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Find similar grantsSingle Family Housing Repair Loans & Grants in Mississippi is sponsored by USDA Rural Development. Provides loans and grants to very-low-income homeowners in Mississippi to repair, improve, or modernize their homes, including bathroom remodels.
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What Is the USDA Home Repair Loans and Grants Program? Aging in place requires having safe, comfortable, and affordable housing. The Single Family Housing Repair Loans and Grants program was created to help more older Americans live at home independently for longer by keeping their homes in good repair, which benefits homeowners and strengthens their communities.
What is the Single Family Housing Repair Loans and Grants program? Also referred to as the Section 504 Home Repair Program or simply the Home Repair Program, the Single Family Housing Repair Loans and Grants program is offered by the U.S. Department of Agriculture (USDA) Rural Housing Service.
Its purpose is twofold: It provides loans to very-low-income homeowners that can be used to repair, improve, or modernize their homes as well as to remove health and safety hazards. It provides grants to very-low-income homeowners age 62 or older that can be used to remove health and safety hazards in their home.
These grants can also be applied toward modifications, like adding a walk-in tub, that make a home more accessible to household members who have disabilities. Who can get help from the Single Family Housing Repair Loans and Grants program? This program is for existing homeowners of single-family homes.
To qualify, you must: Be a U.S. citizen or permanent resident Own and occupy the house (and be able to document ownership) Meet your county’s guidelines to be classified as "very low income" (typically below 50% of the area median income) Be unable to obtain affordable credit anywhere else Be age 62 or older and unable to repay a loan (applies to grants) Live in an eligible rural area To find out if your property must be located in an eligible rural area, you can visit the USDA Income and Property Eligibility website and search your address.
If you have a manufactured home, you must own the home and site or you must be in a long-term lease. The home must also be occupied and should be on (or will be placed on with USDA funds) a permanent foundation. You can still obtain a loan or grant from this program if your property has income-producing land or structures.
But you can only use the funds to improve the residential portion of your property. How much money can I get from the Single Family Housing Repair Loans and Grants program? The amount of funds you can get from this program depends on whether you qualify for a loan or a grant: Loans: The maximum loan amount is $40,000 and is to be repaid over 20 years on a monthly basis.
Interest is at a fixed rate of 1%. For loans greater than $25,000, full title service is required. No down payment is needed.
Grants: The lifetime maximum grant amount is $10,000. Grants do not have to be repaid unless the property is sold in less than three years. If you can repay part of the funds received (but not all), you may qualify for a combination of a loan and grant.
Loans and grants can be combined up to a maximum limit of $50,000. What can Single Family Housing Repair Loans and Grants be used for? The Home Repair program's loans can be used to fund household repairs such as fixing a leaky roof or replacing a broken-down heating system.
They can also be applied toward cosmetic or structural improvements, such as additions and kitchen and bath upgrades. The Home Repair program's grants, however, are intended to be used primarily to eliminate health and safety risks for older residents, such as winterizing a drafty house or repairing faulty electrical wiring.
Grants can also be applied toward improving accessibility for residents with disabilities (e.g., installing a wheelchair ramp). Grants cannot be used to modernize or make cosmetic upgrades to a home. Be sure to check with your area Rural Development field office for specific funding guidelines.
Is there a deadline to apply for the Single Family Home Repair Loans and Grants program? Applications are accepted year-round as long as funding is available. While there is no set deadline to apply, applications are processes in the order they are received.
How do I apply for Single Family Home Repair Loans and Grants? The first step is to contact a USDA home loan specialist. Visit this map and choose your state to find a specialist in your area.
They can answer any questions you may have and assist you with completing your application. You can also contact your county’s Rural Development field office. Find contact information for your local office by choosing your state on this map.
Once you submit your application, the length of the review and approval process depends on funding availability in your area. Learn more about the Single Family Housing Repair Loans and Grants program by visiting the USDA Rural Development website . Housing & Home Equity Resources Get Help Paying for Food, Medicine, and More Millions of older adults miss out on money-saving benefits simply because they don't apply.
Start today by answering a few questions to see if you qualify, and learn how to get help to apply Get the Facts on Economic Security for Seniors Can I Transfer My Benefits Across State Lines? How Older Adults Can Get Help Paying for Housing How One 68-Year-Old Found More Than $7,000 in Life-Changing Benefits How to Winterize Your Home to Prevent Falls What Is Weatherization Assistance?
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According to the current listing, eligibility includes: Homeowners in Mississippi who are unable to obtain affordable credit elsewhere and have a household income that does not exceed the very low limit by county. Confirm the full requirements in the official notice before applying.
The current listing shows up to $20,000 for repairs; up to $7,500 for grants; up to $27,500 for combined loan and grant. Verify award ceilings, matching requirements, and allowable costs in the official notice.
Single Family Housing Repair Loans & Grants in Mississippi is funded by USDA Rural Development. Verify program details on the funder's official page before applying.
This opportunity targets applicants in Mississippi. If your organization operates elsewhere, check the official notice for location requirements.
Applications go through the funder's official portal — the Apply Now link on this page goes there directly.
The solicitation lists 4 required documents: proof of homeownership, income documentation, proof of rural area residency, and proof of inability to obtain credit elsewhere. Check the official notice for formatting and page-limit rules.
The Homeless Youth Program is a grant from the Illinois Department of Human Services that funds services for homeless and at-risk youth across Illinois. Administered through the Office of Community and Positive Youth Development, it supports nonprofit organizations delivering shelter, outreach, and support services to young people experiencing homelessness or housing instability. Eligible applicants are Illinois-based nonprofits with demonstrated capacity to serve youth. Awards range from $100,000 to $800,000 per year under CSFA number 444-80-0711. This is a FY 2026 funding opportunity with an application deadline of May 21, 2025.
Community Investment Tax Credit Program (CITC) is a grant from the Maryland Department of Housing and Community Development that provides state tax credit allocations to 501(c)(3) nonprofits, enabling them to attract private donations from individuals and businesses. Donors contributing $500 or more to approved projects receive tax credits equal to 50% of their contribution. The program has leveraged nearly $27 million in charitable contributions to approximately 700 projects statewide. Eligible project areas include education, housing, job training, arts and culture, economic development, and services for at-risk populations. Projects must be located in or serve residents of Maryland's Priority Funding Areas. The application period is typically held annually.
The Families First Community Grant Program is a competitive grant initiative from the Tennessee Department of Human Services (TDHS) offering approximately $27 million in funding to support nonprofit organizations serving low-income Tennessee families. Grants fund programs across four priority areas: education, health, economic stability, and family well-being, aligned with TANF goals of promoting self-sufficiency. Eligible applicants are 501(c)(3) nonprofits based in Tennessee that provide direct services to economically disadvantaged families. The 2025 application cycle closed July 10, 2025. This program reflects Tennessee's broader commitment to strengthening communities through strategic investment in local organizations that address the root causes of poverty.
USDA opened a $27.7M Rural Business Development Grant NOFO on May 18 with two deadlines two weeks apart. The June 15 Strategic Economic and Community Development carve-out and the June 30 main pool fund different applicants under different scoring — and most rural cooperatives apply to the wrong one.
Read articleUSDA's FY2026 Distance Learning and Telemedicine NOFO funds end-point equipment for rural schools, clinics, and libraries — but the 15% non-federal match, the hub-and-end-site project architecture, and the scoring weight on rurality and economic need are what determine winners by the June 30, 2026 deadline.
Read articleUSDA's FY2026 Rural Business Development Grant NOFO funds technical assistance and small-business support in rural communities under 50,000 residents — but the two-deadline structure (June 15 for Strategic Economic and Community Development applications, June 30 for everyone else), the enterprise vs. opportunity split, and the pass-through grantee model are what shape competitive proposals.
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