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Page does not list a specific application deadline; program funded through FY2026 via Bipartisan Infrastructure Law. Contact FEMA-STORMRLF@fema.dhs.gov for current cycle details.
Safeguarding Tomorrow Revolving Loan Fund (RLF) Program is sponsored by Federal Emergency Management Agency (FEMA). The Safeguarding Tomorrow RLF program complements and supplements FEMA's Hazard Mitigation Assistance grant portfolio to support mitigation projects at the local government level and increase the nation's resilience to natural hazards and climate change through low-interest loan…
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Safeguarding Tomorrow Revolving Loan Fund (RLF) Program - National Wildlife Federation Nature-based Funding Database Safeguarding Tomorrow Revolving Loan Fund (RLF) Program The Safeguarding Tomorrow Revolving Loan Fund (RLF) Program allows FEMA to fund capitalization grants to establish revolving loan funds for direct hazard mitigation assistance to local governments to reduce risk from natural hazards.
To promote an entity-led program, FEMA is not limiting eligible uses beyond the limitations established in the Safeguarding Tomorrow through Ongoing Risk Mitigation (STORM) Act. Eligible uses include: Mitigation Activities: projects that reduce the impact of natural hazards, zoning and land-use planning changes, and building code enforcement.
Non-federal Cost-Share: loans may satisfy a local government’s non-federal cost share requirement for other FEMA Hazard Mitigation Assistance (HMA) grant programs. Local government technical assistance: entities may provide technical assistance to local governments applying for and receiving loans, which shall not exceed 5% of the capitalization grant received.
Entity administrative costs: entities may use a portion of the capitalization grant for administrative costs associated with the revolving loan fund. Covered administrative costs may not exceed the following limits of whichever is greatest: $100,000 per year; 2% of the capitalization grants made in that fiscal year; or 1% of the value of the entity loan fund. FEMA is also authorized to set-aside 2.
5% of available funds for technical assistance to eligible entities, cover administrative costs, and provide capitalization grants to insular areas, including American Samoa, Guam, Northern Mariana Islands, and U.S. Virgin Islands. States, federally recognized tribes, Puerto Rico, and the District of Columbia are eligible recipients to award loans directly to local communities.
Any of the 20 federally recognized Tribal Nations that FEMA has identified as having received major disaster declarations are eligible to directly apply. All Tribal Nations and Tribal entities that are not federally recognized tribes that are located within a participating entity (e.g., state), may apply for a loan under that entity’s revolving loan fund.
Local communities may also apply to participating entities for low-interest loans, so long as loan recipients have a FEMA-approved hazard mitigation plan. Approx Annual Funding Amount The Bipartisan Infrastructure Law provided $500 million total to establish this program through Fiscal Year 2026.
The participating state, territorial, or Tribal government must contribute at least 10% of the capitalization grant into an established entity loan fund. The application cycle varies per fiscal year. State Hazard Mitigation Officers FEMA-STORMRLF@fema.
dhs. gov To be eligible, applicants must complete a capitalization grant application, develop an Intended Use Plan, and a local government project proposal list. Applicants must also have a FEMA-approved State or Tribal Hazard Mitigation Plan.
Purpose: Business/Community Development , Disaster Recovery , Natural Hazard Mitigation , Water Quality Improvements , Water Quantity Improvements Agency: Federal Emergency Management Agency (FEMA) Eligibility: Local Government , State , Territory , Tribal Government Support Type: Project Funding (Grant/Other) , Project Funding (Loan) Regenerative Pilot Program (RPP) Five Star Wetland and Urban Waters Restoration Grants Pre-Disaster Mitigation (PDM) Grant Website Design by openbox9
According to the current listing, eligibility includes: States, federally recognized tribes, Puerto Rico, and D.C. may apply for capitalization grants; local governments receive loan funds from those revolving loan funds. Confirm the full requirements in the official notice before applying.
The current listing shows $500 million (total program allocation through FY2026). Verify award ceilings, matching requirements, and allowable costs in the official notice.
Safeguarding Tomorrow Revolving Loan Fund (RLF) Program is funded by Federal Emergency Management Agency (FEMA). Verify program details on the funder's official page before applying.
Yes — this listing is flagged as national in scope, so applicants across the U.S. may apply, subject to the sponsor's other eligibility criteria.
Start from the official opportunity page linked in this listing — it carries the sponsor's submission instructions.
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