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Find similar grantsResilient Retrofits is sponsored by New York State Homes and Community Renewal. Offers low-interest loans and grants to low and moderate-income homeowners in flood-prone areas for home resilience and energy efficiency improvements.
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NYS Resilient Retrofits — Home HeadQuarters Rental Property Loans and Grants Bid & Qualification Requests NYS Resilient Retrofits 50/50 Loan/Grant Program You can't control the weather, but you can prevent costly weather-related damage to your home New York State homeowners may be eligible for up to $50,000 in a 50/50 loan/grant program to fortify the home to protect against future flood and rain damage.
Up to $50,000 in a combination low-interest loan with matching grant for resiliency measures that will fortify the home to protect against future flood and rain damage Loans are at a 3% simple interest rate and are payable over 5 or 10 years Grant portion, of up to $25,000, is considered a deferred loan through the term of the loan and forgiven once the terms of the loan are satisfied Homes located in Extreme Risk Areas, Floodways and Coastal Erosion Zones may not be eligible to participate and/or may require additional review Homeowners choose their own properly insured and certified contractor(s) Household income must be at or below 120% of HUD median income [examples of income levels: Onondaga County , Broome County , Erie County , Chemung County , Tompkins County , Rochester MSA (Livingston, Monroe, Ontario, Orleans, Wayne) , Jefferson County , Albany MSA (Albany, Saratoga, Schenectady, Schoharie) , Montgomery County ] No minimum credit score required, but homeowner must be current on mortgage and taxes and have no bankruptcy within last two years Owner-occupied, 1-4 unit buildings allowed 50% of the loan/grant proceeds must be used for resiliency measures that will fortify the home to protect against future flood and rain damage.
See examples of eligible flood mitigation repairs here. Roof replacement can qualify as a flood mitigation item, but the roof must be a fortified roof. You can find a fortified roof spec here.
Translation? If you need materials translated into another language other than Spanish or English, please contact us! Questions?
Contact info@homehq. org or 1-833-DRY-WARM (833-379-9276). The New York State Resilient Retrofits Loan Fund is administered by Home HeadQuarters and made possible with funding from NYS Homes and Community Renewal.
According to the current listing, eligibility includes: Low and moderate-income single-family homeowners in flood-prone areas of New York State. Confirm the full requirements in the official notice before applying.
Resilient Retrofits is funded by New York State Homes and Community Renewal. Verify program details on the funder's official page before applying.
This opportunity targets applicants in New York. If your organization operates elsewhere, check the official notice for location requirements.
Start from the official opportunity page linked in this listing — it carries the sponsor's submission instructions.
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