Sponsoring Partnerships And Revitalizing Communities (SPARC)

Sponsoring Partnerships And Revitalizing Communities (SPARC) is sponsored by Virginia Housing. The SPARC program by Virginia Housing helps localities working toward revitalization, increasing homeownership opportunities, and serving rural communities by providing funds for affordable Virginia Housing mortgages.

Sponsoring Partnerships & Revitalizing Communities (SPARC) | CSPDC Connects: Planning Together Sponsoring Partnerships and Revitalizing Communities The SPARC Program, offered through Virginia Housing, provides reduced-rate mortgage financing to help address special housing needs across Virginia.

Through partnerships with local governments, non-profits, and housing industry partners, SPARC makes homeownership more affordable for eligible families. With SPARC, qualifying buyers earning up to 120% of the Area Median Income (AMI) receive a 1% reduction on Virginia Housing’s prevailing mortgage interest rates. These savings can add up to thousands of dollars over the life of a loan.

In 2025, Virginia Housing allocated $4. 5 million to the CSPDC to expand affordable housing opportunities throughout the Central Shenandoah region. Program Eligibility SPARC funds are available for properties located in the following jurisdictions: Counties of Augusta, Bath, Highland, Rockbridge, and Rockingham Cities of Buena Vista, Lexington, Staunton, and Waynesboro.

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