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Find similar grantsSD Works Program is sponsored by South Dakota Governor's Office of Economic Development. Offers 3% fixed-rate gap loans alongside banks to small businesses in South Dakota, aiming to support business growth and development.
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South Dakota Works - South Dakota Governor’s Office Of Economic Development Working Capital to Interim Construction Financing South Dakota Works is a flexible loan program that offers business and commercial loans to companies in need of working capital, fixed assets, and interim construction financing. The Works program is a true gap financing tool that target 20% of eligible costs on a project’s need for financing.
The SD Works loan can be in a subordinated lien position to the lead lender’s financing. Eligible uses include building construction, equipment purchases, real estate financing, and working capital. For additional information and to learn more about this recently expanded program, contact a business development representative at (605) 773-4633 or [email protected] .
The borrower works with a participating lender to secure matching funds to be used in conjunction with a South Dakota Works loan. South Dakota Works may be used for business purposes, including start-up costs, working capital, inventory, and interim construction loans.
Ineligible uses of funds include: Purchasing, constructing, renovating, or tenant improvements of an eligible place of business that is for passive real estate investment Repaying delinquent federal or state income taxes Repaying taxes held in trust or escrow Minimum 1:1 match with another lender Amortization matched to a useful asset life Maximum 20-year amortization; 5 year balloon The borrower works with a participating lender to secure matching funds to be used in conjunction with a South Dakota Works loan.
South Dakota Works may be used for business purposes, including start-up costs, working capital, inventory, and interim construction loans.
Ineligible uses of funds include: Purchasing, constructing, renovating, or tenant improvements of an eligible place of business that is for passive real estate investment Repaying delinquent federal or state income taxes Repaying taxes held in trust or escrow Minimum 1:1 match with another lender Amortization matched to a useful asset life Maximum 20-year amortization; 5 year balloon GOED Loan Application (pdf) GOED Loan Application (word) South Dakota Works Program
According to the current listing, eligibility includes: Small businesses in South Dakota seeking financial assistance. Confirm the full requirements in the official notice before applying.
SD Works Program is funded by South Dakota Governor's Office of Economic Development. Verify program details on the funder's official page before applying.
This opportunity targets applicants in South Dakota. If your organization operates elsewhere, check the official notice for location requirements.
Start from the official opportunity page linked in this listing — it carries the sponsor's submission instructions.
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