Complete and submit the online form.

If the applying organization already has the necessary information on hand (see the SAM Quick Start Guide for Grant Registration ), the online form takes approximately one hour to complete, depending upon the size and complexity of the applying entity. Because of the different steps in the process, it might take anywhere from 12-15 business days to complete the process of creating an account with the system. For help with SAM.

gov, please visit their support page at https://www. fsd. gov or contact them at: 866-606-8220 (U.S.) or +1-334-206-7828 (international).

C. ADDITIONAL ELIGIBILITY CONSIDERATIONS C. 1.

Cost-Sharing or Matching 12 As an initiative focused on public-private-partnerships, cost-sharing is required as a component of this NOFO. Cost-sharing or matching IS an evaluation criteria of this NOFO. All cost-sharing or matching must be included in detail in the line item budget and noted in the budget narrative.

In addition to secured cost-share, NEA would like potential applicants to include in their proposal estimated but likely cost-share, including the identification of the likely sources (e.g. partners) and type of cost-share (e.g. financial contribution, pro-bono services, donated space, etc.).

Cost-share actuals and budget agreements will be finalized during the negotiation and award phase, and may be adjusted in accordance with the terms of the agreement during implementation. When cost-sharing is offered, it is understood and agreed that the applicant must provide the amount of cost sharing as stipulated in its proposal and later included in an approved agreement.

Cost sharing may be in the form of allowable direct or indirect costs. For accountability, recipients must maintain written records to support all costs that are claimed as their contribution, as well as costs to be paid by the Federal government. Such records are subject to audit.

The basis for determining the value of cash and in-kind contributions must be in accordance with OMB 2 CFR 200. 306 – Cost Sharing and Matching. # APPLICATION AND SUBM ISSION INFORMATION All applications must include the application components detailed below.

All application documents must be submitted in English. Applicants may submit only one (1) application. Please refer to Section B below for additional submissions guidance and requirements.

NOTE: Applications that do not include all the required documentation described in Section 1 below will not advance past the Technical Eligibility Review stage. Further, applications that exceed the allowable page limits will not be reviewed by the review panel. Applicants may not add any materials to an application once it has been submitted and the competition deadline has passed.

Federal Assistance Application Forms (SF-424, SF424a, and SF-424b): Applicants must complete all three forms online to be considered for funding. The SF-424B is required only for those applicants who have not registered in SAM. gov or recertified their registration in SAM.

gov since February 2, 2019 and completed the online representations and certifications. Guidance on how to complete the SF-424 and SF424a is provided in Appendix 3. NOTE: In addition to following all guidance outlines below regarding application materials, applicants are strongly encourage to review the Application Evaluation Criteria section of this NOFO closely as they prepare their proposal.

The Evaluation Criteria section is the rubric by which each application will be scored. 13 The Project Narrative describes the efforts the applicant will undertake to address the priorities and goals of this announcement. It may be no longer than 15 pages .

More details on preparing the Project Narrative are provided in Appendix 3. Applicants are strong encouraged to review Appendix 3 before preparing their Narrative.

Budget & Budget Narrative Submission: Applicants must provide the following three elements as part of their budget submission:  Detailed Line Item Budget *A detailed budget for up to two years is required as well as a notional budget (in a separate tab) for up to three out years. There is no page limit for this section of an application. A sample fillable template can be found in Appendix 1.

This template includes three tabs: The first tab includes written guidance on preparing the Budget Narrative. Applicants are strongly encouraged to create their Budget Narrative in Word and submit as either a Word Doc or PDF file. Please note that the Budget Narrative should include designations of who is considered Key Personnel for this project.

As defined in the Department of State Standard Terms and Conditions for assistance awards, Key Personnel means, “… key professional and supervisory personnel; i.e., the members of the professional staff in a program supervisory position engaged for or assigned to duties under the award. ” The second tab of the budget template in Appendix 1 has the template for the Summary Budget .

This tab will auto-fill as you complete the Detailed Line Item Budget, which can be found on the third tab. The third tab is where you can fill in the template for the Detailed Line Item Budget as stated above. NOTE: Applicants are strongly encouraged to use the same format as provided in the template, and to submit summary and detailed line item budgets in Excel form, and the Budget Narrative as either a PDF or Word file.

If the applicant does not use the template, the applicant must ensure that their submission includes all elements outlined in the sample. The template, which includes more detailed instruction, can be found in Appendix 1. Applicants are strongly encouraged to review Appendix 1 before preparing their Narrative.

In addition to the detailed budget for up to two and a half (2. 5) years, applicants shall submit a notional budget for an additional two and a half (2. 5) out years, for a total of five (5) years.

Applicants shall provide a logic model to demonstrate how the proposed project (including activities, the project design, and the surrounding context) will achieve the stated objectives. The logic model statements can be generated using the template in Appendix 2 . NOTE: Applicants are strongly encouraged to use the same format as found in the sample.

If the applicant does not use the template, the applicant must ensure that their submission includes all elements outlined in the sample. This section may be no longer than three (3) pages.

14 Job Descriptions / Biographical Info for Key Personnel Positions: Professional bios for lead project personnel in application and partner organizations: Summary professional information must be included within the project narrative or as a separate document included in the application. This section may be no longer than five (5) pages.

List of U.S. and International Business Partners: As an initiative designed to leverage private sector entities, provide a listing of all partners, noting what level of involvement and whether partnership is secured (i.e. letter of intent) or potential/prospective. This section may be no longer than five (5) pages.

List of Potential Advisors/Technical Assistance Providers: This can include examples of previous instances of providing technical assistance in the Fintech industry context. This section may be no longer than five (5) pages. Applicants must provide an overall breakdown of the order and timeframe in which all project activities will take place.

This item should provide a macro snapshot of what will take place from beginning to end of the project. Applicants must ensure that the timeline of activities/events corresponds with details provided in the Project Narrative and Logic Model. This section may be no longer than five (5) pages.

Negotiated Indirect Cost Rate Agreement: NOTE: This item is required only IF applicable. Applicants proposing indirect costs in the Budget greater than a 10% de minimis rate must provide a copy of their Negotiated Indirect Cost Rate Agreement (NICRA). This item will not be counted toward any page limits.

Applicants may submit additional documents for consideration with their application. These documents are not required and there is a 10 page limit for this section of the application. NOTE: Applicants must adhere to all maximum allowed page counts.

Applications that exceed any of the allowable page limits will not advance past the Technical Eligibility Review stage. B. APPLICATION FORMATTING REQUIREMENTS The required font is 12-point, Times New Roman.

All application documents must be single spaced, with all margins (left, right, top, and bottom) of at least one inch each. Also, applicants should ensure all pages in the application package are numbered consecutively and meet the page limit requirements outlined in Section A. 1 and A.

2 above. The Standard Forms 424 (SF-424, SF-424a, and SF-424b) are excluded from the page numbering. It is strongly recommended that applicants submit grant applications using Microsoft Office.

If applicants do not have access to Microsoft Office products, Adobe PDF files may be submitted. 15 C. SUBMITTING AN APPLICATION Applicants must submit their application electronically using either Grants.

gov OR SAMS Domestic . Both systems require that the applying organization have an account with the system and both require a UEI number and SAM. gov account as detailed in B.

3 above. It is the responsibility of the applicant to ensure they have an active account and will be able to submit its application. Applicants must select one of these systems to submit their application; do not submit an application through both systems.

NEA/AC is not in a position to grant exceptions to these requirements. The application process is not complete until the applicant receives notification that its application has been validated and forwarded to the granting agency (NEA/AC). Please allow sufficient time for entering the application into these systems.

It is the responsibility of the applicant to monitor its application to ensure that it is successfully received and validated. Grants. gov is a s ingle portal for applicants to find and apply to U.S. government funding opportunities.

Creating an account with this system is a five -step process: 1) obtain a UEI number; 2) create an account with the System for Award Management; 3) create a profile, in cluding username and password; 4) obtain Authorized Organization Representative (AOR) authorization; and 5) track AOR status. This process can take 10 business days or longer, even if all the steps are completed in a timely manner. To create an account, go to www.

grants. gov and click on the “Register” link, located at the top, right-hand side of the page. SAMS Domestic is a comprehensive grants management system that allows applicants to apply for, manage, and report on the use of U.S. government funds for multiple programs, accessed online at mygrants.

service-now. com . To create an account, go to http://mygrants.

service-now. com , and click the “create an account” hyperlink, located above the user name prompt. Users will be directed to a page entitled “User Registration Request;” complete the online form and click the “Submit” button.

Users will receive an activation email entitled “Verify Your Grants Account Registration;” click the activation link within the email to receive a username and password. SAMS Domestic has Quick Tours available to educate users about the system. These documents can be found on the Support tab upon logging into the system.

D. SUBMISSION DATES AND TIMES Applications must be time stamped before 17:00:00 eastern time (ET) on May 23, 2019. There will be no grace period, and any application not received by the application deadline will be deemed ineligible and will not advance to be reviewed.

Each applicant is encouraged to submit an application far enough in advance of the deadline so the applicant can alert NEA/AC ( nea-grants@state. gov ) of any technical difficulties and allow sufficient time to resolve difficulties before the deadline. Although NEA/AC will work with applicants to 16 resolve technical issues, it is not in a position to grant exceptions to the submission requirements outlined in this announcement.

# FUNDING LIMITATIONS, RESTRICTIONS, AND O THER 1. Awards to Commercial Firms or For-Profit Organizations The Department of State prohibits profit under its assistance awards to commercial organizations. No funds will be paid as profit to any recipient that is a commercial organization.

Profit is defined as any amount in excess of allowable direct and indirect costs. The allowability of costs incurred by commercial organizations is determined in accordance with the provisions of the Federal Acquisition Regulation (FAR) at 48 CFR Part 31.

Program income earned by the recipient may be:  added to the total of the amount of this award, including the required cost sharing or matching, and use it to further eligible project objectives;  used to meet the Recipient’s cost sharing or matching requirement;  OR deducted from the total project or program allowable cost in determining the net allowable costs on which the federal share of costs is based. Domestic and foreign