Small Business Export Loan

Small Business Export Loan is sponsored by Export Finance Australia. Provides loans to small to medium export businesses to help them expand their exports and reach new markets.

Small Business Loans - Export Finance Export growth, made possible Access loans from $20,000 to $350,000 Supports export working capital No property or inventory security required Is your business eligible?

If you’re expanding globally, our Small Business Export Loan could help you have an Australian Company Number (ACN) you've been trading for at least 2 years your annual turnover is over $250,000 you're a direct exporter or part of an export supply chain. Finance to take your business global Access the finance you need to expand your exports and reach new markets. With support available for a range of export purposes.

Fulfil contracts and purchase orders Boost your cash flow to deliver on export orders. Develop your export market Promote your products and services overseas. Invest in platforms to reach more global customers.

Why choose our Small Business Export Loan? Supports pre-shipment working capital needs Short-term finance to bridge funding gaps No property or inventory security required Wide range of export destinations considered No ongoing or early repayment fees Real stories of export growth Discover how businesses like yours overcame challenges, unlocked new markets and grew globally with the right finance behind them.

Seed Terminator manufactures a harvester attachment that can kill most weed seeds before they can grow, improving crop yield and reducing herbicide use. To support its manufacturing operations and meet growing export contracts in new markets, including Europe and North America, Seed Terminator needed finance.

We provided a series of Small Business Export Loans that supported Seed Terminator to deliver on its export contracts, and we continue to provide support to help grow its footprint.

MyVenue implements fast, hardware-agnostic and highly scalable point-of-sale software solutions for the sports, entertainment To grow its sales, software development and quality assurance teams, MyVenue needed finance to scale its operations globally and support its growth ambitions.

We provided a Small Business Export Loan to support MyVenue with the additional working capital required to continue to increase its resources and scale its capabilities for global growth. Twisted Healthy Treats (registered trade mark of Spreadies Pty Ltd) is a Sydney-based wholesale trade business that manufactures better-for-you frozen dessert products.

To continue delivering its product to the US during a significant scale-up period, Twisted Healthy Treats needed finance to support stretched cash flow cycles. Our Small Business Export Loan provided Twisted Healthy Treats with the cash flow it needed to continue its operations, send containers to the US and prepare for domestic production.

Your first step to access our Small Business Export Loan is a Complete our quick eligibility check to see if it is right for Create an account and complete your application. If you need support at any stage, you can call us on 1800 093 724 or request a callback , and we’ll be in touch.

Small Business Export Loan FAQs If your business meets the following criteria, it may be eligible for a Small Business Export Loan: Borrower type: Company or Trading history: At least exporter or part of an export supply chain My business does not currently export. Can I apply? Yes.

If you’re not currently exporting but plan to, you may be eligible for an export market development loan. Alternatively, if you are part of an export supply chain – for example, a supplier providing components to an Australian business that exports its final product – you may be eligible based on those What if my business doesn't meet all the criteria listed? We assess each application on a case-by-case basis.

If you’re unsure whether your business qualifies, we encourage you to get in touch to discuss your specific circumstances. Eligible applicants can borrow between $20,000 and $350,000, with repayments typically made on a principal and interest basis over the loan term. Interest-only repayments are available for the first 6 months on 24-month term loans only and are subject to additional credit criteria.

If you need to borrow more than this, we have that may be better suited to your needs. What business and financial information do I need to provide to support my application? Bank statements from the last six months for the main trading account as well as the bank account to which the loan will be credited (if these are different).

Accountant prepared financial statements for the last two Aged accounts receivable summary for your company. Financial Year to date management accounts (P&L and balance sheet) if more than three months into the current financial Most recent tax statements from the ATO portal. 12 months Profit & Loss forecast.

Personal statement of assets and liabilities for each director.

Download the form What identification do I need to provide to support my Each individual with 25% or more ownership, or who exercises 25% or more of the voting rights in the borrowing entity, must provide two forms of the following identification: What other information might I need to provide to support my Depending on the purpose of the loan, we may request the International purchase orders or contracts / Contracts with Australian exporters: Copies of the specific export contract(s) or purchase Export market development: An export market development plan outlining how the funds will be used.

If you don’t have a plan prepared, you can here . You may also need to provide an overview of current export activities and evidence. Details of the equipment to be financed, along with a supplier quote or invoice, and an overview of existing export activities and evidence.

summary of your export-related funding need, and an overview of current export activities and evidence. My business does not currently have an export contract or purchase order. Can I still apply?

Yes. We can accept supplier invoices, other third-party documentation or an export market development plan to confirm how the funds will be used. My business has overdue tax obligations.

Is it still eligible? Your business may still be eligible, depending on the circumstances. We’ll need a copy of your business’s ATO-approved tax payment plan.

Please contact us to discuss further. Will Export Finance Australia complete a credit check? Yes.

We’ll complete a credit check via Equifax, but only with your permission. There is no credit check when you first submit per application payable at drawdown, plus any documentation interest rate, with regular (amortising) principal and interest repayments. Interest rates are approximately 13% p.

a. Interest rate is indicative only and may change. Interest rates are fixed for the term of the loan.

repaid early at any time with no penalty Can I apply as a third party on behalf of a business? Yes. If you’re an accountant, broker or other adviser applying on behalf of a business, we’ll need a signed letter of Want to apply for our Small Business Export Loan?

Complete our eligibility check to see if it is right for you.