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Self-Sufficiency Grant is sponsored by Modest Needs Foundation. Provides one-time emergency grants to workers at risk of losing everything due to a single small expense, paying creditors directly for bills like repairs or medical costs.
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Income Support, Emergency/One-time Financial Assistance Low-income individuals and households Has eligibility requirements: **General Program Requirements:**Generally, Modest Needs offers Self-Sufficiency Grants to qualified individuals/households who need help to afford two specific types of expenses: * Unexpected or emergency expenses that an individual or family living paycheck-to-paycheck could not possibly afford without a short-term hand-up.
* Monthly bills that an individual or family living paycheck-to-paycheck cannot afford to pay at the time of their application because of a documentable extenuating circumstance that occurred within the past year.
Additional General Requirements: * You intend to apply for assistance either for yourself or for a person living in your home; * Your household has at least one active bank account OR has filed a Federal Tax Return within in the past two years; * You have regular access to a computer and the Internet and can check your email and the Modest Needs website daily for the entire time that your application is active; * You have the ability to access a scanner or a fax machine for long enough to scan and upload or fax the documentation to support your application that Modest Needs will request from you during the grant application process; * If you rent (rather than own) your home, your household has a legal lease that your landlord and a member of your household both have signed.
This lease must show the monthly cost of your rental, whether or not you pay all of this amount yourself; * Your household passes their 'income' and 'employment' tests, both of which are explained in the application process.
**Residency Requirements:** You are a legal resident of the United States or Canada **Income Requirements:** They make Self-Sufficiency Grants in an effort to assist individuals and families who, because they are working and live just above the poverty level, are ineligible for most types of conventional social assistance but who, all the same, are living one or two lost paychecks away from the kind of financial catastrophe that eventually leads to homelessness.
**Does the program require the client to be able to work?
:** * At least one adult member of the applicant's household must be documentable employed at the time of the application AND * The primary (largest) source of income for each applicant's household must be either income earned from employment, or child support payments; or Veteran's Benefits; or retirement income (including Social Security retirement benefits) **Age Requirements:** 18+ Modest Needs offers grants designed to promote the self-sufficiency of individuals and families who, because they are working and live just above the poverty level, are ineligible for most types of conventional social assistance but who, all the same, are living one or two lost paychecks away from the kind of financial catastrophe that eventually leads to homelessness.
**** **Updates due to COVID-19:**Operating **Cost**: The grants they offer come with no strings attached and do not ever have to be repaid. * Either most recently filed tax return OR the most recent bank statement you've received for all of the adults living in your household (required) 1. Please register an account with Modest Needs, as this is how they communicate throughout the application process.
2. Complete the online application process (30-45 minutes). ## About This Organization Modest Needs is a non-profit organization that exists to responsibly provide short-term financial assistance to individuals and families in temporary crisis and prevent the kind of financial catastrophe that eventually leads to homelessness.
**Updates due to COVID-19:**Operating
According to the current listing, eligibility includes: Individuals or families who are employed and living just above the poverty line, making them ineligible for most conventional social safety net programs. Confirm the full requirements in the official notice before applying.
The current listing shows up to $1,000. Verify award ceilings, matching requirements, and allowable costs in the official notice.
Self-Sufficiency Grant accepts applications on a rolling basis — there is no single fixed deadline. Check the official notice for any cycle-specific review dates.
Self-Sufficiency Grant is funded by Modest Needs Foundation. Verify program details on the funder's official page before applying.
Yes — this listing is flagged as national in scope, so applicants across the U.S. may apply, subject to the sponsor's other eligibility criteria.
Applications go through the funder's official portal — the Apply Now link on this page goes there directly.
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