Real Estate Loan (CLIMB Fund) is sponsored by The CLIMB Fund. This loan program helps South Carolina businesses get the capital they need to acquire land or property, renovate, construct, or improve their facilities.

Our Loan Products | Lending for Opportunity | CLIMB Fund CLIMB Fund is dedicated to creating positive social and economic impact in South Carolina by providing flexible, affordable, and customizable loans to small businesses that struggle to secure traditional financing. Our goal is not only to assist you with your business funding needs, but also to support the growth of your business so that you can secure traditional financing later.

We offer several loan tiers to meet your specific needs. Review the options below to find the right fit for your business. Loan Amount: up to $50,000 Use of Funds: start-ups or existing businesses that struggle to secure traditional capital.

Loan Amount: $50,001 and over Use of Funds: capital for sustaining operations or supporting expansion needs, gap financing for projects partiall funded by another lender.

Term: up to 10 years, 25 year amortization Use of Funds: purchase or improve owner-occupied real estate Loan Amount: up to $25,000 Use of Funds: small businesses that have short-term or seasonal needs for working capital To ensure we can support your application, please review our basic requirements below.

Be physically located in South Carolina Have a valid business license Be 18 years of age or older Businesses engaged in illegal activities Out of state projects and businesses Ready to get started? Follow the steps below. Step 1: Start Your Application This will take you to our official loan application portal.

Requirement: You must complete the Application Workshop (Step 2) before we can process your submission. Step 2: Complete the Application Workshop All prospective borrowers are required to complete our Small Business Loan Application Workshop. This ensures you understand our lending process, what’s required, and how to set yourself up for a successful application.

You can meet this requirement in one of two ways: Attend a live virtual session OR watch our 4-part recorded video series at your own pace If you watch the recorded modules, you must email our Intake Coordinator at Intake@climbfund. org with the key phrase shared during the presentation to verify completion.

Register for a live session Watch the recorded modules Step 3: Prepare Your Documents Review our checklist to know what documents you will be asked to submit with your application. View Required Document Checklist In addition to the loan services above, CLIMB Fund also offers specialty programs to serve your needs.