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Rural Economic Development Loan & Grant Program is sponsored by USDA Rural Development (implemented through local utility organizations). This program provides funding for rural projects through local utility organizations. It offers zero-interest loans to local utilities, which then pass them through to local businesses for projects that create and retain employment in rural areas.
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Community Facilities Direct Loan Program U.S. Department of Agriculture USDA Rural Development provides affordable funding to develop essential community facilities in rural areas. Projects include fire and rescue stations, town halls, health care clinics and hospitals.
Application deadline: Open Community Facilities Guaranteed Loan Program U.S. Department of Agriculture USDA Rural Development provides loan guarantees to eligible lenders to develop essential community facilities (CF) in rural areas. Examples of community facilities include health care facilities, buildings like town halls, and public safety facilities such as fire departments.
Application deadline: Open Electric Infrastructure Loan & Loan Guarantee Program U.S. Department of Agriculture USDA Rural Development provides insured loans and loan guarantees to nonprofit and cooperative associations, public bodies, and other utilities. Insured loans primarily finance the construction of electric distribution facilities in rural areas.
Application deadline: Open Multifamily Housing Loan Guarantees U.S. Department of Agriculture USDA Rural Development works with qualified private-sector lenders to provide financing to qualified borrowers to increase the supply of affordable rental housing for low- and moderate-income individuals and families in eligible rural areas and towns.
Application deadline: Open Water & Waste Disposal Loan & Grant Program U.S. Department of Agriculture USDA Rural Development provides funding for clean and reliable drinking water systems, sanitary sewage and solid waste disposal, and storm water drainage to households and businesses in eligible rural areas.
Application deadline: Open Better Utilizing Investments to Leverage Development (BUILD) Grant Program U.S. Department of Transportation The U.S. Department of Transportation’s (USDOT) Office of Infrastructure Deployment provides grants for surface transportation infrastructure projects with significant local or regional impact.
Application deadline: 2/24/2026 Rural Economic Development Loan & Grant Programs U.S. Department of Agriculture USDA Rural Development provides funding for rural projects through local utility organizations. USDA provides zero-interest loans to local utilities which they, in turn, pass through to local businesses (ultimate recipients) for projects that will create and retain employment in rural areas.
Application deadline: 12/31/2025 Timber Production and Expansion Guaranteed Loan Program (TPEP) U.S. Department of Agriculture USDA Rural Development provides financial support to qualified lenders whose loan applicants want to establish, reopen, expand, or improve a sawmill or other wood processing facility that process ecosystem restoration byproducts from USDA Forest Service National Forest System lands.
Application deadline: Applications will be accepted until funds are expended. Water and Waste Disposal Pre-development Planning Grants U.S. Department of Agriculture USDA Rural Development offers grants to help eligible low-income, rural communities plan and develop applications for the Water and Waste Disposal loan/grant and loan guarantee programs.
Application deadline: Open Brownfields Multipurpose, Assessment, and Cleanup Grant Competition U.S. Environmental Protection Agency EPA’s Office of Brownfields and Land Revitalization (OBLR) grants allow more vacant and abandoned properties to be turned into community assets that can attract jobs and promote economic revitalization in communities. Application deadline: 1/28/2026
According to the current listing, eligibility includes: Local utility organizations (for loans and grants), which then lend to ultimate recipients (local businesses or projects). Ultimate recipients must be in rural areas (towns with population fewer than 50,000 residents). Confirm the full requirements in the official notice before applying.
The current listing shows maximum Grant Amount: $300,000 (to establish Revolving Loan Fund); Maximum Loan Amount: $1 million. Verify award ceilings, matching requirements, and allowable costs in the official notice.
Rural Economic Development Loan & Grant Program is funded by USDA Rural Development (implemented through local utility organizations). Verify program details on the funder's official page before applying.
Start from the official opportunity page linked in this listing — it carries the sponsor's submission instructions.
The Rural Economic Development Loan and Grant Program's fourth-quarter FY26 deadline lands on June 30, 2026 — the last shot at REDLG capital this fiscal year. With $50 million in zero-interest loans and $10 million in grants available annually, REDLG is structurally unlike any other USDA Rural Development instrument: rural electric and telecommunications utilities apply on behalf of an ultimate rural business recipient, and the utility passes the federal funding through at zero or near-zero cost. Here is what eligible projects look like, why the intermediary structure quietly favors a specific applicant profile, and what to do before the next cycle opens in FY27.
Read articleUSDA's Rural Decentralized Water Systems Grant funds nonprofits to capitalize a revolving loan fund for household wells and septic systems: 1 percent fixed, 20-year terms, $15,000 maximum per household. The application window closes September 30, 2026. The program is chronically under-subscribed for one structural reason — the 10 percent priority-point contribution cannot be in-kind. Here is the full instrument analysis and what it takes to win.
Read articleThe Cold Chain Grants for Emergency Food Assistance Program closes October 1, 2026, funding cold storage equipment at up to $200,000 per project with a 10% cash match. But USDA is not awarding to food banks — it is awarding to nonprofit intermediaries who will run competitive subaward programs. Two audiences, two entirely different jobs, and one of them has 43 days.
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