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Find similar grantsSBA Disaster Loan Mitigation Assistance is sponsored by U.S. Small Business Administration (SBA). SBA offers low-interest disaster loans to small businesses, with the option to increase the loan by up to 20% for mitigation measures to protect against future disasters.
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Mitigation assistance | U.S. Small Business Administration Help protect your home or business against future disasters. Rebuilding stronger is within reach. SBA offers low-interest disaster loans to homeowners and small businesses impacted by declared natural and other disasters.
Eligible SBA disaster loan borrowers may choose to receive expanded funding to help mitigate their home or business against future disasters. SBA disaster loans can be increased up to 20% to make building upgrades.
Whether you’re recovering from a declared disaster or planning ahead and thinking about how to protect your home and family, business, and employees, mitigation assistance not only helps you rebuild and get back to business, but the money can also be used to make property improvements that eliminate future damage or save lives. SBA approval of mitigating measures is required before any loan increase can be made.
There is no cost to apply, and you are under no obligation to accept a loan if approved. Even simple things can strengthen your home or business today to avoid damage and unplanned costs in the future. Upgrade to building materials that can reduce high-wind damage to your roof and windows: Strengthen structures to protect against high wind damage.
Brace or upgrade to wind-rated garage doors. Upgrade to pressure-rated windows. Install hurricane roof straps.
Install a safe room or storm shelter built to Federal Emergency Management Agency guidelines. Shore up your property and reduce the risk of flood damage: Landscape your property to improve water runoff and drainage. Relocate your home or business outside a flood plain Convert the lowest floor to a flexible space that is less likely to be damaged in a flood.
Reduce your risk of damage from wildfires with fire-grade materials: Install a Class A fire-rated roof. Install 1/8” mesh screening over all vents to keep embers out of eaves and vents. Install non-combustible gutters, fences, and gates.
Remove roof and gutter debris that can be ignited by airborne embers. Replace single-pane windows with dual- or multi-pane tempered glass windows. Safeguard your home or business against the next earthquake: Strengthen and retrofit masonry buildings and concrete facilities that are vulnerable to ground shaking.
Install window film to prevent shattered glass injuries. Anchor any rooftop-mounted equipment. Upgrade your materials to protect against hail damage: Install HVAC hail protection such as hail guards, shields, or wire mesh.
Upgrade to steel gutters and downspouts, which are less likely to leak. Upgrade your building’s materials (for shingles, windows, skylights, and siding) to withstand significant impact. For additional information, call 800-659-2955 (TTY 7-1-1) or visit a Disaster Recovery Center near you and ask about increasing your SBA disaster loan for mitigation purposes.
You’ll want to take the right steps to prevent and prepare for disaster, and know where to get aid if disaster strikes. Prepare for emergencies with a three-step plan
According to the current listing, eligibility includes: Small businesses affected by declared disasters. Confirm the full requirements in the official notice before applying.
SBA Disaster Loan Mitigation Assistance is funded by U.S. Small Business Administration (SBA). Verify program details on the funder's official page before applying.
Yes — this listing is flagged as national in scope, so applicants across the U.S. may apply, subject to the sponsor's other eligibility criteria.
Start from the official opportunity page linked in this listing — it carries the sponsor's submission instructions.
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