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Find similar grantsSmall Steps to Success Loan Program is sponsored by City of Mobile, Alabama (funded by Community Development Block Grant - HUD). This alternative loan program for micro-enterprise businesses in the City of Mobile promotes economic development in distressed areas or provides economic opportunities for low to moderate-income (LMI) individuals.
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Or search similar grants →Extracted from the official opportunity page/RFP to help you evaluate fit faster.
Community Development Block Grant (CDBG) – ADECA ADECA / Community Development Block Grant (CDBG) The Community Development Block Grant program is funded by the U.S. Department of Housing and Urban Development (HUD), and the State of Alabama has administered the program since 1982. The program is available to all non-entitlement communities (those not receiving direct funds from HUD) that meet applicable thresholds.
All projects must meet one of the three national objectives: Benefit at least 51% low and moderate income persons Aid in the prevention or clearance of slum and blight The State is required to write an action plan each year for approval by HUD that shows how the State intends to distribute the funds. Since the beginning, Alabama has distributed the majority of funds through competition among communities.
Community Enhancement Fund Economic Development Fund ADECA annually awards CDBG money for the Large City, Small City and County categories. Applicants are scored based on several competitive factors including community need, cost efficiency, appropriateness and impact. Applications deadlines are announced during the annual workshop in the first quarter of the year.
Competitive categories are: Small City Fund (3,000 or less population) Large City Fund (>3,000 population) The Small City Fund has a ceiling of $400,000. The Large City Fund and County Fund both have ceilings of $500,000.
Water and sewer extensions and rehabilitation Neighborhood & downtown revitalization Street and drainage improvements Community Enhancement Fund This fund is available to all eligible communities to use for projects that address quality of life issues. Application deadline is announced during the annual workshop in the first quarter of the year.
Recreational facilities, etc. CED administers a small Planning Fund that allows communities to develop communitywide comprehensive plans and downtown revitalization plans. Economic Development Fund (ED) The ED Infrastructure Fund is available to all eligible communities for projects supporting the creation or retention of jobs. Applicants for ED assistance should have a commitment from the business to create or retain 15 or more jobs.
The business should fall within the SIC codes 20-39 or provide a significant economic benefit. Projects must not include intrastate relocation. The program is available on a continuous funding cycle.
A 20 percent local match is required, and construction cannot begin prior to grant award or release of environmental conditions. Grant Ceiling : $400,000 (can be waived) Typical activities : water, sewer, or road improvements; rail spurs, docks, etc. Economic Development Incubator ($400,000) Economic Development Float Loans ($10 million) CDBG Program Supervisor Territories Map
According to the current listing, eligibility includes: Micro-enterprise businesses (five or fewer employees, one or more of whom owns the business) in the City of Mobile. Confirm the full requirements in the official notice before applying.
The current listing shows $2,500 - $50,000 (potentially more with strong need). Verify award ceilings, matching requirements, and allowable costs in the official notice.
Small Steps to Success Loan Program is funded by City of Mobile, Alabama (funded by Community Development Block Grant - HUD). Verify program details on the funder's official page before applying.
Start from the official opportunity page linked in this listing — it carries the sponsor's submission instructions.
A September 18, 2026 proclamation renews the $100,000 H-1B payment through September 21, 2027. Courts have blocked collection since June. The cap-exempt carve-out that protects universities from the DHS fee rule does not appear here — and that gap decides how grant-funded labs should hire.
Read articleOn September 16, 2026, the First Circuit granted HUD an emergency stay of the order that had erased the FY2026 Continuum of Care competition. HUD reopened e-snaps on September 18 with a September 30, 8:00 PM ET deadline, one technical correction shortening applicant notification from 15 days to 7, and a waiver letting private nonprofits administer rental assistance. Here is what the stay does and does not decide, why your award may still be provisional, and the exact sequence to run in the days you have left.
Read articleFive weeks after a federal judge vacated the FY2026 Continuum of Care NOFO in its entirety, HUD published a Notice of Research Justifying Additional Incentives for Certain Activities To Reduce Homelessness. It is not a NOFO and not a proposed rule — it is the administrative record HUD needs to reissue the same policy and survive the next lawsuit. Here is what the four named activities tell you about the revised competition, why the October 13 comment deadline is now the real leverage point, and what CoC leads should be building right now.
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